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Business & Finance - 5 December 2007

[Selected]: All categories Business & Finance

Advertising & Marketing · Careers & Employment · Corporations · Credit · Insurance · Investing · Other - Business & Finance · Personal Finance · Renting & Real Estate · Small Business · Taxes

If a single person with 1 child is getting SSI.... can he or she file taxes for earned income child credit????? thank you

2007-12-05 02:05:44 · 9 answers · asked by Anonymous in United States

I want to get a credit card to do my Christmas shopping with. The card has a 19.8% APR and No Payments until June 2008. Will I be allowed to pay off the balance before June and not have any interest to pay on it?

2007-12-05 01:58:21 · 7 answers · asked by Anonymous in Credit

My employer is looking into changing the group health insurance coverage in February. I am due with my child in May. What does this mean for me? Do I loose coverage if they choose an insurance plan that has an OUTRAGOUS maternity cost? What happens if the cost doubles or triples? I don't qualify for medicaid (income restrictions) and can't afford much more than what I'm currently paying for health insurance. How do these things normally work?

2007-12-05 01:51:10 · 7 answers · asked by SamIam82 5 in Insurance

i recently quit a bachelor of nursing because i have moved out of home and interstate away from all my family and friends worst of all i wanted to b a nurse for 8 years and everyone! thinks i would b great at it. but i am just not motivated, now i wanna start my own business and get into real estate but no one will give me a chance...what do i do.....

2007-12-05 01:49:53 · 7 answers · asked by Anonymous in Other - Careers & Employment

2007-12-05 01:34:05 · 6 answers · asked by dokee 1 in Corporations

For example, bloomberg.com showed that the S&P closed at 1462.79 yesterday. This morning, before the market open, the value of S&P futures is 1479.30, a 1.09% increase. What exactly does this mean?

Thanks!!

2007-12-05 01:33:37 · 4 answers · asked by Anonymous in Investing

At times it is so hokie I have to laugh. They call, you say Hello, and here comes this obvious voice from India saying in horrible English. Dis EEz Bill.

2007-12-05 01:33:23 · 6 answers · asked by Anonymous in Credit

I bought a house in late September. The company I bought it from were tax exempt. I filed for homestead exemption. Will I get anything back on my income tax?

Thanks!!

2007-12-05 01:22:10 · 3 answers · asked by Anonymous in United States

If there is a company called Blah Blah Pty (Ltd) , can I then register a company with that same name but as a cc? ie Blah Blah cc .

2007-12-05 00:55:35 · 5 answers · asked by Saltypepper 1 in Corporations

2007-12-05 00:52:31 · 13 answers · asked by konsultant 3 in Investing

Transaction: Elite Corporation returned $800 of defective merchandise from its purchase. The returned merchandise, which had a cost of $640, was scrapped.

I've got:

Sales Returns and Allowances 800
Accounts Receivable 800

I don't know how to record the cost and return to inventory because the goods were scrapped...

2007-12-05 00:43:41 · 1 answers · asked by Suzanne F 1 in Other - Business & Finance

I have $100,000 to put down on a $230,000 house so, I won't need the Private Mortgage Insurance. My credit history is good. Why should i consider a VA loan? Do they have extremely low interest rates?

2007-12-05 00:40:25 · 5 answers · asked by HellYes 1 in Renting & Real Estate

-$40000 truck financed at 6.9% fixed APR for 84 months (less than 6 months old)
-$30000 2nd mortgage at 9.5% fixed APR on a 15 year balloon (had for 18 months)
-$125000 1st mortgage at 7.125% fixed APR on a 30 year conventional (had for 18 months)
-$13000 boat financed at 5.9% fixed for 120 months (4 years down, 6 years to go)

Amounts above are current estimates, not representative of the original loan balance.

My gut reaction is to pay off the 2nd mortgage first because it carries the highest interest rate. However, it's my understanding that the interest paid on my mortgages is tax deductible, so would it be smarter to pay the truck off first? I've already talked to a CPA and a financial advisor and am only being told that I should do what I'm emotionally comfortable with. I could care less about emotion...I want to do what is financially sound. So what is the smart move here and why? My taxable income between now and October 2008 will be approx. $166,000 USD. Thanks!

2007-12-05 00:38:19 · 7 answers · asked by NunyaBizzness 4 in Personal Finance

I currently have two mortgages, a 1st of $279k and the 2nd of $98k. I have an ARM on the 1st which just adjusted for the first time since getting the loan three years ago. Details of the ARM are: Index-5.13, Margin- 5.50, Original Rate- 6.625, Cap- 1.5. With this, my ARM just adjusted to 8.125 (the cap vs. the margin), so thankfully not to 10.625 [per the loan co]. I just attempted to refi, but ran into the issue of the house value. I refi the 2nd 2 years ago, and the appraisal came back at $423k. My property tax assessment came back at $420k for this year, but the appraisal I just had done came back at $362k, which is obviously less than my current 1st and 2nd combined, or $377k. I was shocked to see an almost $50k drop in value. Does anyone have any suggestions how I may be able to get out of this? Never any late payments, my credit is good, the refi was all set to go thru until the appraisal came back. I am worried come June 08 when the rate is scheduled to reset again.

2007-12-05 00:37:25 · 6 answers · asked by Anonymous in Renting & Real Estate

am i required to get a appraisal my loan is at 77.65% and my lender requires me to get one but i was under the impression that according to the home protection act as long as my loan was under 78% of the original loan i didnt need one and pmi would automatically be cancelled anyone who can help thanks my lender is citimortgage i dont know who owns the pmi.

2007-12-05 00:36:11 · 5 answers · asked by gato 2 in Renting & Real Estate

But now I have been offered another part time job at a McDonalds in the next town. The two stores have different owners. I want both part time jobs. It is better than working more hours at one place because of some reasons. Do I need to tell my manager at the first place that I am going to work at the second place? The manager at the second place already knows I work at the first place. But I am afraid the manager at the first place might really get mad. He has a bad temper. One time when I got to work just two minutes late he called me two or more bad words and he threatened to frighten me. Oh, whatever shall I do?

2007-12-05 00:20:35 · 5 answers · asked by Merve 2 in Food Service

I'm a bit stuck! My flat is fine but the neighbourhood leaves a lot to be desired!! Mountains of rubbish outside, filthy lobby etc. I've tried advertising for a flatmate but no - ones going to want to live here. I've registered with a few flatshare sites but what I really want to find is somewhere I can advertise for someone to flat hunt with me. The classifieds don't seem to do it. Could afford a better bplace with the rent shared.

2007-12-05 00:20:03 · 7 answers · asked by diana - b 4 in Renting & Real Estate

I am being charged a "monthly fee" from eBay. I just bought something like 2 days ago, but I PAID FOR IT!!!! And I don't know why they are charging me $6.92. Conveniently for them, their responses are automated and they have no phone number that I am aware of.

2007-12-05 00:17:37 · 16 answers · asked by K-Fresh 3 in Other - Business & Finance

will all our stuff be covered on the landlords insurance or do we need to take out our own?

2007-12-05 00:12:24 · 17 answers · asked by Anonymous in Renting & Real Estate

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