2007-09-05 07:06:26 · 7 answers · asked by Mr G 1 in Business & Finance ➔ Personal Finance
Mis-informed folks offering BAD ADVICE again.....
Let me help you out a bit better, please.
You want to "keep it secret" from a spouse...so...every answer that tells you to "open a bank account", regardless of what "bank" it is....IS WRONG. That is how people who have a bankruptcy...hiding money...then put it into a bank shortly after...get their money taken away!!!
All banks are part of a "system" that creditors have access to and all monies in a bank account are "discoverable" to the creditor's searches. Happens everyday!!! Any bankruptcy attorney will tell you this is true (I have one that has referred clients to me in the past...strange but true.)
However, the last I knew...investment accounts with brokerage firms are not part of that system (that's one reason he'd refer them to me).....and, last I knew, are still not discoverable in standard searches.
So, if you are trying to "hide assets" from a spouse...prior to divorce, or to "fund" something you don't want her to know about....that's where I'd go. IF you just want to keep and "inheritance" seperate from them...than just open an account "anywhere" with your name only...and your spouse will NOT have access to it. (Many variables can come into play...but, DISCLAIMER: I am not an attorney or provide this information in any type of professional capacity. Just an opinion.)
2007-09-05 19:02:39 · answer #1 · answered by Anonymous · 0⤊ 0⤋
If you open an additional account, make sure it is not at the same bank that you have a joint account with. Second either request no paper statement and have the e-statements sent to an email account that she does not know about. Lastly have a reasonable amount of fund sent to that account by direct deposit. Lastly, if it is possible discontinue paper pay statements opting instead to access it on line if that is possible. Keep in mind, all this subterfuge will catch up eventually, because it always does. If you are doing this just so you don't have to explain what you spend money on, sit down with your wife settle on a budget that you both agree on, and open the said account with the understanding that it is not joint. It is for your spending purposes and not open to scrutiny.
2007-09-05 07:20:10 · answer #2 · answered by James H 3 · 1⤊ 1⤋
Just open the account. Figure out what address to send the monthly statements. Sending those to your home might be a tip off. Also, do it at a different bank that the one you and your spouse have accounts.
Oh, the bank account won't show up on your credit report. But there are still thousands of ways your spouse might find out about the account.
2007-09-05 07:16:51 · answer #3 · answered by bdancer222 7 · 1⤊ 1⤋
not weird. honestly, i think there needs to be more guys like you. so many girls end up having their hearts broken or pressured into something they don't want to do because they're so crazy about a boy, but the only thing he's crazy about is sex. whatever girl you end up with should be relieved that you don't want to get in their pants. it's a lot of pressure on a girl and can do some serious damage. you shouldn't have much trouble finding a girl who loves you:)
2016-05-17 10:10:26 · answer #4 · answered by latosha 3 · 0⤊ 0⤋
The easiest way is to get a Post Office box and use that address for your checking account. That way no mail will come to the house.
2007-09-05 07:17:52 · answer #5 · answered by likepepsi 7 · 1⤊ 0⤋
Just go to the bank and open a bank account in your name. Just be aware that if she ever sees your credit report for a loan application or what not, she may see the existence of the account.
2007-09-05 07:12:42 · answer #6 · answered by Jay P 7 · 0⤊ 1⤋
Get a PO Box or ask for no paper statements, ask for electronic statements that you can see online.
2007-09-05 15:04:04 · answer #7 · answered by California 4 · 0⤊ 1⤋