Renting & Real Estate - November 2007

I'm in southern California looking to borrow $260K in loan amount. I've looking around for various lenders with the best interest-rate. I see there are banks (Wamu, Bank of America, Wells Fargo, etc) and then there are lending companies that also do pre-approval. Well, I was using LendingTree and found matches that were with lenders outside of my state. One of which is Advance Mortgage Corp.

Now, what I don't understand is, how does this work if I can't meet with them face-to-face in my area? So, I can be pre-approved by a company in Utah, but how will the finanicial work if they're not a bank? I'm confused on how national lending company works.

2007-11-21 07:14:30 · 5 answers · asked by James P 1

2007-11-21 06:59:00 · 6 answers · asked by Anonymous

2007-11-21 06:31:58 · 6 answers · asked by dawnd_444 2

I paid my rent for 2 years on time-never late. I left the house in better condition than when I moved in. The day I moved out, I hired Stanley Steamer to clean my carpets. 3 months later, I am informed by Century 21 that the carpet molded and all the carpet must be replaced because the water was not removed adequately by Stanley Steamer. They kept my deposit and are demanding $1500 more! They said that if I want Stanley Steamer to pay, I need to sue them, but until then I am responsible.....anyone have any advice?

2007-11-21 06:27:10 · 4 answers · asked by Kasey L 2

Should we buy this home that sold for 3yrs ago for $148.000 but apraised yesterday for only $65.000 because it was foreclosed 1yr ago? The house is in North Minneapolis,MN and is selling for $55.000 built in 1928 sits on 3 lots. Please, advise. Thanks

2007-11-21 06:09:51 · 3 answers · asked by cynthia 1

I have a years assured tenancy agreement which was up in may 2008 . the landlord has decided to evict us because we kept moaning about the poor condition of the house. he has given us two months notice from today to move out As i will need to find another property I want to move out asap and not pay the remainder two months rent and forfeit the deposit, (im pretty sure i wont be getting this back anyway as the landlord will want to reclaim the money he spent on repairs), what is my legal standing and are the estate agents and landlor likely to pursue me for the remaining tw months rent .

2007-11-21 04:55:02 · 16 answers · asked by Anonymous

i am in the middle of a refi on my home for a lower interest rate.. what impact, if any will the housing market have on me durring this time??

2007-11-21 04:22:49 · 4 answers · asked by ra ra yeah!! 1

I am wanting to get expired mls listing that did not sign back up with an agent,preferrably 60 to 120 days old.

Is there anyone in the Fort Worth area that can supply me with the list for a fee?

I am an Investor, Thanks for your help .

2007-11-21 04:21:13 · 3 answers · asked by Anonymous

I just finalized the paperwork on getting a 2 bdrm/2bath apartment and need to start looking for a roommate that can move in with me, once I get the keys. The apartment is pretty nice, and it will be A LOT cheaper than renting by myself, plus the living quarters are twice as big, and I won't have to come home to an silent/lonely place anymore either. My problem is...finding a good roommate is harder than I expected! I don't know anyone that's looking for a place, that I can actually trust. I'm thinking about posting an add....say on craigslist or roommates.com . I will only live with another female, around my age. And of course I'd have her sign all the necessary documents, ensuring that rent is paid and protecting my butt from everything else that may happen. My question is...is it a bad idea to post an add for a roommate, because essentially this person is a stranger? I'm a little nervouse about it, but I don't have any other options.

Any ideas/opinions/suggestions?? Thanks!

2007-11-21 03:59:32 · 4 answers · asked by Anonymous

help.my bank has always paid mt rent s/o even if i have been short,and charged me obviusly,but this time round i checked my account on the friday prevoius and they paid it and left me £300 in the rd,i thought great at least theyv'e paid my rent,but when i checked again on tues after my landlord called to say where is it?,they gave me bacl my money,charged me £38 and didn't pay my rent,now i have an angry landlord and i wondered whether they could really do a U-turn like this,help.

2007-11-21 03:58:39 · 3 answers · asked by billybus 3

My boyfriend's insurance is currently very high and his car is terrible in winter. So he is planning to uninsure it and use mine during the winter along with myself. It makes me nervous to have anyone else use my vehicle long-term, so I am considering drafting up an agreement for him to sign before he uninsures his car. He has already agreed to pay half my insurance and towards gas. I am thinking of including the following items in the agreement: 1) that he pay half my insurance at it's current rate; 2) that he pay a set amount towards gas; 3) if he gets in an accident which he is at fault for, he must either pay for it OR pay the increase in my insurance rate for a year; 4) any repairs for vehicle due to general wear / tear will be my responsibility; 5) that his use of the vehicle not impede with my ability to get to and from my place of employment or any appointments I make. Even paying half my insurance & gas, his monthly total will be less than what he's paying now.

2007-11-21 03:21:32 · 10 answers · asked by Anonymous

I've rented a side-by-side duplex for about 6 yrs now and I really like it there. My brother rents the older half. It was once a single family home that was converted into separate units. My landlord has owned it for at least 30 yrs, but doesn't seem to care about the upkeep, I think he knows he'll sell it eventually and have to do the repairs then. I want to approach him about buying the unit because I'd rather buy than rent from a new property company that will raise prices. I don't think the home has separate water lines running to each unit. Do zoning ordinances typically allow sale of attached units that are not converted into condos?

2007-11-21 03:10:58 · 6 answers · asked by Sandy Sandals 7

2007-11-21 02:24:24 · 5 answers · asked by noone2day 2

I moved in to an apt. on Aug. 6th,2007. At that time the landlord did not request a security deposit. Upon moving in I could see why. The walls were dirty and had different colors of splattered paint ( previous tenant was an artist) and the carpet was filthy and covered in dog hair. I called the landlord but he was out of town. I cleaned the place up. 3 weeks later he called requesting a security deposit and agreed the apt was a mess. He said he would "work with me on the deposit. I gave him $200 at that time. In sept. he gave me a lease to sign...which i did and i made a not on the lease as to the condition of the apt. Sept and Oct. I gave him more money towards the deposit which left me owing $100 as of nov.1. Meantime I have been paying my rent on time. I received an eviction notoice and court date for the remaining $100 PLUS $5 A day late fees from day one. I did not receive a 7 day notice. This does not seem right or fair at all. Any suggestions?

2007-11-21 01:10:12 · 4 answers · asked by 2 cents 5

ok, so i came home last night to finish my fall cleaning, only to have a note taped to my room from the landlord asking me to clean my room and throw out the garbage outside of the house. i had my garbage in bags, on the floor, ready to go. i also was going through the closet/old clothes, so basically my room was like a disaster zone. it was just embarrassing to have someone see my room in the midst of the cleaning process. i wasn't given notice by my roommate (i'm subletting) that the landlord was coming by, but is that normal for your landlord to come unannounced or just to check your rooms once in a while?

2007-11-20 23:27:21 · 5 answers · asked by ? 3

2007-11-20 22:53:49 · 10 answers · asked by beetlejuice_4094 1

We are first time buyers, was going to wait untill the new year to put wheels in motion regards the mortgage but we have seen a very nice house. Obviously it depends on the other other offers the vendor gets but whats the consenus. Would we be taken seriously?

2007-11-20 22:44:22 · 13 answers · asked by char1ie_brown_74 2

On Craigslist I am continually seeing postings to take over payments on homes with no credit checks and no down payments. It seems fishy because the monthly payments that are listed are far below the rental market. For example there is a 3BR/2bth home listed with $125,000 left on the mortgage for $900/month. I'm currently renting a small 2bd/1bth for $1100. My initial reaction is that the remaining balances on the mortages seem to be too low. I don't see alot of people caught up in the ARM's unless they bought their home within the last five years. Most of the listed balances are less than $175,000 and the median home price in my town is $300,000. Does anybody have any idea if this could be legit? Please list your experiences.

2007-11-20 20:39:19 · 3 answers · asked by thegfunkclassic 1

Myself (a tenant) and the tenants living/renting in my apartment building are all being listed in a lawsuit as defendants. The mortage co. is the suing party. Obviously their loan is not being paid off. How can they come after the tenants? makes no sense. We have no interest in the property other than renting apartments there. Any help would be so greatly appreciated. Not sure where to turn. I can't really afford to hire a lawyer, and don't qualify for free legal. THANKS.

2007-11-20 20:26:20 · 3 answers · asked by MEhere I 1

I am staying in a rental house from last 37 Years, and from last 6 months house owner is avoiding giving me the rent receipts? (I am paying him monthly rent without fail) are there any consequences I may face?
According to new (Indian) law, house owner can not ask tenant to leave the place unless tenant is paying the monthly rent on time or even if tenant has not paid the monthly rent for a longer period, and if tenant is ready to pay the balance due amount, the house owner has to accept that.
Please suggest what should I do
Thanks in advance..!

2007-11-20 19:30:28 · 6 answers · asked by wellocast 1

my lease is due by the end of this month and my landlord is charging me 700 dollars off my deposit because i did not warn her that i was going to stay in her condo by the end of the lease, and i was going to move out!!

she said that i was required to let her know in 30 days advanced
and nowhere in the lease it says that i had to!!

is what she is diong right?

2007-11-20 19:07:54 · 2 answers · asked by marcos 1

Most people live in two-story houses with a tiny attic that you pull down a small ladder to get to nowadays. What happened to old-fashioned three story houses with a basement, a first floor, a second floor, and a full third floor attic where you climb a regular flight of steps positioned right above the first to second floor and basement to first floor staircases?

The houses I'm talking about aren't really that big, maybe 1000-1500 square feet per floor, but most of them were built before 1960. Now, most three story homes are mansions the size of an old Woolworth's store.

2007-11-20 18:52:18 · 5 answers · asked by Matthew V 7

does any one know about standing on the side of the side walk and holding the signs if you go to the relator place that is selling the house if you ask there? if any one any thing that would be great! thanks!

2007-11-20 16:04:01 · 3 answers · asked by Anonymous

can anyone give me a good estimate on how long it would take a normal UPS truck (on ground, of coarse) to get from the santee area in california to the houston area of texas?, you see, i recently bought somthing over ebay, the maxiumum time it can take to get here is 6 days, the minimum being 2, the seller said the same thing, that the longest it would get here is friday (she recieved payment on the 19th, monday), but the UPS website is telling me the 26th of november, i know somthing is wrong and i am wondering if anyone could just give me a little number estimating the days it would require




Thanks!!!, and have a happy thanksgiving!

2007-11-20 15:22:26 · 4 answers · asked by Gene! :) 3

Hello,

I was wondering my co signer backed out because of marriage problems with my mom. I called and let the company know and they said you need a new co signer right away. They are holding the unit for me until the end of Dec. They are saying I cannot get my deposit back for last month's rent if I cannot find a new co signer and they find someone else to rent the unit. I need help what should I do - I can find another co signer but they have to meet certain requirements,etc. Please help.

2007-11-20 15:17:19 · 4 answers · asked by HelpwithSong 2

2007-11-20 15:07:30 · 5 answers · asked by Anonymous

Not me, a colleague asked me this, she was laid off and was worried that she might not be able to collect UE because she is a real estate agent. Thanks!

2007-11-20 14:50:40 · 1 answers · asked by badsinger 2

I'm looking at a highrise condo for sale in a building downtown that has about 200 other condos inside. In addition to whatever the mortgage on the highrise ($320k) would be there is also a $900 monthly aintenance fee. I'm just wondering if property taxes are paid by whoever manages the building and included in the monthly maintence fee or if I'll have to be paying property taxes in addition to my mortgage and monthly fees.

Thanks.

2007-11-20 14:37:03 · 11 answers · asked by Dana_Marie 2

is there an article about donald trump's extravagant lifestyle? and does donald trump's gold apartment have a name?

2007-11-20 14:36:25 · 1 answers · asked by Anonymous

Ok we just moved to Bolingbrook, IL from San Diego, CA 10 days ago. The man we are renting from told us last week that he is selling his house and after showing it to two couples who are offering him really low for the townhouse, he wants to sell it to us if he is gonna sell it for less than he is asking for. He wanted 150k for it. its a 3 bedroom( the bedrooms are REALLY small) 1 1/2 bath. The realtor who showed the place told him to ask for less because it needs lots of repairs. He doesnt want to go too low and asked my husband and i if we are interested in it. Its in a lower income part of town that is constantly patrolled by the police. Our neighboors are ok. One of the neighboors said that my direct neighboor deals drugs on the corner. Since we have been here we havent seen anything our of the ordinary. The townhouse does need lots of repairs. The capet all over the house is terribly stained, the bathrooms need to be deep cleaned and the bathtub needs to be replaced.

2007-11-20 14:27:51 · 6 answers · asked by mamichula0883 3