I took out a loan with company X in joint names with an ex partner. I repaid for a while no problems.
A while later, due to mounting other debts, I went to a debt replayment plan which was all in my name.They agreed a repayment structure with all the debtors including company X.
I repaid this for a while with no problems.
A while later my circumstances chnaged. New partner, marriage and children. For three months during a transition change I made vastly reduced payments for three months.
Company X filed a CCJ against me. I responded with a defence claiming only half due to it being joint names.
Now, as is normal, the case will be heard in court. I do realise though due to company X response to the court that I am equally liable for the whole amount not just half. Fair enough.
Since I received the CCJ I managed to get back on track with reduced payments and have been paying fine for 4 months.
But what will happen at court? I am worried. Will they ask awkward questions? Advice !!!!!
2007-11-14
06:31:22
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6 answers
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asked by
bhafc87
2
in
Law & Ethics