Personal Finance - September 2007

I am 20 years old and 2 months pregnant. I am currently working for temp agencies but I need something more permanent. Also, I'd like to be able to stay home and raise my baby. I don't have much money to invest and most of the at home jobs I've seen are scams. What options do I have?

2007-09-04 17:57:59 · 7 answers · asked by Anonymous

I am moving to India. I have worked here for the last 40 years. What is the best way to get social security in India. Should I leave my account in USA and heave it deposited direct in my account and withdraw it in India. or what should I do. Any help would be appreciated.

2007-09-04 17:54:55 · 1 answers · asked by Ravi T 2

For instance, I have $100,000 and chose a 6-mon term CD at 5% APY. How will the interest be calculated? Will I be paid $5000 each mon. or $5000 for the whole 6-mon. term?

2007-09-04 17:31:02 · 4 answers · asked by Man H 1

Thanks :)

Serious answers only please.

2007-09-04 17:10:54 · 4 answers · asked by shannon 2

Financial Plan
Balance Sheet
Current Assets:
Building $150,000
5 computer $5,995

Furnishings $5,000 if I go for a good atmosphere, you’ll need more than that probably, unless you get money from the government (you are promoting culture in the end!)
Equipment $1,000
Cash
Arlene $5,000
April $4,500
Accounts Receivable
None
Inventory
Coffee $1,000
Tea $500
Other Assets
Cups $3,000
Total Current Assets
$24,005
Liabilities:
Accounts Payable (monthly)
Water $200
Phone $150
Electric $500
Donut Vendor $1,000
Warehouse Club $1,000
Coffee Distributor $1,000
Wages $5,000
Advertising $1,000
Taxes Payable
Property Taxes $500
Employee Taxes $2,000
Operating Loans Payable
Startup Loan $500
Printer $ 97
Total Liabilities
$12,947 on going per month
Projected Income
March 05
Coffee $6,000
Tea $2,000
Cookies $1,500
Donuts $2,500
Misc. $4,000
Total Income for March
$16,000
Total Projected Net Profit (Cost/Benefit)
$3,150 for March
This would assume 20 pots of coffee sold a day, plus an assortment of other items. This also assumes the market will not increase or decrease due to weather or economics. This would be an average month.

2007-09-04 16:09:59 · 3 answers · asked by life 2

2007-09-04 15:47:12 · 7 answers · asked by Anonymous

Would you buy something? Go somewhere or do something?

2007-09-04 15:31:53 · 19 answers · asked by melfan 2

they say rebate. Or are they just taking your money?

2007-09-04 15:21:10 · 4 answers · asked by Mr.P 3

I have a friend who has ADHD, doesn't handle money well, and is in considerable debt. He has tried Quicken (and other software), autopay programs, Dave Ramsey, etc. but says he wants to completely turn over his finances to someone else to manage paying his bills for him.

He has spoken with a few CPAs who have told him such a service does not exist for people who don't make a lot of money (he's a sales rep, so he does OK in terms of income). Some people just create a basic budget, set up autopay of monthly bills, and pay the rest as they come in, but mentally, this is too overwhelming for him and he really needs help. Does such a service exist? If so, how does he find someone reliable and safe?

Please do not bother to list software to track budgeting (that didn't work for him). He wants a completely hands-off approach. Any ideas?

Thanks so much!

2007-09-04 15:15:43 · 9 answers · asked by Spamela 3

I've been thinking about marriage life lately and I'm wondering what 2 people need to earn annually to comfortablly pay the bills, raise maybe 2 kids, live in a mid sized home with a 2-car garage, 2 average cars, in the suburbs, and vacation at least once a year, and be able to still enjoy a couple monthly outings, rent a cottage in the summer, etc? I know it's a vague question and it all depends on many variables, but I'm trying to get a rough idea of what it may take. I'm not picturing living in a mansion with 5 cars (though what a dream that would be!) but I don't want to struggle in life and argue over money with a husband. So, nowadays, what would he and I need to make annually to live comfortably with those things outlined? (in Canadian dollars)

2007-09-04 15:01:13 · 7 answers · asked by Anonymous

Being a new college grad, I am at the beginning of my career making $50,000 a year. I am currently putting 10% of my paycheck into an aggressive 401k portfolio. I have read all these articles about how if I start putting money into my 401k early on, I could potentially have over a million dollars by the time I retire.

However, I have been thinking about what my life will be like after I retire and I seriously think there wont be much I can enjoy in life that requires that amount of money. I wont need a huge mansion, I wont need a ferrari, etc. It would be nice to have those luxuries now while I am still young, but definitely not when I am retired. Sure I could go on vacations all the time after retirement, but that only costs a couple thousand dollars per trip and I probably wont be going all the time. I think I could live comfortably on $20000-30000 a year... maybe even less. So I guess my question is, should I put less into my retirement after 10 years or so?

2007-09-04 14:59:05 · 11 answers · asked by grandmasterlau 2

I want to be an RN and the average pay for one here in South Jersey is $63,00 before deductions or about $3,800. Is that enough to live on? To raise a family?

2007-09-04 14:57:50 · 5 answers · asked by Anonymous

2007-09-04 14:53:05 · 7 answers · asked by Anonymous

I am not old enough to get a job >.< (only 13) and i need to make some money because i reserved things not noticing that i didnt have enough money!!!!!!!!!!! PLZ I NEED TO GET SOME QUICK MONEY!

2007-09-04 14:43:19 · 9 answers · asked by Anonymous

I just started a new job a week ago today. When I started, I filled out an I-9 with two forms of ID. I was just informed TODAY that one of the forms of ID was not valid (it was a school ID) which they failed to mention at the time. I am supposed to get direct-deposit paid on Friday. Will it still go through without a complete I-9?

2007-09-04 14:31:11 · 4 answers · asked by Merp 2

List them..

2007-09-04 14:24:14 · 5 answers · asked by Anonymous

how can i earn extra money? i have a full time job already. i need extra money, but don't want to do anything that involves sex, or nudity and i need this money really badly... any suggestions?

2007-09-04 13:50:37 · 6 answers · asked by alr@yahoo.com 1

which one?
Income statement
Balance sheet
Statement of retained earnings
Statement of cash flows

2007-09-04 13:41:30 · 2 answers · asked by Anonymous

I wrote a [rather large] check at the beginning of June that hasn't been cashed - is it voided after 90 days or something?

2007-09-04 13:37:33 · 9 answers · asked by Anonymous

Exactly when do annuities make sense?
Shouldn't you first invest in your employer 401, roth ira first before ever funding an annuity?
It seems that banks/investment firms want to push this product.
Isn't this really for the person that has $$$?
Appreciate any input. tnx.

2007-09-04 13:30:46 · 9 answers · asked by roadends 1

I am wanting to know if it is against the law for your employer to tell you that you can not take out a loan against your 401k. Or tell you can't roll it over into an IRA. I am wanting to know this information for my husbands plan and his company will not let him so we are curious where this money is exactly.

2007-09-04 13:07:03 · 9 answers · asked by 1108 1

to you ever?? She had to phone the company or something before she let me deposit it. This ever happen to you guys?

2007-09-04 12:59:25 · 9 answers · asked by Jeff J 1

i want to do this over the internet. is it possible ?

2007-09-04 12:34:09 · 11 answers · asked by Anonymous

i have some money in the bank and i want to put it into something else rather than just a bank account. Maybe a GIC. anything else i can do with it that will give me more intrest.
im willing to keep it in the bank for about 2 years.
i'm 15 years

2007-09-04 12:33:50 · 3 answers · asked by Anonymous

How much money makes a person wealthy

2007-09-04 12:17:13 · 5 answers · asked by xcutiex 1

looking for dart and kraft in 1980 and also premark international in 1986

2007-09-04 12:15:00 · 5 answers · asked by bjr832 1

If I have a checking account with Wachovia, and it gets closed and reported, will Wamu also close my account I have with them?

2007-09-04 12:02:07 · 4 answers · asked by Anonymous

not sure how to figure this out,Thankyou so much!

2007-09-04 11:53:25 · 3 answers · asked by cas1025 4

2007-09-04 11:52:32 · 11 answers · asked by Anonymous

my mother has a citizens bank line of credit, she also has a checking account with them every time she pays them it comes from her checking account, i wanted to pay this bill completely off for her, but i dont see anyway i can pay without using her checking account, my question is can i or how do i pay the line of credit with my savings account or with a credit card?

2007-09-04 11:50:22 · 5 answers · asked by buxvilla b 1