What would raise your credit score more-paying off the balance on a credit card or a personal loan?

Answer 1

Pay off the credit cards first, especially if you have more than 30% of your credit limit. It is always smarter to only charge what you can afford to pay in full each month.

Answer 2

You have to pay it all....Credit cards when Due, And Payments on Loan when Due

Better yet, pay them all off entirely...that is really good for your credit rating.