Want to pay my mom home equity line (citizens bank), but cant find info i need?

Question

my mother has a citizens bank line of credit, she also has a checking account with them every time she pays them it comes from her checking account, i wanted to pay this bill completely off for her, but i dont see anyway i can pay without using her checking account, my question is can i or how do i pay the line of credit with my savings account or with a credit card?

thanks to everyone who have replied.

i have access to her account like know all her info and have online acess but my names isnt on her account, i dont think they would allow me to make a deposit into her account and then pay it like that.

Answer 1

Approach her bank and tell them you wish to pay off your mothers debt .
They should assist you from there .

The only other way is to find one of the HELOC notices she gets , take that in and pay it off .

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Answer 2

Nice thought. You can't. A home equity loan is an open line of credit and has to be closed by the loan holder; and only them when it is paid off as payoff doesn't work quite the same as a standard mortgage.

Answer 3

just transfer the necessary money into her checking account and let you write a check for the balance - and don't let anyone tell you that you can not deposit money into someone else account!!!

Answer 4

Go to the bank and talk to the manager or one of the office people. Explain it to them and ask for the procedure. They should be able to answer all your questions.

Answer 5

do you have access to her accts ??? all you have to do is deposit a check for the loan amt to the loan...usually can be done at an ATM.
Or if you have access on the www...do it by transfer. (you transfer from your acct to hers, but you have to have all her PIN#'s to do all this.)