Business & Finance - 13 September 2007

Obviously I AM REALLY GROSSED OUT.

I noticed one roach in the sink on my first day. There were a couple the second day. On the 4th night, I opened my dishwasher and it was FILLED with roaches. I have been running my dishwasher constantly to keep them from coming in. I have plugged up my sink.

They cleaned this place before I moved in. Someone must have noticed there was an infestation! They probably sprayed, which temporarily fixed the problem just in time for me to move in.

Obviously I've complained (yesterday) and there's been no response yet. I'm really pissed off.

If you've gotten this far, thanks for reading my rant. I just don't think it's okay for them to lease me an apartment that's already infested!

2007-09-13 19:07:20 · 13 answers · asked by Anonymous in Renting & Real Estate

Leaving mortgage business and my last 3 employers have shut down/filed bankruptcy. How will my prospective employers verify my work history with them?

2007-09-13 19:06:28 · 3 answers · asked by hanky stank 1 in Other - Careers & Employment

How many years back do the 3 credit reporting agency's go back in your credit history in calculating credit scores? For example if a credit card from 11 years ago is still listed on my equifax report today can I ask it to be removed given it is greater than 10 years ago?

2007-09-13 19:00:43 · 3 answers · asked by BillRice 1 in Personal Finance

I'm currently halfway through a Psychology degree. I love Psychology, I spend much of my free time reading about it, and although it is an overly popular major, it can be invaluable to those who are interested and insightful enough.

Yet, I've been overwhelmed by the current lack of jobs in the U.S. right now. I mean for most fields/majors. I see countless examples of highly qualified people waiting jobless for years, gambling on this or that opportunity.
I don't have specific plans for the future. I honestly have broad interests. I've been considering, halfway through my junior year, beginning a double major with Comp. Sci. I assume a CS degree would be worth the effort. But I am starting to wonder. Is it worth it to begin all that work now, at 20, and maybe not graduate until I'm 24? Or stay focused on my Psych. degree, try to graduate w/ honors, and capitalize by putting more effort there, and develop my personal skills (communication, even computer, etc.) I need some advice...

2007-09-13 18:52:48 · 5 answers · asked by Anonymous in Other - Careers & Employment

Two days back i had a meeting with my new boss. she was good we were discussing about the shifting of the room. Then during the two days time i email out to inform some of the staff about the shifting the room. And today she call on me asking me "From where did I heard that the room will be shifting".
Like as if she doesn't know it.. I had a talk with her boss and her boss informed me. I confirmed to her that her boss did inform me about this matter. The way she spoke to me as if I was deaf or heard it wrong. So to make her happy i told that it wouldn't happen again by emailing it out to all the staff once is really confirmed. She make me feel as if I was telling lies. She was the one who is telling a lie.

I hate working with people who like to tell lies and happy that they can get away with it.

2007-09-13 18:51:06 · 3 answers · asked by love_rescue 2 in Other - Careers & Employment

I currently have two bank accounts in good standing. However, I wish to open a 3rd one. Would that negatively affect my credit?

2007-09-13 18:41:21 · 4 answers · asked by Tryst 1 in Personal Finance

Please help me with this

Edd has 81000 dollars invested in stocks at 7% how much additional money should he invest in certificates of deposit paying 3% so that the average return of the investments is 4%

the answer is 243000 im pretty sure but how do you solve it?

2007-09-13 18:39:22 · 1 answers · asked by MedSchoolOrBust77 2 in Investing

After it falls off of your credit report, can the original "creditor" resubmit it to a collection agency and have it placed back onto your credit report as if it were a never on there for seven years already?

2007-09-13 18:28:00 · 7 answers · asked by Chris 1 in Credit

Let's say the husband and wife both work jobs earning 35k to 40k each. Just how are they buying a house that is 300k and paying for all of lifes other expenses as well like car, food, clothes, insurance etc. How are you doing it. Me and my wife can put the figures together. Are people spending every last dollar they have and using credit cards for everything. Whats the story?

2007-09-13 18:27:04 · 8 answers · asked by Mark L 4 in Personal Finance

a gallon of milk costs the same in texas as it does in california, right?

2007-09-13 18:26:47 · 5 answers · asked by ms.m 2 in Personal Finance

I have the option to purchase a home for roughly $100k below appraised value and currently own a home that I am considering renting. How can I go about purchasing this new home and using some of the equity to pay down my current mortgage in order to lower the cost and enable me to break even while I rent and wait out the market?

2007-09-13 18:24:20 · 5 answers · asked by vicyankees 1 in Renting & Real Estate

I may be able to be paid 1099 instead of W-2. How much will this hurt me come Social Security time? Would this be better for my tax bill?

2007-09-13 18:22:51 · 6 answers · asked by Anna C 2 in Other - Taxes

Does this sound like a solid plan or not? What else do I have to consider?

I want to eventually travel and move around alot (touring musician). I have this dream of being in a band and singing. So I don't know how the "owning property / taking care of it" thing is gonna work. It usually doesn't for musicians.

I also want to make a decent amount of money. I am about to graduate from college. I cant wait to move out but I'm apprehensive about renting because I dont want to throw money out the window ( althought its not so much about the money). My parents were poor and spent thier entire lives renting ( Sad, and our land lord lived right above us)!

anyway, i was thinking of getting an apartment like how my landlord had and renting out parts of it. Like a three "home" apartment and living in one ( which would mean I rent out two "homes"). After awhile I would be able to go on tour and the other two tenents would pay rent and support my property.

2007-09-13 18:15:44 · 4 answers · asked by Anonymous in Renting & Real Estate

They just charged me $490 in overdraft fees!!!!!!!!!! For less than $80 worth of purchases (mostly 4-5 dollar items)!!!!! I hate them so much. I am definitely switching banks. Tomorrow. There is no way I can afford that, any chance I will get them to cut this down a little? Do you have some strategies to use on the bank employees to make them consider forgiving some of these outrageous fees?

2007-09-13 18:09:53 · 10 answers · asked by Opera Diva 2 in Other - Business & Finance

ok...where do i even start, i guess i will start with my stress, like alot of other people, anyway i we have been trying to get a small loan 1500. to get all caught up & know one will help, his credit score is 650 & mine don't even ?, anyway he got another job 7mos. ago & makes good $ & when we get almost caught up something else happenes...like now..the car, & in nov. we can get the house refianced. so my ? is what place might be able to help a small loan, i need something to happen before my b-day, r at least a good news. thanks alot for reading this, first time doing this. please pray!!

2007-09-13 18:07:02 · 7 answers · asked by Tina F 1 in Personal Finance

I just bought a house and I am going to have 2 other guys living with me. Before, we were looking at simliar houses to rent, and they were about $1300 plus utilities. My mortgage payment on this house is $1,200. How much should I charge each roomate? Each guy will have his own room. And how much should i charge each of them if we decide to get 4 total guys (all in separate rooms). Let me know what you think.

2007-09-13 18:05:47 · 8 answers · asked by Tryingtofigure it out 1 in Renting & Real Estate

and for the past month I have been feeling not too connected to him like I used to.. Maybe it is because we have been arguing for the last month so much....is anyone else having this problem? If so, please let me know ur situations,,

2007-09-13 18:01:45 · 4 answers · asked by Anonymous in Law & Legal

My job search is not producing any results and I am tempted to take a job as a dishwasher/waiter just to keep occupied and feel like I am doing something after graduating with a great education that I enjoyed. Has anyone else ever faced this hurdle when graduating, what jobs did you have? any advice

2007-09-13 17:55:20 · 5 answers · asked by Anonymous in Other - Careers & Employment

Any pointers to find recycel pulp and paper resource? Please email to nath0017@hotmail.com

Sam Nath
www.allaboutTHElife.com

2007-09-13 17:46:28 · 1 answers · asked by nathss2001 1 in Other - Business & Finance

2007-09-13 17:39:21 · 3 answers · asked by Anonymous in Corporations

I'm selling a costume on eBay and someone asked me to ship it to Canada, originally I said no but they said they would pay considerably more. Could you tell me how I would go about finding the price to ship it to canada?? Thanks!

2007-09-13 17:37:15 · 3 answers · asked by Kristin 2 in Other - Business & Finance

can anyone in bk,ny or queens ,ny recommend a bank that wont kill me w/ charges since i do not maintain a $2000 to $3000 balance in my checking account? i refuse to continue w/ BOA if this is how they treat long time customers. does anyone else agree? maybe customers need to stop using there atm cards for one day like ppl that dont buy gass on a set day so they can see the drop in oil prices maybe this can be done w/ banks to try & decrease these outragous charges. what do u think??? p.s i chose not to do my banking online, its just my personal choice.

2007-09-13 17:36:50 · 6 answers · asked by Anonymous in Personal Finance

My cousin is leaving to Mexico and asked me to keep his $10,000 until he comes back. I know theres a certain amount that if deposited to any account, the bank reports it to the IRS. How can I prove incase of an audit that I was just holding it for a while and it's not my money; Or what would I have to do?

2007-09-13 17:34:23 · 9 answers · asked by jredsje 2 in United States

Do ultrasonographers wears scrubs to work? I am buying a gift for someone I don't know very well, and I know they are an ultrasonographer so I wanted to get them a couple pairs of cute scrubs. But, I'm not sure if they wear them...Thank you!!!!

2007-09-13 17:25:34 · 3 answers · asked by Elley 3 in Health Care

See I have these clothes and shoes that I really like. The problem is my mom is too much of a cheap stake to buy me anything name brand. So my question is how can you make a lot of money when you are only a 14 year old boy?

2007-09-13 17:20:41 · 6 answers · asked by shadowkai619 1 in Personal Finance

I was wondering if it is possible get rich by playing the stock market because I am somewhat considering to participate in this stuff; however, I really don't much about the stocks themselves and how to get the latest quotes. Most important, I really don't know how to play it properly. Therefore, I am hoping that someone can tell me the pros and cons of playing the stock market. I am serious; therefore, PLEASE HELP!!!!!!!!

2007-09-13 17:20:33 · 9 answers · asked by N.T. 3 in Investing

Diversification is????
Requires that you invest in hundreds of stocks in order to adequately diversify your portfolio
OR
The process of spreading your wealth among different assets

2007-09-13 17:15:24 · 9 answers · asked by witty 1 in Investing

2007-09-13 17:12:10 · 5 answers · asked by Cervantes 1 in United States

what is product costs? give examples of product costs

2007-09-13 17:11:55 · 4 answers · asked by mbaustriajr@sbcglobal.net 1 in Corporations

I went to craigslist and searched for somebody who could help me with my taxes. I contacted this lady and she is willing to help me. So, I trusted her. I gave all my receipts, bank account statements, and other important bills. At first, our communications are ok. She even went to our place and introduces her kids and talked about her life. Then, I paid her $250. I made a mistake, I did not get any receipt from her. Well, at least she's still communicating through email telling me the book is ready and she will gave it to me in a few days. When I got back from vacation, I can't get hold of her already. I left a lot of messages, but no response. It is already 2 months and the tax filing extension will be on Oct 15. My plan is to go to her house and get all my documents. my concerns are: is it safe? what if she will say she lost everything because of this and that? what will I do? Can I bring her to court? How? Please help me!!!

2007-09-13 17:07:57 · 5 answers · asked by Jenny 1 in Personal Finance