Business & Finance - 20 December 2007

he was able to get his credit back and was stable,was able to buy a house 10yrs later,why is it that he just got a letter from a creditor saying he owes money for a chase card that totals over $19,000? Is this legal??? It sounds illegal to me.

2007-12-20 08:58:50 · 5 answers · asked by Karen 2 in Credit

Hi !
My sibling lives in Santa Barbara California and wants to buy a house. But the rates there are much higher than here in Texas. Is it still a good idea to buy in California?

2007-12-20 08:55:04 · 8 answers · asked by Bond M 1 in Renting & Real Estate

2007-12-20 08:51:28 · 12 answers · asked by thesunshineking 2 in Renting & Real Estate

Hello,

I had my bank account restrained by a debt collector erroneously. They went to court and got a judgement against me, and from that point on I lost my account (late September). I contacted my lawyer, and from that point on (early October) he was going back and forth with the collection lawyers. My lawyer went to court this month (December) and got a order to vacate the judgement. Yesterday (12/19) I recieved a letter from my employer stating that the city Marshal is going to garnish my wages within 20 days of the date of the letter. It looks like on 11/12 the debt collectors sent my account for garnishment, which falls between the time my lawyer was in contact (via phone and fax) with the debt lawyers. Were they allowed to do that?

2007-12-20 08:49:26 · 3 answers · asked by Gina 4 in Credit

2007-12-20 08:44:31 · 3 answers · asked by shirleykins 7 in United States

I like their Rewards program, but $500 to start? I'll have to pay my credit card every week.

Also, I don't want to be out on a date, use the card, only to have it rejected.

When will my limit go up?

2007-12-20 08:40:41 · 7 answers · asked by Anonymous in Credit

i like something on ebay that cost $20.00 but, i have a $50.00 visa gift card. when i buy this item does the rest of the money goes to my paypal account or stay on the gift card?

2007-12-20 08:34:37 · 6 answers · asked by Anonymous in Credit

My credit also has several late payments to work against me. I am in a debt management program as of about 6 months ago with 28 months to go. Do I have to keep renting at 400 a month or do I stand a chance at getting my condo at possibly a lower monthly payment?

2007-12-20 08:29:35 · 5 answers · asked by Anonymous in Renting & Real Estate

Once a week someone will bring their dog into the office. I do not have a dog but I have a pet snake. I don't think this is fair, it should be called, "bring your pet to work day" and allow any animal to come to work for the day? I think it's discriminatory towards other animals not to include them in the fun. Yes people may be afraid of my snake but one girl in the office is afraid of dogs but she deals with it. The office is large and I can just imagine all the exercise my snake will get. How do I convince my boss to let my pet have some fun as well?

2007-12-20 08:24:26 · 38 answers · asked by Anonymous in Other - Careers & Employment

2007-12-20 08:23:07 · 4 answers · asked by kissypoo 1 in Investing

I found a website for jobs that is offered by the goverment. They say that pay is from $12-48 an hour, depends on how high I score on the test. They said they have position that I can choose from. However, the process fee is $68 for application, test, etc. they said that if I dont get job offers, they would give me the money back. are those job real? do you know? it is not online job, it is a government agency they say. what do you think?

2007-12-20 08:21:37 · 5 answers · asked by John's Prayer 1 in Government & Non-Profit

My husband and I have saved about 250k. We have about 15k of debt (auto loans that are just about paid off, and credit cards), not including house note. Anyway, I was just wondering what some of you out there would if you had this money. I have about $10k in stocks, 40k in CDs and a little. I would like to see our money grow. Would you start a business? What would you do to make your money grow? I am somewhat of a risk taker just to keep that in mind in your answers

2007-12-20 08:19:31 · 5 answers · asked by cheryl h 3 in Investing

2007-12-20 08:19:26 · 17 answers · asked by clock1234@sbcglobal.net 1 in United States

does that mean the house needs a ton of work or does it mean it has a couple of things that are broken. i honestly dont want to buy a house and need to do repairs, i want something basically ready 2 live in. should i still consider homes that have "needs tlc" in the description?

2007-12-20 08:16:53 · 12 answers · asked by Anonymous in Renting & Real Estate

is a business hoilday? (mail day)

2007-12-20 08:10:54 · 5 answers · asked by angelic_lacole 1 in Other - Business & Finance

2007-12-20 08:08:44 · 2 answers · asked by Anonymous in Other - Taxes

I want to move out of my parents house, im 25 years old.... how can i find someone to rent me a studio even knowing that i have only income from ssi and disability, i have good credit

2007-12-20 08:05:04 · 8 answers · asked by Jesus J 1 in Renting & Real Estate

Sorry I'm still a bit confused. My wife and I have 2 preschool kids, I worked full time but my wife is a stay home mom (by choice). We decided to send our kids to preschool started last year (2006). Is the tuition tax deductible at all? If so how can I get the deduction for last year (I didn't claim it last year)? Thank you.

2007-12-20 08:03:50 · 4 answers · asked by Bill C 1 in United States

I have an envelope that says "Add extra postage" on it, but I dont plan to send anything that weighs very much, just a small letter and I plan to mail it from Texas to Virginia.

Should I just ignore this or should I add extra postage and how much should I add?

2007-12-20 08:00:49 · 5 answers · asked by Kevin 1 in Other - Business & Finance

Most realtors disagree on many points who do we believe?Do the rules change from state to state?Is it govern federally?

2007-12-20 08:00:01 · 6 answers · asked by P J 3 in Renting & Real Estate

I want to get a new job when I graduate in May. I've got a full time job now and it's good but it's not in my field and it's pretty much a dead end. Ideally I want to leave my current job in June and start a new one in August/September so I can have a summer vacation. Would I be better off looking for a job now and trying to negotiate terms like this, or should I just wait until the summer? I don't want to have to spend my whole summer break searching for a job because I don't have one lined up...

2007-12-20 07:52:57 · 4 answers · asked by TooMuch 4 in Other - Careers & Employment

Hey,

I'm interested in getting started with buying a business.

Let's say that there's a big pizza franchise around my area that wishes to sell, and I want to purchase it.

I was wondering if it's possible for a regular person with no real credit history to do a leveraged buyout on the pizza shop. Example, going to the bank and convincing them to use the company's assets to purchase it.

Also I'm wondering if there's any bankruptcy risk involved, or how somebody can protect themselves from it if there are any risks.

2007-12-20 07:48:26 · 6 answers · asked by Tommy C 1 in Other - Business & Finance

Ive heard they are in around 3 trillion dollars but i cant find anywhere on the internet that gives me a straight answer. Anyone got any ideas?

2007-12-20 07:44:42 · 8 answers · asked by Laurence A 2 in Personal Finance

Hey guys, help my friend please! About 5 years ago, she was renting an apartment. The owners changed hands and the apartment was bought by a new landlord. Neither of the landlords left a forwarding address to remit rent payment until 1day before the rent was due. The rent was mailed and somehow it got lost in the postal service -according to the landlord. He filed for eviction before even introducing himself or sending a late notice. He agreed he filed too hastily and he did have the check in his office, he droped the case. Now she is looking for a house, and she just came crying to me his court filing is on her credit. She says it's not on her credit report so she does not even know where to begin to dispute it. I don't know what to tell her. Will this affect her credit? If no court ever occured, what can she do to rectify this situation?

2007-12-20 07:43:43 · 4 answers · asked by _nicole_ 4 in Renting & Real Estate

As the story goes .... I looked at a house listed as a 4 bedroom home. I put in an offer ..... it was accepted ..... I signed an agreement of sale. ( The agreement of sale, of course, does not specify the number of bedrooms.)
In the course of scheduling a home inspection, the inspector informs me it does not qualify as a 4 bedroom home .... and I verify this with local building code official.
I'm now concerned about the appraisal the bank will provide ( for my loan ) and .... the fact that there will be a loss in value between 3 and 4 bedrooms.
To appease me .... the realtor ..... provides an appraisal that the homeowner had done about 4 months ago .... that matches the sale price. But in the appraisal ... the house is listed as a 3 bedroom home.
My question is ..... even though the agreement of sale does not specify the number of bedrooms ----- isn't there some liability on the part of the seller and the realtor .... to list this home in an accurate manner ? What is my recours

2007-12-20 07:38:18 · 7 answers · asked by burlingtony 2 in Renting & Real Estate

and paid to my sole beneficiary tax free?

2007-12-20 07:36:59 · 9 answers · asked by romeo o 1 in United States

Hello. I am a college student with no credit history. I want to start establishing my credit history, so I want to apply for a small time credit card, like at Dillard's or Best Buy, or somewhere like that. I have a checking account that I keep in good standing. I rarely use it, because I prefer to use cash.

What is a good way to "guess-stimate" what my starting credit limit will be??

I know that how much money you have in your bank account has something to do with your credit limit, so should I put more money in my account, then apply for a card?

Also, since I am a student with no credit history, is it possible for me to get a credit limit over $100 dollars?? I think that a credit limit of $100 dollars is pretty pointless becasue I can just pay that in cash and not have to worry about all the fees, etc.

2007-12-20 07:36:51 · 6 answers · asked by ? 4 in Credit

2007-12-20 07:32:18 · 9 answers · asked by Ali S 1 in Credit

2007-12-20 07:30:11 · 1 answers · asked by rooster 3 in Other - Business & Finance

i was told by social security my disabilty benefits are around 600, and ssi will start in may. why is disabilty more than ssi, and why does ssi start on may no now, plus i will receive a check for 1200 i made my claim on october why im receiving that payment. does the payments come in the mail? i aske because they don have my checking account routing number.

2007-12-20 07:26:04 · 1 answers · asked by Jesus J 1 in United States