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Business & Finance - 13 October 2006

[Selected]: All categories Business & Finance

Advertising & Marketing · Careers & Employment · Corporations · Credit · Insurance · Investing · Other - Business & Finance · Personal Finance · Renting & Real Estate · Small Business · Taxes

i have a had a large sum of money put in my bank,the bank think it is bad money and i dont know where it is from,the bank has took it,soeone told me if i askthe bank to prove its stolen,if they cant give it me they have to give me the money back,i ths true

2006-10-13 05:05:20 · 11 answers · asked by MARK W 1 in Other - Business & Finance

Just to make a long story short: I have had a life insurance policy since I was 22. I put in $1200/year. I am now 26. I was talked into getting this policy from someone who I respected but does not now, knowing they did not have my best interests in mind. I do not need life insurance at this moment, although I know there will be a need further down the line when I might have a greater chance of being uninsureable and the premiums will be higher. However, I am rated as preferred so I dont know if that will hold true. Should I surrender this policy? If I do I will have a check for $1331- basically I would lose out in $3469- BUT it might be better to lose that money now than to keep contributing $1200/year while the cash value grows very SLOW and my death benefit is only $176,000 anyways, which is NOT enough anyways... Any advice would be helpful. If I do surrender the policy I plan on opening a ROTH IRA and funding it with $200/month- the 100 from the ins. and 100 more of my money.

2006-10-13 05:01:03 · 12 answers · asked by Anonymous in Insurance

have you ever started your own business with no previous work experience and suceeded ?. what type of a business was it ??? please help me and share your own experience?? does reading helps or do you have to have worked to gain experience ?

thank you

2006-10-13 04:57:35 · 3 answers · asked by messiry86 2 in Small Business

2006-10-13 04:55:51 · 5 answers · asked by Hope I Can Help :-) 2 in Other - Business & Finance

The details:
I am going to have a fairly large capital gains this year. I understand that if I am in the 15% or lower tax bracket, then my capital gains will be taxed at 5%. If I am above 15%, then my capital gains will be taxed at 15%. (I've held it for more than 1 year)

Therefore, If I can get into the 15% tax bracket, I will save 10% on my capital gains taxes. Let's say the capital gains was $200K, and my adjusted gross income looks like it will be $9K over the 15% tax bracket cutoff for my non-captial gains tax income. Therefore, if I could get in the 15% tax bracket I would save 20K on my captial gains taxes because it would only be taxed at 5%. So if I donated $9K to charity and it put me in the 15% tax bracket, I would still be $11K ahead.

However, is this possible? From looking at the IRS website and last year's Turbo Tax, it is not clear to me if charitable giving can actually put me in a lower tax bracket.

Thank you for taking the time to answer my question.

2006-10-13 04:44:48 · 6 answers · asked by quizzable 1 in United States

Would I normally need to be bonded to be intrusted with expensive jewelry to sell for a jewelry designer?

2006-10-13 04:43:05 · 3 answers · asked by SILLY GIRL 1 in Other - Advertising & Marketing

This is my website: www.petitebijouxss.com
I listed my products on etsy, google and amazon as well. I am just wanting to sell my products and any advertising/promotional ideas would help. Any feedback is great! Thank you!

2006-10-13 04:35:58 · 6 answers · asked by artanswers 1 in Small Business

2006-10-13 04:32:49 · 2 answers · asked by Ladiesman217 1 in Investing

Before you go into work after at least a one night break, how many hours of a nap do you take? And how long are your shifts..8 or 12?

2006-10-13 04:27:07 · 3 answers · asked by shanesmommy01 3 in Careers & Employment

I am an Accounting-Finance double major with an international emphasis and plan on getting my CPA. I love working with numbers and figuring out problems, but lately Real Estate has especially interested me. What types of careers could combine all of these aspects? I also especially love traveling/living abroad (I am in Germany right now), so International opportunities and a decent salary are a bonus :)

2006-10-13 04:26:54 · 2 answers · asked by amy l 1 in Careers & Employment

I'm upset about this. I like to pay my loans off sooner, but the banks still like charge me more interest when I make a bigger payment. What is the use to pay more, when I feel like I'm getting rip off?

2006-10-13 04:21:38 · 4 answers · asked by Darrin S 1 in Other - Business & Finance

too many books on the shelf , confusing

2006-10-13 04:15:11 · 12 answers · asked by roy 1 in Investing

I would like to import large Quntities of used books and megazines in Tamil and English from india indonesia or from any country. please contact me if you know the source, Thank you

2006-10-13 04:11:22 · 1 answers · asked by subramaniam1955 3 in Small Business

i am goin 2 graduate next year n i dont know what career i want 2 choose.I am very good @ biology n i love children. I was thinkin of becomin a pediatric but is 2 many years in collage. Then i was thinkin of fashion desining. I am exelent in fashion desing but beeing a fashion desingner is not what i really want to be. Im not sure.

2006-10-13 04:10:41 · 6 answers · asked by charielsboobie 1 in Careers & Employment

On a 200k loan, at 6% APR, 15yr Mortgage, how do I calculate the amount of $ actually paid ONLY to interest at the END of 15 YRS.

2006-10-13 04:09:43 · 3 answers · asked by Pete 1 in Other - Business & Finance

Some friends of mine are having some financial problems. I would like to pay some of their utilites anonymously. How do I go about doing that?

2006-10-13 04:08:53 · 5 answers · asked by Lisa S 3 in Personal Finance

Is it possibe to start a small bussiness in the U.S with a capital of US$30-35,000.Im gonna move to the U.S soon and in the mean time,im trying to get some info on the bussinesss scene.Thanks a lot people

2006-10-13 04:07:41 · 3 answers · asked by anonymous 1 in Small Business

2006-10-13 04:07:31 · 9 answers · asked by lcd 2 in Careers & Employment

please help

thankyouu

2006-10-13 04:03:14 · 5 answers · asked by Youdontneedto know 2 in Other - Business & Finance

Most all pf the funds are in common stock and mutial funds with a small amount in their money market. How safe is the account balance if something bad happens to Fidelity? If Fidelity goes broke what will happen to my money?

2006-10-13 04:01:35 · 5 answers · asked by Larry C 1 in Personal Finance

He walks into work with an attitude and everyone has to do as he says. Why??

2006-10-13 04:00:26 · 14 answers · asked by Anonymous in Careers & Employment

I already have sufficient life cover through my employers and the extra cash would help pay off credit cards and reduce mortgage balance by around 10%. Would this be a wise decision? What else do I need to consider?

2006-10-13 04:00:17 · 3 answers · asked by Anonymous in Personal Finance

My wife and I are looking to buy a restaurant. Will we be responsible for the employees' unemployment benefits if we terminate them? There are entirely too many people working there right now, and we figure the only fair way to reduce staff numbers is to terminate everyone and start fresh. All current employees would be welcome to apply for open positions, and will be given higher consderation.

2006-10-13 03:54:56 · 5 answers · asked by random_outfitters 2 in Small Business

I heard that with help of the new CEO RadioShack stock will go up to the $30's and maybe like $50's, much like Sears did. What do you think?

2006-10-13 03:54:23 · 1 answers · asked by Horacio O 2 in Corporations

fedest.com, questions and answers