I took one of those rediculous payday loans out and thought I had finished repaying. Anyway, I found out 2 weeks ago that I still owed them 2 payments (which should have only been about $300 but because of interest and late fees it double to $600)!!! They never sent me anything by mail nor called me prior to receiving a garnishment notice in the mail so I really didn't know I owed them anything. I called them after getting all my receipts together and attempted to make payment arrangements. They advised me that since the garnishment was in process I could either pay the balance in full to avoid the garnishment or just let the garnishment run it's course. Well, I don't have $600 right now so I decided on the latter. The first garnishment is due to come out of my check on Friday. Today, Wednesday, I noticed that they took a one month payment out of my checking account!!! Which overdrafted my acct. My question is, can they garnish my wages & deduct payments from my checking acct too?
2007-10-31
07:20:11
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6 answers
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asked by
Anonymous
in
Law & Ethics