2006-10-13 04:48:59 · 11 answers · asked by mullen s 1 in Business & Finance ➔ Credit
has anyone dealt with them as i sent them a deposit and now have gotten no where, no response....i don't know what i should do.
2006-10-13 04:50:10 · update #1
since i've already sent them money, and i'm now realizing that this was likely fraud any suggestions on what to do now. who do i call to report it do i change my banking information. they have all my personal info as i was applying for a loan.
2006-10-13 04:53:55 · update #2
do not get another credit card, you will just get in more debt
2006-10-13 04:50:28 · answer #1 · answered by mcbrian2000 5 · 0⤊ 0⤋
Lemme guess....you sent a money gram or western union deposit to them for "insurance" right? A friend of mine fell for this scam. I don't know how much money you just lost probably around $700 considering the amount of the loan, but it's gone. You will never hear anything from that company again.
You should never have to pay money to get money. If they have your banking information you need to close that account immediately and report the company to the FTC. Most of these scammers are based out of Canada and they rip off hundreds of thousands of dollars from Americans every year.
2006-10-13 12:37:26 · answer #2 · answered by gmckfanusc 2 · 0⤊ 0⤋
As you have figured out, this was a BIG mistake. If you want to get out of debt, go to this site: http://daveramsey.com/. On the right side of the home page, you will find a column called "trusted services" and the first link is "financial counseling." Click on that and you can find someone in your local area that you can call for financial counseling. If you're not quite ready for that, Dave Ramsey's book, The Total Money Makeover, is incredible. You should be able to find it at your local library. In the meantime, surf around Dave's site a bit and read some of the info there. You can also listen to his radio show online. You won't find any "quick and easy" solutions - but you will learn how to get out of debt and STAY out of debt. Good luck!
2006-10-13 12:34:34 · answer #3 · answered by dreamweaver.629ok 3 · 0⤊ 0⤋
They "approved" your loan based on the deposit you gave them. This may be one of those banks that offers a line of credit from your bank account. So actually you did not get anything. Try a home based business to get more money. Email me if you want more info.
2006-10-13 12:08:01 · answer #4 · answered by Soul_searching 1 · 0⤊ 0⤋
Call the Harvard Business School. They might want to write you up for a case study in Suckernomics 101.
2006-10-13 11:50:52 · answer #5 · answered by Jim 5 · 0⤊ 0⤋
You gave them a deposit? What was it for? What does the paperwork they sent you and you signed say?
You just got scammed.
2006-10-13 12:04:42 · answer #6 · answered by KL 5 · 0⤊ 0⤋
You sent them a deposit. Huh.
Well, you can kiss that money goodbye.
You NEVER NEVER NEVER have to put up money out of your pocket to get a loan.
2006-10-13 11:51:12 · answer #7 · answered by Stuart 7 · 0⤊ 0⤋
Why would you send them a deposit for a line of credit?
2006-10-13 11:51:06 · answer #8 · answered by Mike Hunt 5 · 0⤊ 0⤋
IT likes look they took you for your money it a scam And last person but canadians don,t blame us
2006-10-15 01:31:25 · answer #9 · answered by pattibcacl 6 · 0⤊ 0⤋
OUCH...
Do a search on bbb.org, and get ready to write to yout state's consumer protection agency. Sorry
2006-10-13 13:42:48 · answer #10 · answered by Anonymous · 0⤊ 0⤋
sounds like you just got yourself more debt.... if you can stop payment on the check that would be good - but its sounds like a scam if they are not responding to your attempts to reach them.....
2006-10-13 11:51:55 · answer #11 · answered by akelaamy 5 · 0⤊ 0⤋