Business & Finance - 5 December 2007

At what income amount does a tax rate go from 24% TO 33% ???

2007-12-05 03:35:06 · 2 answers · asked by ERICKA 2 in United States

I have some CC debt ~11,000(10%apr). We are having a baby in three mos. I had to sell my truck which was paid for to get a car. We decided on a car that ended up costing 12,500(payments are around 230 w/ a 6.4 apr). I was able to sell my truck for 5500.
I am starting school full time in Aug of this year and my salary is going to go way down.
Should I use the 5500 to pay my cards way down and keep the 230 payment while in school OR should I put the 5500 towards the car loan and amortatize it and make my car payments around 140 (which would probably help more when in school).
Thank You

2007-12-05 03:34:40 · 4 answers · asked by Anonymous in Personal Finance

I have an interview today and I know one of the questions is going to be what are your three weaknesses. Honestly I can not think of any. I'm sure I have some, for example chocolate and puppies, but I can not say that in a job interview. Please help by telling me some of yours.. Thanks

2007-12-05 03:26:59 · 8 answers · asked by Slipps 1 in Other - Careers & Employment

like this company i work for..all managing partners are jewish ALL OF THEM

2007-12-05 03:22:29 · 19 answers · asked by Anonymous in Corporations

Why are they labeling the status of my transfer as "Uncleared"? First of all they say the order should clear today (12/05/07), but the funny thing is I have a print out from my bank saying they electronically debited the money from my account on 12/03/07 in the amount of $28.94. I'm not buying any of Pay Pal's excuses (or any I've heard from here so far). I believe that they are purposely confusing the situation by calling these transactions "Echecks" to give the impression that they need to "clear" like real checks (4-5 days or more). The truth is far from it because these transactions are automatic debit and in most cases they have the capability to instantly debit the money from one account into another. I can reasonably conceive maybe one or two business days in some cases, but not the four to five days Pay Pal is trying to sell us. I believe Pay Pal has a bank account that compounds interest daily. They make money by making you wait. What do you think?

2007-12-05 03:19:08 · 8 answers · asked by Anonymous in Personal Finance

2007-12-05 03:16:44 · 3 answers · asked by pm 1 in Personal Finance

i have a second job interview today, with a company, and the company wants me to bring 3 referances. do you think im on pace for getting this job, that i really need bad?

2007-12-05 03:15:11 · 4 answers · asked by lounwo19 1 in Other - Careers & Employment

My wife works from home. She has about $4000 dollars in office expenses this year. We are filing a joint return Married. Do I base the 2% AGI limit on her salary or our combined household salary. Example if we made $90k this year. $90K x 2% = $1800. $4000 - $1800 = $2200 in deductions. Her alone would be $37k x 2% = $740. $4000 -$ 740 = $3260 deduction! Much Better Which is it? Does anyone know of Tax Software that does this?

2007-12-05 03:14:56 · 7 answers · asked by jipn12 1 in United States

what percentage of your working day do you actually spend doing what you're paid to do?

2007-12-05 03:11:38 · 25 answers · asked by arrabella 3 in Administrative and Office Support

I'm remembering some jobs I had a long time ago as a ticketseller at an old, one-screen movie theatre & at an amusement park. Also, a lot of people at reception desks or information desks look like they have nothing to do much of the time. (I'm not as lazy as I sound; I'm looking for a way to pay the bills while maximizing the time I can spend working on my novel.)

2007-12-05 03:11:19 · 6 answers · asked by torishu 2 in Other - Careers & Employment

This could be the biggest problem with the productivity of American businesses. Workers are spending to much time on the internet. Maybe this is why there is so much outsourcing, so people you have no one to blame if you lose your job to India.

2007-12-05 03:11:16 · 29 answers · asked by Mark F 4 in Other - Business & Finance

Dear all...

Just few days back, I created a Paypal account for me. Some websites are asking the Paypal email. Would you tell me please what is the Paypal email.

2007-12-05 03:01:21 · 5 answers · asked by Anonymous in Personal Finance

This form is for people who did not make enough to file taxes.
This for my financial assistance to go back to college.

2007-12-05 02:59:49 · 4 answers · asked by sarahmark2 1 in United States

I have in mind 15%, but I am not sure.

In the UK it is 20% standard rate and 40% higher rate. (The unending wars we get involved in, do not come cheap).

2007-12-05 02:59:47 · 4 answers · asked by Anonymous in Investing

Our credit dropped because we can t keep up and our other bills are being paid late.

2007-12-05 02:53:21 · 9 answers · asked by brentmainhart@sbcglobal.net 1 in Credit

This is total crap. I had a 1 year interest only loan that originated in August of 2005. My interest rate adjusted to a crazy number a year later ( when my plans to move again changed) almost doubling my mortgage payment. So what did I do? I sucked it up and paid the payments until I could refinance to a level that was affordable. Now this bail out comes out and I am still out of the money that I had to use to refinance with no assistance in sight becaseu I chose to help myself.. Why are we bailing out people who do not take initiative and leaving out people who stepped up and scraped together a solution? I am still on a tight budget after having to use most of my savings to refinance.
I just don't think that it is fair. Agree?

2007-12-05 02:52:29 · 9 answers · asked by Hoptoad City 4 in Renting & Real Estate

I have a friend who seperated from his girlfirend of 8 years. During the time of their relationship. She purchased a house and while he was in the military she refinanced the house and added his name to the mortgage. Now that they have split up he would like to have his name removed from the mortgage so that he is no longer financially responsible. Is this possible? What actions should he take to have this reversed?

2007-12-05 02:52:25 · 4 answers · asked by Cherish 1 in Renting & Real Estate

I am trying to get people to post a video, but don’t know how to get people to my site, can you help?

I thought that if people can post a video about that lamp or lawn mower you need to sell or Show that video about your cleaning service or Shoot a video walking though your store they would post it for free it would work.

I started this site to give the little guy a way to tell the world about there local Biz and NOT pay for TV commercial time.

2007-12-05 02:49:09 · 4 answers · asked by truthfinder1960 4 in Search Engine Optimization

please no sexual remarks... its a small town resteraunt not hooters

2007-12-05 02:42:34 · 32 answers · asked by Anonymous in Food Service

I paid a CPA $1500 retainer to handle my taxes. After two months, the guy did nothing. I asked for an itemized listing of what work he did on my file, and he did not have one. The guy had me fax duplicate documents over to him again and again. Finally, I called the IRS and handled the situation myself. It took two hours of my time.

Now, I want my $1500 back. I paid the CPA the money in advance. I think this is called "Unjust Enrichment." How can I get my money back?

I called the CPA to negotiate a deal to get my money back. He said, "Too bad, you signed a contract stating that the retainer was non-refundable." How can I get my money back?

2007-12-05 02:42:27 · 5 answers · asked by megabeing_2000 1 in United States

i owe 17,000 in credit card debts. i gave up on trying to pay them i dont even have an income right now. do i still need to file a bankrtupcy since I have no wages they can garnish and no real property or could ijust wait it out for the statute of limitations to expire then it would just come off my record? statute of limitations in my state is 6 years

2007-12-05 02:36:25 · 7 answers · asked by Anonymous in Personal Finance

2007-12-05 02:36:01 · 6 answers · asked by Pat H 1 in Renting & Real Estate

The hot water heater is leaking all over the basement, the pilot light will not stay lit, so I've had no hot water for going on 3 days now.
I notified the landlord of the problem 2 weeks ago when I first noticed the leak, she is aware I have no hot water.
She refuses to hire anyone reputable and gets "friends" to do her rental repairs rather poorly at that.
She even wants to take a heater from an empty rental and put it in my home to save her some $. She claims she can't find anyone available to do the work.
Help-I want to take a shower!

2007-12-05 02:35:13 · 18 answers · asked by Anonymous in Renting & Real Estate

Got into an unexpected financial bind and had to resort to a payday advance. Now it's like we can't escape it! Please give some advice on how to pay these people back and not have to reborrow again to cover current expenses. We make $85,000 between the both of us. This shouldn't be happening!

Help!

2007-12-05 02:34:18 · 11 answers · asked by Cesaria Barbarossa 7 in Personal Finance

If not, what are the strategies you follow to gain maximum profit out of the trade? from where can I learn all those?

2007-12-05 02:33:03 · 14 answers · asked by rocky9281 1 in Investing

I have $500,000. I don't know what to do with it. Mutual funds only earn around 3% to 4% interest.

I want to have earnings of at least $3000/month from my money. This is so I can pay for my living expenses. How should I invest it- and where?

2007-12-05 02:33:01 · 8 answers · asked by sh1zzared 3 in Investing

i have three kids the ages are form 5 to1and a half and i had to move out of my house because they sold it and i had to move out because they up the rent on me and i could not pay what they wanted so i moved out and had to use my Christmas money to move

2007-12-05 02:29:29 · 16 answers · asked by timandloulou 1 in Renting & Real Estate

I'm in the process of purchasing a new home. The home I'm currently in the process of buying I can get for $90k, but there's a ton of mold in the finished basement, it needs a new roof, and a hole on the side of the house (it's in the attic, so you wouldn't know it was there unless you were inside the home. Yesterday, I saw a home for $150k, that has been updated and certified by the city in good condition.

I already have been preapproved for a home loan at 125k, but that's b/c I elected to include my wife on the application (who makes more than me and her credit is just as good).

One more thing, the 90k home has a 3 car garage and is on a bigger lot (not much bigger). It has the potential to be the better home, but is it a good idea to get a home improvement loan right out of the box?

2007-12-05 02:22:14 · 21 answers · asked by King H 6 in Renting & Real Estate

My girlfriend wanted to be a nurse. Right now she works as a outpatient specialist at a hospital while she is going to community college. She is pretty tough, but doesn't think she can take some of the messier things that nurses do. What other profession, without steering too much away from nurse/healthcare, would be good for her? Keep in mind that she goes to community college... Thanks!!

2007-12-05 02:19:09 · 7 answers · asked by Questioner 1 in Health Care

My bank statement (CitiBank) usually gives the address or business name that corresponds to each transaction. However, two charges have appeared merely with the words "Point of Sale Purchase," a ten-digit number, and "Chicago, IL" (where I live). I inquired with the bank, but they weren't able to give me any more specific information than the times of the charges. They were for quite some time ago, and I do not remember making them, but I do not have any reason to believe my credit card number was stolen. Is there anyway way to look up where they originated?

2007-12-05 02:16:54 · 3 answers · asked by aparadoxsimple 2 in Personal Finance