Personal Finance - September 2007

I invested my $20,000 to a Senior Loan Fund C when I was advised to switch from CD to this loan. I told the bank broker that I do not want my $20,000 be decreased at all no matter what. 2 months later it decreased by $200. I told her that I want out but she kept on saying to stay for another 2 months and it will grow. But later on it decreased by $900. I was so mad, i took it out with penalty charge. I repeatedly told her that in the very beginning I do not want it to go down not a single penny because that $20,000 is intended for a good cause. She told me that it will never go down. Now I am short of $900. Had I stayed with CD I would have earned about $200 of interest already. Can I sue her for lying to me?

2007-09-05 11:30:47 · 5 answers · asked by Rainbow 1

I don't know what to get first....my friend is selling his car for 1500, I want to get some shoes, some clothes, and a phone but I don't know what I should buy first. Can somebody help me. I make a lil over 400 at work. And I just want to know out of the things I just named which should I buy first. thanks.

2007-09-05 11:02:07 · 6 answers · asked by Anonymous

Hi Rachelle, u just answered my question about personal loans...ur not excepting e-mails at this time. how do i get in contact w/ u?

2007-09-05 10:59:59 · 2 answers · asked by Anonymous

Apparently he made a speech recently and I need to know what he said that "telegraphed" regarding the federal interest rate plans. Did it had to do with credit loans?

2007-09-05 10:25:02 · 1 answers · asked by Sasha 1

2007-09-05 10:14:34 · 6 answers · asked by Anonymous

2007-09-05 10:10:33 · 6 answers · asked by donnell_cunningham 1

2007-09-05 08:58:56 · 3 answers · asked by taffy 1

I have aske to cash out at least a portion of my 401k but they tell me I cant as long as i work for the complay and that we dont have a loan policy. it is my money there must be a way.

2007-09-05 08:52:35 · 4 answers · asked by Anonymous

but i don' tlive iwth either my mom or my father.

and i can't get it from them either. where do i go to get it? I don't have my birth papers, or a card with my picture or anything on it.

I'm in high school, would hte counselor give it to me if i ask for it?

2007-09-05 08:26:22 · 14 answers · asked by Anonymous

Is there not an online site to go to that won't charge you to get information about government grants?

2007-09-05 08:26:02 · 5 answers · asked by Anonymous

2007-09-05 07:37:30 · 22 answers · asked by Anonymous

10 Yrs ago, my ex-wifes spending and my ignorance wrecked my credit, I have finally gotten it all off my record, and cannot get credit now for a lack of history. No history, No Credit, but ironically, No Credit, No way to build history.

2007-09-05 07:29:30 · 5 answers · asked by Chris 1

2007-09-05 07:06:39 · 6 answers · asked by lishia 1

2007-09-05 07:06:26 · 7 answers · asked by Mr G 1

2007-09-05 06:47:43 · 4 answers · asked by Mr G 1

I am in a position to pay off my car and my wife's car, for a total of $42k. That would still leave us with some savings, and a 6 month "emergency fund". We plan on buying a house in 3-5 years. Should I pay them off and be debt free, or stick the money in a CD for now? If I pay them off, I will free up almost $900/month in cash flow that won't go towards car payments and can be put in an money market or investment account.... thoughts?

2007-09-05 06:45:52 · 14 answers · asked by docjulius 2

2007-09-05 06:45:11 · 5 answers · asked by j f 1

and my family comes frist so i dont have any money to spend
thank you
keith

2007-09-05 06:35:08 · 4 answers · asked by Anonymous

We have made some foolish mistakes and don't know how to fix them. don't worry, we've learned from them. we are 3 pmt past due on my vehicle. I'd give it up but they said my monthly pmt would still remain the same. weve talked to bankruptcy lawyer and he said we would lose the land that is in my husbands name but it's not ours, it's his moms. she thought she could trust us by putting the land in our name but now we are in danger of losing it. i just had to quit my job because i don't have babysitters and can't afford daycare. my husband works 70-80 hrs a week and we just need to catch up on past due payments for a chance to keep up. is there anything else we can do. its hard to make budget because we never know how many hrs he can work. i'm gonna go back to work when he can stay home and watch the kids. I just need someone to suggest a debt management company or a book i can get from the library for advice. I'll let you know anything else if anyone wants to help us. thank you

2007-09-05 05:56:16 · 14 answers · asked by Anonymous

In the long run what would be more beneficial for my wife and me. To use savings to max out our IRA's for 2007 & 2008 or use that money as a 5% down payment on a new home? We are 27 & 25 and are already planning for retirement. The monthly payment difference would not be a concern at this time, but I want to make the best choice for the long-term. Thanks!!

2007-09-05 05:38:00 · 3 answers · asked by HomeBuyer1664 1

I got only Visa Electron in one bank. If I go to the other bank and give them slightly different details would they be able to compare them to those I have told the other bank before?

2007-09-05 05:09:44 · 9 answers · asked by Anonymous

I have bad credit and I need a loan, If anyone knows any lenders that won't try to get any upfront money out of me please let me know? ONLY PEOPLE THAT ARE ANSWERING MY QUESTION. I WILL FLAG YOU.

2007-09-05 04:32:00 · 1 answers · asked by rodney l 1

My husband and I closed on our first home on 8/31. Our loan was financed 100%. We are now looking to consolidate our credit and auto debt into one along with major home improvements that need to be done. . They total $35k. Where is the best place to go to apply for a personal loan or line of credit for at least $60, 000. Thank you for any insight!

2007-09-05 04:21:40 · 4 answers · asked by domonique_00 1

Please help. Detailed info required

2007-09-05 03:49:26 · 2 answers · asked by Happy S 1

Ok so my bank talked me into apply for a credit card to avoid overdraft fees in my checking account. Well yesterday they cashed three checks, none of which I had the money for in my checking account. Instead of taking the money off my credit card, and there was $800 on the card, they charged me a $27 overdraft fee for each check and returned them. Now I have to pay my vet a $35 returned check fee for two checks and call a friend of mine to assure she's going to get her money from me. How should I take care of this, because I am very very mad. I want to yell and scream, but that doesn't always work.

2007-09-05 03:44:54 · 4 answers · asked by Brittany 2

Some people can blow a million in a short period...

2007-09-05 03:28:19 · 5 answers · asked by jose s 1

I'm kind of worried about a financial tool that so easily pulls money straight from your checking account. Considering changing my check card into just an ATM card.

2007-09-05 03:27:33 · 3 answers · asked by trer 3

Hi, I am a 24 y/old...I really need some advice....Whenever I have some extra cash left on me I always seem to spend it...on any dumb little thing....I wish I could just put it away, save it, pretend it's not there so that later on I can invest it on something valuable or use it to go on a nice vacation (which I've been planning for a while) but due to my spending habits I haven't been able to. Any tips on how to take the anxiety away and save my cash!!!!!

Many friends of mine seem to know how to save, or know how to control their spending habits...

Any tips???

2007-09-05 02:39:27 · 9 answers · asked by LiberatedMe2008 1

2007-09-05 02:30:16 · 4 answers · asked by sophieb 7

What should a person look for before buying a residential property in India. I will be moving to iNDIA AFTER 40 YEARS IN US. wHAT SHOULD i WATCH FOR BEFORE BUYING RESIDENCE THERE IN INDIA.

2007-09-04 17:59:34 · 2 answers · asked by Ravi T 2