Business & Finance - 19 October 2007

What would you do with it (seriously)?

2007-10-19 13:01:04 · 7 answers · asked by Anonymous in Personal Finance

I was served a 3 day notice on Sept 11 07' in the amount of 302.00 that was my balance. On Sept 13 I gave a money order in the amout of 303.00 to the office got a reciept and everything. They then put me in evictions. I had to pay an attorney that helps tenants in wrongful evictions win cases $400 just for a month to go buy and 3 days before my court date the attorney for the apartments decides to dismiss the case. That's cool but I actually lost time from work because of this. And all the expenses traveling to see this attorney I now still have to pay for the entire month of October when I had to pay all this money for something I did'nt do. I lost money to my attorney and though I have money for Novenber I am short for October. They knew I paid my balance when they put me into legal. But they still did...putting me though all of this stress for no reason at all...Please some one. What can be done about this.

2007-10-19 12:59:09 · 6 answers · asked by Mr Green Eyez 1 in Renting & Real Estate

ie. would a $50,000 salary, plus $15,000 for housing (although living in a church owned parsonage) actually be a $65,000 package...and a paycheck of $65,000 divided by 12 per month ($5416.66/mo)?

2007-10-19 12:55:11 · 1 answers · asked by faith 1 in Personal Finance

What is a meloruse tax?
Someone had asked me a question if there is a meloruse tax, and I don't know what it means.
I believe the person spelled "meloruse" wrong, so I couldn't find out what it meant.
Thanks.

2007-10-19 12:51:46 · 2 answers · asked by bengy 1 in United States

Ok My dad owns a gas station so we get alot of 2 Dollar Bills. Last Year We Had 500 2 Dollar Bills and my dad gave to bank. Rite Now we have 500 And my dad Was wondering weather if he should just trade to bank for 500 normal Dollars or like sell on ebay. Also thier in medium Condition.

2007-10-19 12:46:49 · 2 answers · asked by Anonymous in Investing

Hey
I’m 24, permanently disabled, and on my parent’s health insurance. In June I’m moving to another city to attend grad school. I have called insurance companies about getting covered and they denied me based on my disability. However they said I can go on a cobra plan and pay my own premium which has the same coverage as I do now. After I have exhausted that, Blue Cross is by law obligated to offer me a HIPAA plan, which is also essentially the same coverage but a higher premium. After that insurance companies legally can’t deny me based on my disability. However I am still considered a dependant of my parents’. I don’t quite understand all this and am hoping someone can explain it to me.
Thanks

2007-10-19 12:44:47 · 3 answers · asked by disboi 1 in Insurance

ok i need to fax this to the employer today , but i don't know what to check here

it's asking me this

"CHECK APPROPRIATE BOX"
and the options are

Individual /sole proprietor,
Corporation
Partnership
Other &
Exempt from tax withholding


what should i check . This is very confusing because

the lady on the phone told me that the job is a 1099 status , So then why am i filling out a W-9 form ?

2007-10-19 12:44:02 · 4 answers · asked by Anonymous in United States

2007-10-19 12:40:17 · 5 answers · asked by james r 1 in Other - Business & Finance

I am looking to open up my first index fund or mutual fund account. I have looked at Vanguard and I was wondering If anyone had experience with Vanguard or other investment groups. I was thinking a Vanguard balanced index fund.

What are other reputable investment groups I should look at that offer low fees and lots of options?

Other info, I am young, my employeer does not offer a 401K and I plan on saving about 30% of my after tax income for growth, retirement and just general savings.

2007-10-19 12:40:07 · 8 answers · asked by Mark 2 in Personal Finance

I want to open a savings account and then turn around and get a secured loan on it.
I called my bank(wells fargo) and asked them about it. They said yes they do loans like that and yes they report to all 3 credit bureaus. But she said it depends if you get approved or not.
I dont understand why it would be difficult to get a secured loan when the bank freezes your money anyway. Even if you have bad credit it shouldnt matter because its 0% risk to them.
Can someone explain this to me?

Also, If anyone has personal experience would it be easy if you have terrible credit to get a secured loan using a savings account or CD from a big bank like Wells Fargo or BofA, or from a local credit union?

Thanks

2007-10-19 12:39:00 · 1 answers · asked by derrick g 1 in Credit

2007-10-19 12:38:38 · 8 answers · asked by Nella P 1 in Personal Finance

I opened account in this bank ,but can't transfer money before I pay COT payment.DO this bank have a normal position in internet banking sfere?Can I trust it?
The account seams normal,I have pin code, acc.no.,Its lookes same like LLOYDS TBS bank accout realy ...But I still nead sombodys advice...Do sombody no this bank?
the internet banking home page is:

http://www.swisscredit.lt-d.
a little beat help?
thank you

2007-10-19 12:35:13 · 2 answers · asked by Anonymous in Personal Finance

What will happen to me when I can't, and won't make payments?

2007-10-19 12:30:23 · 8 answers · asked by nick m 1 in Personal Finance

It is suppose to help me get my income started.

2007-10-19 12:25:38 · 2 answers · asked by vstigger19 1 in Personal Finance

As today marks the 20th anniversary of the 1987 Wall Street crash, I would like to know which stock exchange index best reflects the American Economy and why? The Dow Jones Industrial Average, the S&P 500 or the AMEX Index?

2007-10-19 12:11:37 · 3 answers · asked by Harry Hayfield 6 in Investing

So I got this collection letter in the mail saying that owe T-mobile $100. I thought I had paid this account off and out of nowhere I get this letter. I'm going to pay the measley $100 dollars I knew absolutely NOTHING about. That doesn't bother me. But what DOES bother me is how is this going to effect my credit? I was unaware that I even owed this!
Anyone have any answers? I tried calling the agency from where the letter was sent but they are already closed for the day.

2007-10-19 12:06:30 · 6 answers · asked by SoCalGal75 3 in Credit

We closed our homeloan on a home we built 3 months ago and final appraisal was$245,000 which is what it needed to be around for approval since we were borrowing $190,000. we already owned the land prior to building. After closing we went to refinance with a different company who approved us at the lower rate only one thing was wrong...the appraisal came in at $160,000. Needless to say we were shocked since apparently our home depreciated $85,000 in 3 months!! after reviewing original appraisal we found many misrepresentations of supposed home values used for comparisons, as well as an inflated value of our land already owned and when I contacted lender they said that agent was fired for questionable practices and that was that. Soon after they sold my loan to another company which was also shocking since this bank bragged about how they dont sell their loans off. can i sue for this or what? what type of lawyer? Any help would be great

2007-10-19 11:52:58 · 4 answers · asked by Anonymous in Personal Finance

Okay, I have a dilemna. I have a check with me and my co-signer for 20,000 dollars, but we don't have the same bank, and they wont let me put the check in her account because I don't have an account with them, and I can't get one because I have no state ID (This happened at Chase and Citibank), do you people know any alternative routes I can go about getting this check cleared as soon as possible?

2007-10-19 11:39:31 · 6 answers · asked by Mike M 1 in Credit

But you are still making your regular payment every month?

2007-10-19 11:31:55 · 9 answers · asked by Anonymous in Credit

2007-10-19 11:16:57 · 2 answers · asked by ShannyBikdiK 2 in Investing

i honestly don't know how this procedure works for short term investments under which the stock is held less than a year. so whats the MOST that you can get taxed despite income or people you're supporting. what's the highest percent that you could get taxed? for example you may have to pay a complete total of 50,60 or 70 percent? maximum?

2007-10-19 11:05:47 · 3 answers · asked by Anonymous in United States

I have looked on the Creditinfocenter.com site & it states that i can ask for Validation from a sold on debt. Please could you tell me if this also applies by law in England?

2007-10-19 11:01:53 · 1 answers · asked by 7ala is fluffy ? 6 in Credit

I live in TX, USA.

2007-10-19 10:53:57 · 2 answers · asked by TX Mom 7 in Small Business

The reason for termination that they stated was because I put on my time sheet 12pm on 8/29 and I called in sick on 9/14 but did not indicate sick time. On 8/29 I was at work at 8am and left at 10:30 for lunch and came back at 12. The boss called me and told me to put 12 on my time sheet, so I did. I never put in i am there at 8 everyday because the company doesn't pay overtime, and I want to avoid traffic in the mornings so i just get there early. on 8/30 he came in and we had a verbal discussion about coming in 30 minutes late and i apologized and said it wouldn't happen again which it didnt. on 9/14 i called in sick but did not indicate on sick time because time sheet was turned in on 9/12 for that pay period (9/01-9/15). i had sick time accrued so i dont know why they wouldn't adjust the time sheet for sick time on that day. i dont know if my pregnancy had to do with any of this but do these reasons seem right for terminating my employment?

2007-10-19 10:53:11 · 6 answers · asked by Anonymous in Other - Careers & Employment

We will soon close on our new home.

2007-10-19 10:44:14 · 2 answers · asked by julio_slsc 4 in United States

2007-10-19 10:41:18 · 6 answers · asked by Anonymous in Small Business

To file my own taxes? Thanks.

2007-10-19 10:37:03 · 2 answers · asked by Kari L 2 in United States

i am new to Avon and I dont have the internet at home. If I am using the internet for "work" Avon purposes would I be able to write that off my taxes?

2007-10-19 10:34:08 · 3 answers · asked by renaemicheli 2 in United States

Wealthy person seeking a family or individual in need of money.

Then if you answered the ad you had to mention why you needed it what you were going to use it for and etc. I know it was a tax right-off for the rich. Do they still do this?

2007-10-19 10:26:04 · 5 answers · asked by Anonymous in United States

I'm interested in opening my own lingire store on-line what are the steps i need to take?

Thnaks everyone!

2007-10-19 10:18:59 · 4 answers · asked by cdlc 2 in Small Business