Credit - March 2007

2007-03-08 05:52:23 · 4 answers · asked by shreck 3

2007-03-08 05:30:27 · 9 answers · asked by cincy 1

acted as guarantor for family member - who has missed two payments - being threatened with debt collectors by loan company - don't they have to try debt collecting from the person with the loan first? all they have done is phoned them once ad sent them one letter!! anyone know the legal position on this?

2007-03-08 05:30:14 · 8 answers · asked by bealings48 2

Don't those inquiries look bad on my report? What are your do's and don'ts on "pre qualified" credit cards? I'm 21 and I want to be really careful. Out of about 8 offers, one looked ok (it's called Salute by Visa), but I need to do more research. Any advice is helpful.

2007-03-08 05:23:30 · 0 answers · asked by Anonymous

I turned 18 in September of last year. I've have 3 bills each month to pay. I've had to pay: car insurance, cellular phone, and credit card(I didn't need a co-signer, my car insurance agent *Got my credit card through state farm* put in a good word.) I've paid my cellular phone bill about two weeks in advance ever since i've got it. My insurance, I have it automatically taken out of my checking account each month. As for my credit card, I pay an AVERAGE of $430 EVERY TWO WEEKS. So far i've used and paid off about $4,000 since i've had it in the last four months. After 3 months of using and paying off my credit card, my credit limit was raised from $500 to $1,000. The reason i've used my credit card so much, is to hopefully raise my credit score faster. I pay about 80%-90% of my balance every two weeks. So I was wondering if it is going to be easier for me to get a $20,000 car loan from my credit union in two months, showing my good standing in credit and also by putting $2,000 down.

2007-03-08 05:14:20 · 0 answers · asked by Chris M 1

2007-03-08 05:02:50 · 4 answers · asked by MALIA 1

2007-03-08 04:43:13 · 5 answers · asked by ? 6

Has anyone ever heard of or dealt with this company. they are located in warren Michigan. Once or twice a year they send me a letter telling them I owe for an old phone bill from 1998. I admit that I did owe on that bill and my phone was shut off. But that was so long ago. times have past and I have moved on to a different city. I happen to belong to the same phone company now so how can I still owe on a debt and belong to the same exact phone company? also, wouldnt the phone company NOT let me have a new account with them if I owed so much? Could this company start taking money out of my bank or garnish my wages? Im afraid. Everyone says just ignore them. Also, whenever they send me a letter they want me to sign up with some credit card company with them and settle for half the amount. does this sound a little funny for a debt collection agency or what? I know i have friends that tell me they owe thousands to debt collectors and to just ignore it. Need advice please

2007-03-08 04:30:17 · 5 answers · asked by Anonymous

I just found out someone used my numbers to buy something off the internet. I used the card to buy something online once and somehow they got the number and used it. Has this ever happened to you? (Luckily it was a small charge and my bank cancelled my card right away)

2007-03-08 04:23:22 · 4 answers · asked by Anonymous

2007-03-08 04:17:05 · 6 answers · asked by HR 1

This is really starting to get me down, I have bank charges coming out of my ears, I have passed the letters on, but they keep saying they haven't received them. They do eventually refund the payment, but in the meantime I am unable to get any money out of the bank.

2007-03-08 04:07:44 · 6 answers · asked by brenuk 2

scenario: $250,000 loan for a $185,000 loft, with a decent interest rate.

2007-03-08 04:01:15 · 6 answers · asked by Tommy4Life 1

I want to claim back my credit card charges, can i use the same draft letter that everybody is using for the banks?

2007-03-08 03:58:41 · 2 answers · asked by rose 3

If So....go to Cardweb.com and find the answers you need....

2007-03-08 03:34:53 · 1 answers · asked by jasons_jewel 1

I went to college FIVE years ago and my parents co-signed for a Sallie Mae Loan. I'm not sure if thats a government loan or not. I only went there for one year and then came back home and paid for my classes in cash. I was contacted by the school shortly afterwards about paying the debt, since the loan had been cancelled. Roughly speaking, I owe about 10,000 dollars.

I was 18 at the time so, I didn't have that kind of money and didn't care about it either. A few years later, I wanted to start making payments so I emailed the school asking for a balance and payment plan. I never got a response, nor did I ever receive another letter from them. It never appeared on my credit score so I figured it had passed.

Now, five years later, I receive a call from a collecting agency saying that the debt has been passed on to them just yesterday. They want me to pay the full balance right away or pay 921 a month for the next twelve months. I can't get approved for a loan. What should I do?

2007-03-08 03:18:37 · 9 answers · asked by greenletterday 1

2007-03-08 03:04:22 · 10 answers · asked by haveaniceday 1

i bought a item off a auction site and i sent the payment to the seller and its been a month now and have not got the item from him...so wat should i do about this or is there anything i can do about this

2007-03-08 02:48:14 · 6 answers · asked by Anonymous

2007-03-08 02:25:38 · 9 answers · asked by deejay30 3

had trouble with txu

2007-03-08 02:19:24 · 3 answers · asked by ? 3

a wife signed a form to remortgage their house without husband eing aware,

2007-03-08 02:08:56 · 14 answers · asked by janetbrotherston@btinternet.com 1

does anyone no and what exactly do you need for it?

2007-03-08 01:57:19 · 5 answers · asked by Anonymous

2007-03-08 01:32:34 · 6 answers · asked by bert782001 1

I another victum of Southview Loans secured loan department. I'm suppose to be reimbursed on 23 Mar 07. I know there are a lot of you out there that were scammed out of large somes of money. Did anyone get there money back.

2007-03-08 00:59:57 · 3 answers · asked by mhmccroy 1

I recently purchased a car for my wife. Our intentions were to get the car entirely in her name. Because she has no documented income they had to run the application with my name(husband) on it. Then they (car Dealership)just ran my name without asking me. She(wife) is making the payments,how can I get her on the loan? I want to improve her credit standing as well as mine. I feel this is overloading my debt ratio.

Any advice appreciated.

Eddie.

2007-03-07 23:54:09 · 4 answers · asked by jawsnu7 2

coz they tell me i won 1000000 s.s.d and im in zimbabwe so i dont know if its true or not coz they say i need a credit card

2007-03-07 22:59:28 · 8 answers · asked by ndmbkw 1

What do you think of debt recovery companies that use fear and aggressive attidutes to try to get payments.
I have heard companies train people to use this approach and would like to know other peoples opinion on this.
For people in debt it can be a very worrying issue, and i know there is other companies/charities that help. But the recovery company even though informed of such help will still use tactics that can cause more stress in an already stressfull situation.
Some might say well people should manage their finances better and not got into such a state. but this is more about the genuine people, who have found themselves in an awful situation through circumstances but wish to resolve the problem. Yet still get spoken to and treated awfully by these companies.

Debt in this country is a big issue. Its not a nice thing to have on your mind, so is it right to be treated this way.

what is your thoughts on this?

2007-03-07 21:53:16 · 10 answers · asked by paul h 3

2007-03-07 20:56:40 · 3 answers · asked by salvador m 5

2007-03-07 20:38:02 · 1 answers · asked by salvador m 5

Is it experian?

Also, do you know of a site that monitors all 3 bureau's? (that is good, legit and cheap)

2007-03-07 19:45:16 · 5 answers · asked by PlasticTrees 2

I want to pay my walmart credit card bill on line.

2007-03-07 19:17:44 · 6 answers · asked by stetson 1