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I'm about to attend Community College within the next two weeks, but my financial aid is still being sorted out.

In order for me to go to school, I have to give them $1500 by January 2nd. They said that if financial aid goes through afterwards, they would refund my money... but I don't have access to that kind of money right now.

Is there anywhere where I can get a loan?

I have no credit, and I don't even have a job. The only thing I own that is worth any money is my car. Other than that, I'm pretty much broke. Any help you can give me would be greatly appreciated!!

2007-12-28 15:02:55 · 5 answers · asked by Asanya 3 in Business & Finance Personal Finance

5 answers

Try a credit union. Frankly, to the consumer, its basically a bank. The important differences which I won't go into here is what makes credit unions more consumer friendly. They offer higher interst rates on savings accounts, lower interest rates on loans. They are non-profit so they are about helping their members (you) and not just about making the most lucrative deal. Go to whichever building closest to you that has the words credit union printed on it and ask to speak with someone about setting up an account. Then ask what a credit union is... and go from there.

2007-12-28 15:26:28 · answer #1 · answered by insrtlamesnhere 1 · 0 0

If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages thatyou can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.

2007-12-28 16:53:50 · answer #2 · answered by Anonymous · 0 0

You may have to sell the car or try to get a loan against it.

2007-12-28 15:07:25 · answer #3 · answered by shipwreck 7 · 0 0

citifinancial u can use ur car as colateral thats what i did.. but WATCH THEM i was 18 took out a 3000$ with 27.7% interest ill be payin it the rest of mylife

2007-12-28 15:10:47 · answer #4 · answered by DiAMOND♥ 3 · 0 0

Try your local pawn shop -- they loan money against your material possessions....

2007-12-28 15:13:12 · answer #5 · answered by darkridr 6 · 0 0

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