Renting & Real Estate - November 2007

out there in the country it has to be cheeper then the city right does anyone know how much a farm house would coast to buy

2007-11-22 11:59:36 · 3 answers · asked by Anonymous

I've lived in this home for about 20 years. My parents had mortgaged the house with some old mortgage company and had paid off the mortgage. I'm trying to sell the home now and a title search is saying that the mortgage is unpaid, but I am 100% sure it is paid off. I can't find a satisfaction of mortgage payment letter on my side because my parents have passed away. The mortgage company that gave the mortgage was gone long ago and purchased by a new bank. Their records are gone. My parents were paying property tax etc. and never ever had a problem with someone claiming the mortgage hasn't been paid. I've actually already hired a lawyer and she has gathered tons of evidence and has already brought this information to court, but he tells me that a judge must review the information. It's been almost a year and I am still waiting for my money to get released from the title company. My attorney assures me that my case is solid. Is there anything I can do to try to speed up this process?

2007-11-22 10:51:09 · 3 answers · asked by Anonymous

Ok......I bought my house August 2001, 49,999.00 I put down 5000.00 to cover tax title and all that jazz So that left it saying I owed 45,000.00 around there I think anyhow, 20 year ballon after 5 years 7.75% interest it stated I owed like $39,779.65 after the 5 years is that right or is my bank s****ing me?

2007-11-22 06:13:28 · 6 answers · asked by canibeyourmistress 1

Can either the burdern or benfit of a covenant be passed in equity? if so how might this happen?

2007-11-22 04:48:50 · 5 answers · asked by Anonymous

Hi, I have a shop in a prominent location in howrah, India that I wish to let out to an ATM. (address 20, carry road howrah -711104), ph - 9883210284.

Can somebody guide me as to whom should be contacted for this ?

2007-11-22 03:00:00 · 5 answers · asked by subhankar ghosh 1

2007-11-22 02:30:14 · 1 answers · asked by Steven N 1

My lady and I are talking about buying a house. I have more of the down payment than she has. I am curious as to how other people structured the arrangement. What did you agree to in the event of a breakup? Did you sign your documents before a notary public?

2007-11-22 02:25:30 · 4 answers · asked by WallBaker 5

Your vote??

2007-11-22 01:34:06 · 6 answers · asked by zocko 5

Life insurance to cover the mortgage? Illness or unemployment cover? Please help!

2007-11-22 00:32:03 · 26 answers · asked by confused 1

2007-11-21 21:11:02 · 2 answers · asked by Anonymous

i know someone who just started renting this house and it didnt come with a fridge does that person have to buy one or should the landlord be responsibility for getting one for that family?

2007-11-21 19:58:19 · 8 answers · asked by cinnamon apple 3

I owe $500,000 on my 1st mortgage. And I owe $125,000 on the second. The market value of the house is maybe $500,000. A house down the street sold for $520,000 four months ago. Three houses down from our house is another house that sat on the market for $460,000 for six months - that owner finally moved out one day and the front lawn is now brown with a Bank Repo For Sale sign up for the last four months. So even if my house were sold for $500,000 there would be nothing left over for the second lender much less any fees involved for the sale. So why would a second lender foreclose in this situation - when they get nothing in return? Wouldn't this cost them money to foreclose? Wouldn't the 2nd lender lose their $125,000 plus the costs to foreclose? How could they possibly benefit from a foreclosure? Wouldn't they rather try to work out some re-payment plan instead?

2007-11-21 19:08:53 · 6 answers · asked by techtoch60 1

just wondering! because I'm planning on buying a house within a few years and hoping that a house that is worth around 500,000 now would be worth much less in a few years...

2007-11-21 17:50:01 · 8 answers · asked by MissUnpredictable 2

I am thinking of selling my house but I am unsure as to what steps I need to take to get the ball rolling. Could somebody give my some advice?

2007-11-21 16:13:56 · 7 answers · asked by lisa103181 1

2007-11-21 15:26:24 · 3 answers · asked by budaki97 1

My fiance' and I moved into an apartment in October...Everything was going great until we both got laid off!!!
Now we are probably not going to be able to afford rent, food and who knows what else...because the town we live in we are having difficulty finding jobs...
Is there anything we can do?

2007-11-21 14:58:36 · 7 answers · asked by xash177x 2

We worked with a realtor last summer. It was a rush deal (2 weeks...we had sold our house and the one we were buying beforefell through due to the owners fault)

This realtor was a dual agent and once we purchased this home and moved in we discovered tons of problems that were not disclosed before purchase. We are stuck with a huge repair bill and we're pissed!

Can I go after the realtor or broker-in-charge? If so, what are the success rates on these types of things?

2007-11-21 13:13:24 · 11 answers · asked by itsallgood 5

hi I am a 24yr old single female. I earn currently 12 an hour, i work 5 days a week from 9-5. and I am shacked up in with a freind and his family in an apartment thats 2 bedroom. I stay here rent free cause they are doing me a huge favor until i can find else where to live.
I really want to move out. and wanted to know what are my options based on my income level. basically do any one have any information on/about affordable rentals for individuals such as myself?
besides shared rooms.
let me know
thanks
thanks

2007-11-21 13:11:03 · 3 answers · asked by Anonymous

for example, if 3 months go by and I have not been able to make a payment, do they start calling and harrassing me?
when do they kick me out ? how long does the unpaid balance along with the late fees and what other charges will the bank put on my credit report.??? how long would this
nightmare be on my credit report?
please let me know what to expect if this happens...
i am a responsibel person, and just want to know how harsh i will be treated and what the consequence are... thanks

2007-11-21 12:25:34 · 7 answers · asked by J. P 1

I was told I can't do conventional or fha...Can anyone help? I am located in Illinois. I'd like to do 90 ltv. Ficos are low 5's.

2007-11-21 11:49:23 · 4 answers · asked by Anonymous

I have found lots of scam sites does anyone know the legitimate site for Alabama residents?

2007-11-21 10:06:31 · 2 answers · asked by Anonymous

Have you ever bought a house and you were not told about the events that happened in the house years and years before you bought it, I mean someone might have died in the house, or other strange things might have happened, like ghosts hauntings and so on, the question is have you or someone you know bought a house only to move out because of strange noises and things and you believed the house to be haunted by ghosts and stuff, this question may seem crazy.

2007-11-21 09:44:57 · 2 answers · asked by I represent possibility- Shawn 3

we rented our condo on friday and by monday the tenant was in jail with 2 counts against him and a 20,000 dollar fine. we dont know yet how long he will be there and his rent is due at the end of the month. we want this man out of the condo as soon as possible. we would appreciate any legal advice because we are not sure exactly how to handle it.

2007-11-21 09:36:11 · 6 answers · asked by Glory days 1

Do you think new home builders will keep dropping there prices? Do you think it is better to wait another week or two and make an offer in December closer to the holidays? Would the deals be better?

2007-11-21 09:19:54 · 7 answers · asked by ellabella0110 1

This is approx an additional 10% square footage.

How much value could this add to my house?

2007-11-21 09:06:06 · 5 answers · asked by oneakmusic 2

I rent the first floor of a house that has been converted into apts. The Saturday before last, our landlord had the septic tank pumped or adjusted in same way. Upon doing so, the gases filled up the basement. The comp. who did the work said they would dissipate within a day. Instead, it started to get worse. The smell is now filling up our apt. We told the landlord about it and he sent over his fix-it man (not from the sewer comp) and he dumped bleach down the great and tried a new cap. The smell disappeared for about half a day and today it's as bad--at times worse--as usual. The guy came over and dumped more bleach and the landlord said the company would come Friday since tomorrow is a holiday.
So I want to know--just how dangerous are these gases? What are our rights? Should we go stay in a hotel? (we have three pets so that's a problem)
PS It's not a fecal smell..it's more like a musty, dirty smell--kinda like cow manure.

2007-11-21 09:02:28 · 3 answers · asked by Anonymous

If my Mother's name is in the deed, but I'm the primary borrower on the mortgage, can I sell with no problems from her? Don't worry, I'm not trying to kick her out of her home. My Family is growing and she refuses to go live in a larger home, mainly because she knows that the other home will not be in her name but in me and my wive's. She's been refusing to sell, but I just found out that I'm the main borrower. My wife and two kids are sleeping in the same room and she doesn't seem to understand that we can't keep living like this. Please help.

2007-11-21 08:46:03 · 5 answers · asked by ღ♥Jess♥ღ 4

I am a single male 27 yrs old

2007-11-21 08:43:51 · 5 answers · asked by Clint Vincent 2

2007-11-21 07:48:11 · 9 answers · asked by CalamityJane 3

I was pre-approval by another financial company it quoted me of paying $2,000 monthly if I were to borrow $260K with an interest rate of 6.625% plus cost of insurance and property taxes.

Now, after searching for different lenders I see something like an interest rate of 5.875% with a monthly payment of $1,230.40 (closing cost = $6,677.00).

The confusing part is this: "We have broken your loan into an 80% 1st loan amount of $208,000 and a 2nd loan amount of $52,000 to avoid PMI. The quote below is for the 1st only. Your $52,000 2nd could have a payment as low as $347. Please call a loan consultant to get a customized quote for the 2nd."

What does the 80% means? I'm borrowing $208K first to reduce monthly payment?

2007-11-21 07:19:20 · 8 answers · asked by James P 1