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Personal Finance - September 2007

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My father passed away two weeks ago in NC. I am living abroad. I flew home for a memorial service arranged by his girlfriend of 30 years. The girlfriend had keys to his apt and car and said that she would liquidate his estate, and that she had a Power of Attorney. She was not cooperative and did not want to share information. She gave me some family photos, my Dad's Bible, and his jewelry box. She paid for memorial service and cremation.

Should I hire an attorney to freeze his assets until the estate can be properly probated?

My Dad did not own much, but owed my $6000 for a car that he bought from me. I have the bill of sale and payment history.

Also, I don't want to find out that I owe medical bills, taxes, or other debts of my father's down the road. The family believes that he was debt-free, but we are not sure.....

2007-09-05 23:21:42 · 13 answers · asked by Theresa 6

2007-09-05 22:31:07 · 12 answers · asked by Anonymous

I have no $ and a 3 year old and my mortgage is due and we need groceries, i can pay for one but not both so it's gonna have to be groceries. anyone have any ideas for where i can get cash fast cause i'm out of ideas and seem to be out of options.

2007-09-05 20:34:15 · 12 answers · asked by karen c 3

2007-09-05 18:39:57 · 2 answers · asked by babytforme 2

im 23 and...my job occupies a lot of my time...although i have no credit debt it seems as though everybody is doing better than me. (although i have a feeling most of that is because a lot of other people have credit debt)
if you're in your 20's how much do you make a year and how did you get there?

2007-09-05 18:03:18 · 6 answers · asked by crisis 4

A furniture store closed and ran with my deposit. Looks like there are other victims as well...they took deposit to deliver furnitures and closed up without notice...now they have disappeared...and all their phones are disconnected...
Any help would be appreciated...please be specific with instructions...

2007-09-05 17:48:50 · 2 answers · asked by Anonymous

can we use the total balance immediately? like if i have $500 in my BoA and il be depositing 1000..and im planning to buy an item worth 1450...will it be good??? thanks

2007-09-05 16:43:31 · 5 answers · asked by wheels7 1

I have a credit card. Do i need to make payments in full always to avoid being charged interest OR can is it ok for me to make minimum payments and be charged interest?

2007-09-05 16:28:15 · 4 answers · asked by Inquisitive-me 1

lets just say. a ticket costs 5 $ ..

ill get 5million tickts. so thats 5 * 5million=25mill $

the first winner gets 3millions
second 2 million
third 1 million

two millions fees taxes etc ...

20million $$ straight up to my pocket .. will that be possible ?
is there something im missing?

2007-09-05 16:07:02 · 6 answers · asked by Anonymous

What would you do? Who would you share it with?

2007-09-05 15:37:52 · 12 answers · asked by ? 2

life in los angeles

2007-09-05 15:22:08 · 7 answers · asked by Anonymous

I am a college student. I only have to pay about 400 a month for rent. I make about 1,000 a month at my serving job.

I have only been there for nine months, and I have made 10,000 dollars in tips....and I would really like to buy a new car within the next two years.

I know that I am just a college student, but I would like a better car so I don't worry. I need to stop spending so much money on stupid stuff.

Any advice?

2007-09-05 15:13:19 · 3 answers · asked by lala2007 2

Hi, I have recently opened a second bank account and am wondering if I can have a check sent from one bank (thats in my name) to another that is also in my name without any eyebrows being raised. I'm sure I can but i'm just curious

2007-09-05 14:47:05 · 10 answers · asked by Fatal Attraction 2

I just turned 18 and need a loan how much would you think they will give me for a personal loan?

2007-09-05 14:35:38 · 9 answers · asked by Laneda 1

I'm considering opening a savings account with ING Direct. Right now the savings rate is 4.5% which would be $45 in interest per $1000 yearly or 12.3 cents daily. My question is the interest paid daily? If I put $1000 in the account for 10 days; after the 10th day will there be $1001.23 avaliable for withdrawl? Any help would be appreciated. Thanks.

2007-09-05 14:31:47 · 3 answers · asked by Michael C 2

2007-09-05 14:28:55 · 2 answers · asked by fradykat 2

I got a few credit cards when I started college, filled them up, and have been sitting on the balances for the last few years. Now that I've graduated and have a job, I can afford to pay off the balances completely within a couple of months. My question is, should I pay them off completely, or should I leave a small balance on them? I have heard that credit card companies want you to have some kind of balance on your card so that they are still making money off of your interest, but is that true? Any advice is appreciated!

2007-09-05 14:06:36 · 13 answers · asked by Grace1228 3

Help! I have a loan with Sallie Mae (big mistake) and the my interest rate is 18.5%. I only borrowed a little over $3000 and its now over $7000. What should I do?!?!?! This is driving me crazy because I don't want to be caught in sallie mae's debt trap for the rest of my life. I called them and asked if there was any way to lower the interest and they said no. I was thinking about taking out a lower interest loan just to get away from Sallie Mae but that may be a silly idea. I just want to get away from them! Any suggestions.

2007-09-05 13:59:02 · 6 answers · asked by iluvmuzic 1

2007-09-05 13:43:49 · 9 answers · asked by phibetasigmazip 1

They have offered me my loan for school as long as they get $800.00 down. I think it is a scam and was just wondering if anyone has heard of them.

2007-09-05 13:40:00 · 4 answers · asked by Anonymous

And when it doesn't work. They get mad and call everyone heartless. LOL

2007-09-05 13:23:50 · 4 answers · asked by Anonymous

I will give someone, A Best Answer, for whoever can give the most accurate answer.

2007-09-05 13:16:07 · 11 answers · asked by eoc1000 2

I need a $2500 loan quickly but I cant get approved through my bank or credit union because I have only been on my job for 2 months. So is there like some kind of tilte loan i can get or something like that even though i dont hold my title, my bank does. What kind of loan can i get using my car as collateral because thats all i have to use for collateral. I have a job and i know i can just save up the money, but i need it rather quickly. So responses other than get a job would be nice :)

2007-09-05 13:02:03 · 7 answers · asked by derrick s 1

Here's the deal, I am currently un-employed and have an interview tomorrow with an employer that a friend of mine interviewed with and passed on the offer. I know what the employer is willing to pay (35K/YR) and this amount is what I'm seeking should everything work out.

However, when asked for previous salary if I were to only put in what was making off of base salary alone, I'd be putting my self at a little over $27K/YR when I was really making between $31K & $33.5K/YR.

I know I should put that I was making the $33.5K/YR, but with this figure; taking into consideration that I am currently un-employed, do you think that the employer will try to offer me only the $33.5K/YR instead of the $35K? If so, do you think I should say my previous salary is higher than it is ($33.5K/YR)? Would this be risky considering that the base hourly pay does not add up to more than a little over $27K/YR (this is pre- O.T., no commission.)

Or do I still have room for him to offer the $35K?

2007-09-05 12:42:51 · 6 answers · asked by PROMISCUOUS SEDUCTION 3

I bought my home 4 years ago, and it appraised at $101,000. I bought it through a mortgage company, on a 30 year loan. Now that I can afford to pay a little more I'd like to redo my loan, and add my car payment on with it on a 15 year loan. The problem is that the mortgage company had a stipulation that they got to do my 2nd and 3rd mortgage, which they want to charge thousands of dollars in fees to do. Can I go through my local bank and do a home equity loan using my house as collaterol, and pay of the mortgage company?

2007-09-05 12:34:59 · 9 answers · asked by mazey1967 2

I just started my online billing. I think this will help with keeping my bills in order. I do not wish to get microsoft and pay up the nose for some grids.

2007-09-05 12:29:06 · 4 answers · asked by poor daddy 1

2007-09-05 11:45:31 · 3 answers · asked by Anonymous

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