Business & Finance - 19 December 2007

I want to send a letter, or an envolope to south India. I would like to know excatly how much of postage I need, and also how many days does it take.

2007-12-19 03:42:34 · 2 answers · asked by Annie D 1 in Other - Business & Finance

well just wanted to ask the question that is 5000$ per month enuf in usa to live a luxorious life....? or more is required?.....i mean are these kind of figures...earned by rich ppl in usa or poor ppl or average ppl?

2007-12-19 03:41:11 · 26 answers · asked by Anonymous in Other - Careers & Employment

I have a checking account w/ Wamu and a certain amount in it. I know it doesn't have interest rate - basically, if I got $1,000 in there, then if I were to withdraw $500, there would be only $500 left. And if I deposit $200, there would now be $700. Basically, it's deposit/withdraw type of account.


Now, I just got a gift from a relative for $35K. That money will be use to pay new monthly mortgage. Now, someone told me to put that money in a saving account. However, I am confused on what it means to have an interest rate for them. For $25K to $49K, the interest rate on a "Guaranteed Great Rate Money Market Account" is 1.88 and APY of 1.73.

Does that mean, money get deducted each time I deposit from my saving account? Say, I deposit $2,000, then it would only be (2,000 - 37.6) = $1962.4 that gets deposited?

In that case, wouldn't it be better getting an additional checking account without the deduction? or monthly service charge?

2007-12-19 03:41:04 · 7 answers · asked by James P 1 in Personal Finance

Ok...so i bought an album off soundclick and used pay pal...everything went smooth an i bought $10 worth of credits on pay pal..but then i looked at my statement and it charged me 10 for pay pal, and 10 for soundclick, and i have another 10 towards something i have no idea whatg it is...on the statement it says WLI*Reservationre..anybody help?..what should i do...im very confused

2007-12-19 03:38:42 · 2 answers · asked by Jose Carlos Ramirez 1 in Personal Finance

never did a walk thru when we moved in, but she wanted one when we left her daugghter did it bc landlady lives in another state. told me today they found things wrong that were wrong b4 we moved in but never got mentioned and since no walk thru in beginning she didnt know about but still not my fault. she said shed refund 600 out of 1200 so i said let me check w/my husband and ill call u back. called her back not even 10 min later and now she is not answering phone. dont know what to do. anybody have a similar experience? how did it turn out?

2007-12-19 03:37:54 · 13 answers · asked by Anonymous in Renting & Real Estate

Hi,
Me and my girl friend has been together for 6 years, and recently we just bought a house together. (back in July)
We are both from Taiwan, and she just took her three weeks vacation back to Taiwan for last 3 weeks. When she got back yesterday, she suddenly told me she decide to move back...
She did not discuss with me before and she just selfishly made the decision.
I do not want go back and do not wish to sell the house now.
The problem is now she is the only one on the mortgage (since she has a better credit score so that's what we did) but we are both making payment and both of our names are on the title.
How can we transfer the mortgage name to me? is it even possible?
Please help...
Thanks

2007-12-19 03:35:18 · 7 answers · asked by bchen521 2 in Renting & Real Estate

a lien be put on my other property? My home is listed as my homestead but I will be moving to live in my other property and will list that as my homestead instead. The bankruptcy is the type where I still make payments to the trustee for my debts.

2007-12-19 03:32:19 · 5 answers · asked by Mew 1 in Renting & Real Estate

2007-12-19 03:29:22 · 1 answers · asked by View 1 in Other - Business & Finance

2007-12-19 03:27:23 · 6 answers · asked by tellingthetruth 1 in Personal Finance

I have rented my investment property for 1 yr before living there for 3 yrs. After 1 yr of renting I have a buyer for my investment property. If I transfer the investment profit to my primary residential loan(age of loan is 1 yr and 1 month) will I still have to pay the taxes on the gain?

If I want to deduce from the profit all the small home improvement expenses(for these 4 yrs I have owned it) like paints, light fixtures, storm door, garage opener etc producing the receipts is it acceptable or only major ones will account?

If I want to pay a part of the profit for my new car loan(7 months old), will I have to pay taxes? Can I split the gain to pay my car loan(direct check from buyer's bank to the car dealer) and the rest for primary home loan? In this case how will the taxes be? Can I pay for my primary home improvement (direct check from buyer's bank to home improvement company) without paying taxes?

If there are any taxes how much % will that be? I appreciate our replies.

2007-12-19 03:22:02 · 3 answers · asked by ct2008 1 in United States

a). challenge the analysis?
b). challenge the issue?
c). walk away?

2007-12-19 03:21:27 · 11 answers · asked by roaming_tigerr_uk 2 in Other - Careers & Employment

I live in the state of NY. a buyer was trying to rip me off in a real estate contract sell(sign the ded over to him). He didnt pay the money that he was suppose to and it was in the contract. so he breach the contract right there it has been close to two years and he still havent paid. not a dime. i was thinking maybe to give me some time to get the money to me that is way over due now. and he havent. i see he isnt going to pay. that isnt right for someone to have something they didnt pay for.and second he didnt sign the contract dont there have to be the seller and buyer sign the contract to complete the sale? can i get the property back and can i take the guy to court to get it enforced and back into my name.? thank you for your help. is there anything i can do? Once again i live in the state of NY and the contract is on file at the county on their records.

2007-12-19 03:17:58 · 5 answers · asked by Anonymous in Renting & Real Estate

Where's the best site on free credit score? I've looked everywhere. Sometime searching is just a pain. Anyone with some ideas or links to share? Thanks.

2007-12-19 03:12:33 · 5 answers · asked by Anonymous in Credit

Today i got a phone call from a professional staff agency right... The lady asked me how much i wanted to get paid, and i really didnt know how to answer... I wanted to say 13-14 dollars an hour but i told her ten dollars... So she told me the job pays 12 dollars an hour... When i go to the interview tomorrow would it be wrong of me to ask for 13 dollars and hour? What do you guys think? I know on their webpage it states the job pays 12-14 per hour... Thanks all!!

2007-12-19 03:12:10 · 7 answers · asked by soobielover26 3 in Other - Careers & Employment

I was told 4% was correct, but My pay dropped $20 for the $20 I put in the 401k. That doesn't seem right. Does anyone know the correct amount?

2007-12-19 03:08:43 · 6 answers · asked by kari45385 2 in Personal Finance

I am looking for employment. I am also a ward of the state. I will be turning 21 on January 28,2008. I plan on paying my rent a month ahead due to me not having a job. D.C.F.S. will pay my security deposit and first months rent.

2007-12-19 03:06:21 · 14 answers · asked by Anonymous in Renting & Real Estate

2007-12-19 03:03:45 · 14 answers · asked by Anonymous in Health Care

Has any of you good folks had a similar experience?
I was awakened today by the doorbell ringing, when I went down I saw a car driving away and a pile of papers attached to my front door. When I started reading I saw it is addressed to the previous owener of the house (we bought it just last summer), and it is called "Garnishment Summons" - I have no idea what that is. Apparently, the previous owner owed some 3,000 dollars to Wachovia Bank, and now they are coming for it... to our home.
Do you think I should just ignore it because it is not against us or does the fact that we live in this house now makes us liable in place of the previous owner? That would suck big time! I know we have some insurance against liens and judgments we bought along with the house, but even if we contact them,I am still not sure what to do with the summons. Throw it away?
Thank you for your answers.

2007-12-19 03:02:15 · 10 answers · asked by b4nftr 2 in Renting & Real Estate

I'm looking to get cable or dish, but I don't have a credit card.Does anyone know where I can call?

2007-12-19 02:58:12 · 6 answers · asked by sassy 1 in Credit

When exactly can i file or how early?

2007-12-19 02:54:44 · 6 answers · asked by octaviavm 1 in United States

My husband uses a quarter tank total to get to and from work every day, can we claim that expense on our tax return? It's about 150+ a month just in gas! Thanks!

2007-12-19 02:52:18 · 6 answers · asked by mememe 2 in United States

Income Tax Expenses $139,200
Sales $1,348,000
Selling Expenses $383,100
Interest Expense $5,800
General & Admin. exp. $369,990
Earnings per share $2.97
Stockholders Equity $549,000

2007-12-19 02:50:37 · 4 answers · asked by Terry A 1 in Investing

the company's been in business for 5 years.

2007-12-19 02:48:21 · 5 answers · asked by sweetozzie 1 in Investing

so i am about to quit my job....should i put in my two weeks and stay or should i just leave now and enjoy my time off until my new job starts on jan 2nd?

2007-12-19 02:36:49 · 9 answers · asked by dreamdesoul 1 in Food Service

goodwill not shown in books
buisness is service buisness and propritory and 15 yrs old

2007-12-19 02:33:35 · 3 answers · asked by mayur s 2 in Other - Taxes

I was on disablility, while working so i had additonal income. Now SSI says I am working too much, and they have stopped all my benefits. But with the income I make I can't seem to make ends met. I have no assets, no car, home, ect.. can i file for bankruptcy? Thanks for the help

2007-12-19 02:31:30 · 10 answers · asked by Anonymous in Credit

I need some general Do's and Don't for this option. And I want to make sure if this IS the option we go with, I want to do everything by the book and correct so we don't get screwed in the end.

~Should we consider employing a real estate agent to help with the negotiating process? (we have some family friends that are RE Agents)

~Is an attorney necessary or just recommended?

~ETC. Any other information or rescources you can provide would be greatly appreciated.

2007-12-19 02:23:41 · 3 answers · asked by Paige 2 in Renting & Real Estate

i have Recd mail from BMW promotion council saying i have won lottery and they wanted me to get in touch with their claims officer who in turn forwarded me to Chase bank Director Financial services in U.K,This gentleman want me to forward 1000$ for claiming how true is this are they fooling people if so how can we stop this

2007-12-19 02:20:22 · 8 answers · asked by bvs s 1 in United Kingdom

i received a check for 100$ yesterday and need the money, but cashing it at my bank isn't an option due to a negative balance.
help?

2007-12-19 02:19:04 · 5 answers · asked by thornballS 1 in Personal Finance

2007-12-19 02:17:03 · 9 answers · asked by Arbo T 1 in Personal Finance