Business & Finance - 19 October 2007

Is there a fool proof easy way to develop a budget that I can follow? I've got a lot of debt, i.e. credit cards, loans, etc. (22,000), along with 2 mortgages. I know that usual "spend less than make" but is there a plan or website that can give me some guidance, without charging a fee? I'm willing to take on a second job, that's what it takes. Thanks for the advice.

2007-10-19 15:36:28 · 11 answers · asked by Brett C 4 in Personal Finance

It's just not fair, employers want a 2 week notice if you want to quit, but they don't give employees a twoo-week notice if they want to terminate you.

Shouldn't there be a web site dedicated to "Rapid Turn-around Employers"? Meaning Employers who hire and fire all their employees almost monthly. Some employers are just difficult to work for, or else they don't want to give out raises so they fire employees and find quick replacements.

It's just doesn't seem right.

2007-10-19 15:35:26 · 6 answers · asked by Anonymous in Other - Business & Finance

what happens if you cant pay your credit cards?? do they take you to court or what? AND what if they cant find me??

2007-10-19 15:29:52 · 17 answers · asked by Anonymous in Credit

What is a reasonable hosting fee for a auction site.

2007-10-19 15:23:05 · 2 answers · asked by mdjgirl7 4 in Small Business

im trying to get cash advance from atm,can anyone tell me what is 4% of $2000??

2007-10-19 15:21:30 · 5 answers · asked by Anonymous in Personal Finance

I just got fired today. Boss was very nice to me then found out I wanted to be a lawyer. I had been there since June and she found I was taking LSAT Prep Classes. She put me on probation and attempted to drive me out of the office. Was on probation. Probation expired then today at the end of the day called me into her office and fired me. I had done a descent job. The company had countless errors with its work product it was insurance company. Can I collect unemployment? Can I sue? I am only a year and half out of college, this is my second Job. The first I stayed for about year. Law school or other graduate school would be a year away. How much can I get in unemployment in California. I have a descent amount of money. six figures and still live at home as I was saving money to by my own place. Should I buy a business? How much down payment would I need? Thanks for all your help!

2007-10-19 15:16:28 · 7 answers · asked by v s 1 in Other - Careers & Employment

I used to work as a dental assistant, but now that I'm 40 I don't want to do that type of work anymore. I worked a couple years ago in a manufacturer warehouse assembling electrical lighting ballasts, lights, etc. I was getting paid $13 per hr.
I stopped working there so that I could start my own cleaning company, but I really hated cleaning, and so a year later I applied back at that same lighting manufacturer, but now they hired me and are only paying me $10 per hour.

That is only $2 above minimum wage!!!

They expect hard work for only $10 per hour? I used to have fun jobs when I was young that paid mimimum wage, so how come now I can only find hard working jobs that require skills to only make $2 more than minimum wage?

I live in Washington State, and the cost of living here is outrageous!

Is it because all the Mexicans & Chinese are taking the jobs? Making it an "Employer's Market"? I'm pissed I have good skills but the pay is just above minimum wage!

2007-10-19 15:12:12 · 4 answers · asked by Anonymous in Other - Careers & Employment

I'm 18 so I haven't established credit.... Where can I for sure get a loan

2007-10-19 15:08:29 · 2 answers · asked by Anonymous in Other - Business & Finance

I was the buyers agent on a single family home purchase. An agent in my office who knew my buyer, went to the buyer and had him cancel the purchase, then he rewrote it with the buyer's brother-leaving out all the important details of the home purchase-like the fact that both walls in the home were filled with black mold, the house is leaning on the one next door and doctored the appraisal to trick the lender into giving a higher loan-it was over a million dollar transaction! In the process I was cut out of the deal. Apparently it was legal and I have no recourse. I really, truly think that was a sneaky and very unethical thing for that agent to do. I want to get him back...any suggestions?

2007-10-19 15:04:32 · 14 answers · asked by iliketodreambig 2 in Renting & Real Estate

I purchased RM100,000 worth of AmPan Europe Proprety Equities. It has done very badly over the last few months. What should I do? Should I sell and write off loss or keep and hope for recovery? So far the loss over the last few months is around 20%. Will it ever recover?

2007-10-19 15:03:25 · 1 answers · asked by speedwing 1 in Other - Business & Finance

I know this is a very complex question but how can I start my own business? By that I mean a night or a restaraurant.. Do I need a license, do I need to pay? Who do I contact?

2007-10-19 14:59:09 · 7 answers · asked by Anonymous in Small Business

My house went up for a tax sale and someone purchased the certificate. They are about to foreclose. My father is on SS disability and we live in New Jersey. He is half owner of the house which he shares with a brother. The house is paid off except for the taxes. Are there any programs, loans, or any help out there that can save my house?

2007-10-19 14:57:36 · 3 answers · asked by aamanda_88 3 in Renting & Real Estate

I ask this because i was told to keep my balance aroujnd 1-9% utilization. So what gives?

2007-10-19 14:53:20 · 6 answers · asked by daniel k 2 in Credit

2007-10-19 14:50:04 · 2 answers · asked by ? 5 in Credit

I would like to retire in 30 years, without sharing my income, how much do I need to put away a month, and into what type of vehicles, to retire with $3-4 million.

And finally, how much will the pay out be from that retirement fund per year after taxes? and for how long can it last?

Many many thanks! :)

2007-10-19 14:48:35 · 7 answers · asked by Dr. W 3 in Personal Finance

I want to be a nurse, but how do i go about getting my degree? What is the fastest and/or cheapest way?

2007-10-19 14:39:56 · 3 answers · asked by Anonymous in Health Care

My friend wants to give me some credits but she doesen't know how.

2007-10-19 14:31:16 · 8 answers · asked by Anonymous in Credit

2007-10-19 14:30:08 · 8 answers · asked by crazy b 3 in Renting & Real Estate

I have money in stock, IRA ect. what is nasdaq and dow jones (and that other one) and how does the fluxuations between them effect my share prices. what do these groups consist of, and where can i get a 'dummies guide' to them and basically how the stock market works in relation to my IRA stocks (if it relates at all..hmm)

2007-10-19 14:28:02 · 15 answers · asked by Anonymous in Investing

A collection agency's attorneys sent me a letter at the beginning of August stating that if I did not make an attempt to contact them or pay the bill they would sue for the amount. In the middle of August I sent $50 and put a note saying that I would pay $50 every month until the bill was paid in full. In Sept I sent an additional $50 and am just about to sent the third payment. However, we just received paperwork stating that they are suing. They are suing for the original amount as well even though both of my checks have been deposited by them. If they cashed my checks doesn't that state that they accepted our payment plan? They should not be suing and they should not be suing for the full amount when I have paid at least half...right?

2007-10-19 14:26:58 · 5 answers · asked by aimee4frogs 2 in Credit

My account is under "Francis" but the check is made out to "Frank" (which I go by). Will there be a problem at the bank?

2007-10-19 14:22:41 · 18 answers · asked by F E 2 in Other - Business & Finance

My husband and I are always looking for ways to cut spending and to put that much-needed cash into our savings.

What do you do to save money?! What do you cut corners on? What money saving tips do you have?

2007-10-19 14:18:45 · 13 answers · asked by Lovin' Life As Mama & Wife 6 in Personal Finance

Hello! I am trying to figure out where to move in order to get a good job and be able to afford our own place. I am married, 31 yrs old and had experience as admin and also worked as a waitress. My husband owns a painting co. and can work in construction/painting. We were thinking about moving to Las Vegas, does anyone know how the property taxes are, how is the job market at the moment? Other places would be considered as well, but we prefer warmer climate.

2007-10-19 14:10:09 · 4 answers · asked by Anonymous in Renting & Real Estate

I would like to either add a 17 year old to an insurance policy or get one specifically for him.....

i called geico, but they said they dont insure teens!!! What can i do?

THX

n this is in HAWAII

2007-10-19 14:06:40 · 6 answers · asked by Anonymous in Insurance

I am a mother of three and a wife. I am unemployed and I feel like I have nothing to look forward to other than the Tyra Banks Show. I am a hard worker, well educated, and professional but it seems no one really wants to hire me. I have taken 3 drug tests in hopes of getting hired, but they shoot me down everytime. Help please

Oh and I past the drug tests they just hire someone else instead

2007-10-19 14:00:37 · 6 answers · asked by Bumblebee 2 in Administrative and Office Support

I like to buy stuff from eBay. How to start a eBay business?

2007-10-19 13:59:42 · 5 answers · asked by Anonymous in Small Business

I want to thank you very much for taking the time to discuss an internship opportunity at (company) l with me. I enjoyed
meeting you and learning more about the company and the
position expectations.

The interview has greatly increased my enthusiasm for the position and interest in joining the (company) team. I believe my education, experiences, and personality will fit nicely with the job requirements, and I am certain I could make a significant contribution to the company over time.

I would like to reiterate my strong interest in the position and in working with you and (Company). Please feel free to call me at the telephone number or email address listed above if I can provide you with any additional information. I will email both you and (person2) after I have received and reviewed the DVD.

Again, thank you for the interview and for your consideration.

Sincerely,

2007-10-19 13:36:06 · 5 answers · asked by Anonymous in Other - Careers & Employment

I owned a seafood trading company, and at one point my wife's father wanted to invest in the company. Which he did 40K, my company did not survive and now I am facing Chapter 7 bankruptcy, I feel guilty about the situation, but there is no way I can pay back that money, at least right now, he is madder than hell, I am filing at the end of the month, I would pay back the money in the future if I am able to no doubt, I have about 1000 bucks to my name and no job right now. What does everyone else out there think??

2007-10-19 13:32:56 · 6 answers · asked by ? 2 in Personal Finance

like, will the company see that you have the skills and experience needed to work there and consider or just point blank you cant ever work there no more as long as you were fired?

2007-10-19 13:28:56 · 10 answers · asked by Anonymous in Other - Careers & Employment

I have recently applied for a number of jobs. Monday I applied for a job at a Kohl's store. I was dressed neatly, and also handed in a resume along with the application. Today I was called in for a job interview on this comming tuesday. This will be my first job interview. What should I expect during the interview? Does stores like Kohl's interview applicants separetly? What topics should I not mention during the interview. How long do most job interviews last? Thanks

2007-10-19 13:20:58 · 5 answers · asked by Anonymous in Other - Careers & Employment