Charge account from 2000, will be off my credit report in 10/07. The pay status is listed as >Charged off as Bad Debt< and the remark is >Profit and Loss writeoff<. I have never received any calls or letters froms creditors or collection agencies, and 7 years is almost up. Should I even bother paying this debt at this point? Can a debt that is no longer in your credit report effect any future lending like a home loan?
2007-04-08
18:26:52
·
5 answers
·
asked by
andy211
2
in
Credit