Business & Finance - 19 October 2007

Hello. If I have a really good idea for a business but have poor credit. Are there any institutions at all that will grant me a loan if I take out money under a corporation and not under my own name? I consulted a banker about this and he said that Banks will still look at my credit rating. I thought that a corporation was supposed to be a separate legal entity? What gives?

2007-10-19 18:36:20 · 2 answers · asked by raffy_09 4 in Corporations

2007-10-19 18:10:14 · 2 answers · asked by Anonymous in Other - Careers & Employment

Just got fired !!!! Please help!?
I just got fired today. Boss was very nice to me then found out I wanted to be a lawyer. I had been there since June and she found I was taking LSAT Prep Classes. She put me on probation and attempted to drive me out of the office. Was on probation. Probation expired then today at the end of the day called me into her office and fired me. I had done a descent job. The company had countless errors with its work product it was insurance company. Can I collect unemployment? Can I sue? I am only a year and half out of college, this is my second Job. The first I stayed for about year. Law school or other graduate school would be a year away. How much can I get in unemployment in California. I have a descent amount of money. six figures and still live at home as I was saving money to by my own place. Should I buy a business? How much down payment would I need? Thanks for all your help!

2007-10-19 18:08:14 · 13 answers · asked by v s 1 in Other - Careers & Employment

Because I don't want my low pay check being gobbled up by greedy politicians.

2007-10-19 18:03:03 · 3 answers · asked by Live Laugh Love 6 in United States

I'll be 18 on Sunday, and i want to get some credit cards, not to use all the time, only when needed, and with Christmas coming up, i figure get a credit card and some store cards to save some money, and help out/gain some credit at the same time. I would like to get a credit card through my bank, Wells fargo, will they just accept me? Also, how about Target, Wal-Mart, Best Buy ect? I will not max out the cards, just buy things here and there and pay off right away.. Can someone explain the limits/acceptance of companies for someone who is just turning 18? Thanks for any help..

2007-10-19 17:52:32 · 8 answers · asked by Anonymous in Credit

with a gym. I just signed it last week. I recently got laid off work. How can I break this contract with the gym?

2007-10-19 17:47:55 · 8 answers · asked by Ana D 3 in Credit

100 dollars in Hk money is 20 dollars (I think). So I forget, how much HK dollars are in one Australian dollar. How do you work it out? My mum told me you divide it by six. Divide what number by six?
Thanks

2007-10-19 17:47:38 · 4 answers · asked by straight lines 2 in Other - Business & Finance

What will happen if I just pay much more than the minimum payment but I still have a balance left on my card? I'm maybe going to be able to pay out about $300 or $200 out of $500...

What are the consequences of me not paying off the full debt? Does it significantly decrease my credit score, or is that only if I do it for several months at a time? Is one "boo boo" going to ruin my life?

2007-10-19 17:43:59 · 15 answers · asked by asturiasangel 2 in Credit

i have had 2 credit cards i have been paying off each month for about 3 months but it still shows up that i have "no credit"

will it show up that I have credit after 6 months? Also what will it go to..does it go to fair or to good? I am using about 30% of my credit limit and paying it off each month

2007-10-19 17:30:25 · 5 answers · asked by Anonymous in Credit

2007-10-19 17:25:28 · 8 answers · asked by Anonymous in Renting & Real Estate

I owe original chase credit card $5900 in 2003. I went out of county for three years after 2003. During that period, this account was purchased by 2 collection agencies. The second one offered me a settlement for $2500. As I could not get that information that time, did not proceed with that option. Now I am back in country and this account was purchased by third collection agency. They now say that the total account balance with intrest is little over $10,000. They referred this account to their attorney for possible law suit. When I contacted the attorney, he is not accepting for any settlement less than $7500. I did not requested validation of debt as I know this is a valid one.

Is this amount $10,000 now with intrest is legal in NJ on an initial principal of $5900 from 2003? And is there any way that I can use offer from previous collection agency?Is $7500 a reasonable offer for settlement? He accepted to give me a letter in writing that the account is settled in full.

2007-10-19 17:19:04 · 5 answers · asked by Auto Qs 1 in Credit

2007-10-19 17:11:01 · 6 answers · asked by ozone098 1 in Credit

I RECIEVED A BILL FOR NON PAYMENT A DISCONNETION NOTICE FOR NONPAYMENT BUT I DID PAY I WROTE A CHECK AND GOT A RECIET...SO THEY WANT ME TO LOOK FOR THE CHECK NUMBER ISNT THAT THIER JOB...I DONT HAVE THE CHECK NUMBER BUT I HAVE THE RECIET THEY DONT WANT THE RECIET SO WHAT CAN I DO?

2007-10-19 17:05:49 · 6 answers · asked by lil.sanz 2 in Other - Business & Finance

My father had a 50K Life Ins. policy that he was paying on for many, many years. I was listed as the only beneficiary. My father passed away in March of this year. When I called the insurance company to report his death, they informed me that he had let the policy lapse a month before his death. It was past the 30 day grace period. My question is: Becasue my father was seriously ill, we also found that he forgot to pay a few other bills in the previous months (ie...property taxes, gardner...etc.) Is it possible to hire an attorney to help me fight the lapsed policy and still collect on it - citing my father's illness for lack of payment?

2007-10-19 17:04:29 · 8 answers · asked by Anonymous in Insurance

it showed up on my account briefly, but then just disappeared. Is the bank going to come back and take this from me.

2007-10-19 16:58:17 · 5 answers · asked by Marshal Jed Cooper 4 in Personal Finance

According to this post (http://answers.yahoo.com/question/index?qid=20061210142207AAPbk0c) , multiple inquiries in any 14-day period are counted as just one inquiry.

Does this apply to credit cards?

If so, are asking them to lower interest rate, to raise balance, or applying for a new C/C considered "same type" of inquiry?

2007-10-19 16:56:46 · 2 answers · asked by FeedTheWorld! 1 in Credit

I am wanting to raise my FICO score. It's currently 716. I am wondering if raising my credit limit from 5k to 30k will help it or hurt it. My annual income is 50k. I plan on getting a a small car loan in a year and getting a home a few years from now. Any expert advice would be appreciated.

2007-10-19 16:48:58 · 6 answers · asked by Anonymous in Credit

I have worked for this company for the past 4 years i am the first employee that was hired by management since they opened a branch on the west coast basically i ran the office & yard when the manager & vice president were not in once we were big enough & had more business more employees were hired & it was always known that i was the office supervisor even though i never officially had the title. in Jan a new girl was hired i knew something was going to happen this girl is more knowledgeable of the business our company merged with another company last Dec and the merger was just recently finalized. On my last review my official position was dispatcher/supervisor now with the merger new corporate has done a lot of changing around this new girl is now the supervisor but nobody has been officially informed yet i still have all the responsibilities that go along with that position but no one has informedme that i am no longer a supervisor . Please advise on how i should handle this

2007-10-19 16:42:01 · 5 answers · asked by Anonymous in Other - Careers & Employment

Fast fool proof ideas

2007-10-19 16:41:34 · 9 answers · asked by Richard E 1 in Personal Finance

2007-10-19 16:39:03 · 5 answers · asked by aNgRy YoUnG pOeT 5 in Other - Advertising & Marketing

My old landlord moved people into my fiance's and my house without our permisson. We moved out 3 months ago, and did our change of address. I had an account with National City and it was in good standing until I found out recenty by mail that it was closed because of bad checks.
Since we our still unpacking I had to look for my checks and debit card...which surprisingly our MIA. SO someone had to have stolen them without e knowing. Even though I thought I had them in a secure place.
So also, because of this I cannot open another checking account anywhere. I need a checking account now because I got a job nd eventually get a credit card. How can I clear this up with the bank? Please Help!

2007-10-19 16:37:35 · 7 answers · asked by brittfmck2005 1 in Credit

Both our names are on the title and there is an "and" clause that indicates he cannot sell it without my signature. He plans on selling the bike and "cutting his losses." Is there a way for me to call the bank and take over payments without his interference?
What options if any do I have? This former friend turned out to be an over compulsive alcoholic and hit me. I had to file a report with the police. Does anyone have any advice? I called the bank to take my name off the account to make sure he doesn't mess up my already bad credit. Thanks.

2007-10-19 16:37:18 · 2 answers · asked by Anonymous in Personal Finance

when you only file you on your w-2 how much do they take out?

2007-10-19 16:27:11 · 6 answers · asked by Veronica Carter 1 in United States

i tried applying for a 15000 loan but i keep getting denied because my credit is only 1 yr old and i have 2 credit cards open. Well what they dont know is i want this loan to pay off my credit cards. i tried badcreditloanservices.com and they say you automatically get accepted but after you enter in your info, they want 39.99. So screw that. Any other place where i can automatically get accepted? I want this loan to pay off my c.c. balances. Please no answers like "just pay what you owe now and forget a loan"

2007-10-19 16:20:53 · 4 answers · asked by Greg 1 in Credit

Hypathetically speaking: If I can gross 130000 dollars as an Air Trafic controller, could i afford a 399000 dollar house?

2007-10-19 16:19:58 · 9 answers · asked by asianator14 4 in Renting & Real Estate

2007-10-19 16:10:07 · 6 answers · asked by totong 1 in Credit

What happen if a company like Rooms To Go gave a credit of $ 6,000 at 80 year old man and after 5 months he dies.

2007-10-19 16:10:06 · 5 answers · asked by angel 1 in Credit

I'm just wondering, since I read that a lot of people were unemployed for months before they find a job.

2007-10-19 15:54:43 · 7 answers · asked by Anonymous in Personal Finance

LPN first or straight to RN?
I am back in school, finishing my pre-req's for nursing. I won't start actual nursing classes and clinicals until the end of August.
I'm trying to make up my mind - right now I work in an office (but it's a LTC pharmacy so it's still somewhat in the medical profession) and want out of the office environment ASAP, so I was thinking about quickly becoming an LPN and then getting a job in LTC or Hospice and going back for RN, ADN then BSN.
Would this be a mistake?? Should I just tough it out another few years for RN and THEN get a nursing job?
I have mixed thoughts and am looking for feedback. Thanks!

2007-10-19 15:53:04 · 5 answers · asked by LydonPuggles 2 in Health Care

I work 35 hours per week, and keep get putting off when they will be giving me benefits. Is there any law that requires this?

2007-10-19 15:51:01 · 3 answers · asked by Anonymous in Insurance