Personal Finance - December 2007

2007-12-29 01:22:36 · 3 answers · asked by RON P 1

that wouldn't pay it back. What did you end up doing about it?

2007-12-29 00:48:47 · 15 answers · asked by louise d 6

I sent money to a company using western union which charged me for it on top of the fee I got for cashing the cheque at moneymart. The company is a scam. Will I get the funds AND the transaction fees back? I don't have good credit, much of a job, not in school, not a home owner, the bank said to get a loan... Which company can help me in Vancouver? Should I sew, WHAT SHOULD I DO???

2007-12-28 20:29:46 · 4 answers · asked by up_the_creek_21 1

I live in a big city, so rent in my neighborhood is at least 600 for a nice place.

I'm still in school, I go to college.

Is there a way? I don't have much money.

I know some friends who've moved to apartments and I didn't want to ask "Hey, where'd you get your money from to move out?"

So that made me think that there was a way. What do I need to have or to do? I know there's first and last months rent and insurance so that 600 becomes about 2 thousand.

I'll be 22 soon and have a part-time, will that be helpful?

2007-12-28 19:33:19 · 4 answers · asked by ? 3

2007-12-28 19:27:57 · 5 answers · asked by margaret_chan_sg 1

my girlfriend got scammed an amount of $14000 through a counterfeit check that was written in her names.She deposited check , withdrew funds and sent it to scammers by western union; check bounced a few days later.she now owes the bank $14000;please advise.Is the bank insured against such losses?

2007-12-28 19:17:20 · 4 answers · asked by musebeku 1

Hello, Obviously I cannot pay 14.25 interest rate, and they say you cannot consolidate one, single, loan. What are my options to get a lower interest rate? Should I take out a personal loan with a lower interest rate and co-signer and pay off that way?

2007-12-28 18:54:41 · 3 answers · asked by ffay23 2

yeah i'd like to get a reloadable mastercard because i am only 16 and can't have a real credit card but there are some things that i would like to purchase online and can't because of not having a credit card. so my question is:

does anyone know for sure if i can use a re-loadable mastercard to make ONLINE purchases?

i'm not talking about the MUCH card. i mean like the one you can just buy at the store, it comes in a little flimsy cardboard case thingy and there is like a $4 and something cent activation fee, where as the MUCH card fee is like almost $30. if i have to pay $30 because the re-loadable mastercard doesn't work online then i will.... but it's faster to get the re-loadable card because it's right in the store where as i have to apply online for the MUCH card and wait weeks.

the mastercard is pretty much instant - and cheaper. :P

so if anyone could share their knowledge with me that would be cool. oh yeah i live in ontario canada in case that makes any difference. thnx..

2007-12-28 18:52:03 · 3 answers · asked by ? 3

Give me advice on ways to make more(besides alowance) and whatever else comes to your mind.

2007-12-28 18:35:41 · 5 answers · asked by bmosby2 2

Has anyone successfully gotten a loan from any of the following people....Elvis Brown loan firm, Mrs. Gloria Mclendo, patty daro? I have gotten the same loan application from all three "firms". They all want proof of identity (understandable), bank account info and at least 1500$ up front.....what? Are there no honest people.....is everything a scam? I need to get in touch with Paris Hilton grandpa......he's giving money away/

2007-12-28 18:16:23 · 6 answers · asked by atomicdog 1

Has anyone ever obtained unsecured loan from other countries?

2007-12-28 15:27:07 · 2 answers · asked by Anonymous

I'm about to attend Community College within the next two weeks, but my financial aid is still being sorted out.

In order for me to go to school, I have to give them $1500 by January 2nd. They said that if financial aid goes through afterwards, they would refund my money... but I don't have access to that kind of money right now.

Is there anywhere where I can get a loan?

I have no credit, and I don't even have a job. The only thing I own that is worth any money is my car. Other than that, I'm pretty much broke. Any help you can give me would be greatly appreciated!!

2007-12-28 15:02:55 · 5 answers · asked by Asanya 3

So I am a US citizen that often gets checks in pounds sterling. Is there any way to avoid the hefty fees?

2007-12-28 14:43:52 · 3 answers · asked by ronald t 2

Someone listed me as a reference on their mortgage application and now they have defaulted and the bank keeps calling me. I barely know this person, and I never gave them permission to use my name and number as a reference. Can I take legal action against this person for fraud?

2007-12-28 14:40:59 · 4 answers · asked by peaceforhumans 1

I'm trying to cut down my monthly expenses because my income is falling short of the cost of my expenses.

2007-12-28 14:22:47 · 4 answers · asked by Anonymous

I just received the summons and complaint from a Law firm, debt that I could not pay to Discover. I have no job , and The amount of the principal may be around $750. They are sued me for $2330.54. I have 21 days to file an answer with the court or take other lawful action with the court. What does that mean?
1)Should I write a letter to my creditor ( Discover..?Or the Law firm?)
2) What should I say on this letter..my offer (for instance $700 paid in full..?or something around that amount?) or shouls I say something else?
3) What are my options (I understand that if I go to court I will end up paying court fees)

2007-12-28 13:11:03 · 3 answers · asked by COSANOSTRA 1

I was wondering how I can get a grant to start my own business? I am 16 years old, but very serious about it! Would my parents have to be involved in it?

2007-12-28 13:08:54 · 3 answers · asked by ?!?!?CONFUSED?!?!? 2

i am on SS disability benefits. hardly would cover my living expenses and medication cost. how can I earn some extra money without losing my benefits.

2007-12-28 13:07:01 · 5 answers · asked by Ali M 1

2007-12-28 13:03:06 · 4 answers · asked by human_way 1

Hi I am currently a student and I get money from my job as cash and I dont want the financial aid to know about it. So which bank I can have an account in without giving them my ssn? or how does it work?

2007-12-28 13:02:01 · 5 answers · asked by unknown11233 1

I just received a gift check from a friend. But the first name appeared on the check is not my legal name. However, my last name and address are both correct. Does anybody know if I could still cash or deposit it?

2007-12-28 12:59:45 · 5 answers · asked by linda l 2

i have 2 bank accounts one is a credit union the other is a bank of america. the bank of america is a checking account. the credit union is a savings. i want to withdraw money from my bank of america account but there are no bof in michigan. so instead of a wire transfer that costs i was going to write myself a check.

do i write the check to me or to cash

2007-12-28 12:54:59 · 6 answers · asked by errerer 1

said I would not pursue disability after death.I never said this.
What can I do?I'm 48 years old and only work 20 hours a week not making much money and I still have bills to pay.There was no will or no estate.

2007-12-28 12:51:49 · 9 answers · asked by shearhartattac 1

just lost my job and have no income.

2007-12-28 12:46:23 · 4 answers · asked by hanoihank 1

I was told that I am preapproved for a VA loan by my loan officer. However, he says that due to the fact that I have some open (deliquent) accounts in collections (old medical bills) it may affect me being approved. I have been current on all my bills for the past few years. These medical bills are a least two years old some 4 or 5 but they collection agencies keep updating them on my credit repot. I was always told to just wait the 7 years out. One is 3,500 and others 1,500 a piece. Will this hurt my chances of getting approved? He suggested that I pay them off. Will this help? I thought VA looked at FICA scores which is like 670 and debt and income which are both good. Is it that easy to get pre-approved?

2007-12-28 12:37:32 · 3 answers · asked by auora27 2

Well, I'm 13, going to be 14 in about a week. I want to know how I can just start collecting money over time and I'm not talking about jobs like babysitting or raking lawns. I do chores, but I don't get an allowance. I want something I can do like after school and on my spare time. Currently I just turn in bottle caps online, pick up any loose change I find on the ground, and sweepstakes I'm able to do. Please don't mention filling out surveys because I tried that and I got a lot of spam mail that I can't get rid of. Thanks in advance.

2007-12-28 12:30:41 · 5 answers · asked by Phil 2

I am only $200 short for rent. I can't find a job in my town, and have to get my rent money in. any LEGAL quick money ideas. And im not begging for change, stealing, or selling drugs or my body.

2007-12-28 12:30:19 · 4 answers · asked by x_kookoo4kokopuffs_x 4

Purchased a laptop from ebay for 250gbp, seller had good feedback but asked for money to be either paid in cash into account or through bank transfer. Payment was done with cash, but several hours later the seller was disclosed as a scammer who had scammed others in the past. He was taken off ebay but now am stuck with no laptop and minus 250gbp christmas money! Have the receipt and account details of what was paid in where is it possible to get the cash back? any ideas on how to salvage this one? Please I need some bright think ideas!

2007-12-28 12:11:29 · 5 answers · asked by Anonymous

2007-12-28 10:59:16 · 16 answers · asked by samantha 5

Okay, 5 days prior to closing on our new home our old home caught on fire and burned down completely (Due to ice storm). Our settlement amount will come close to what we owe on our new mortgage. I say we pay off our new mortgage (155K) and keep our old mortgage (30K) and just clear the lot or slowly rebuild the burned house and use it for a rental. This home in is Oklahoma, so the price of homes (and new homes) isn't as high as other states.

How else would be a better investment.

2007-12-28 08:43:23 · 6 answers · asked by no kidding 3