Business & Finance - 23 August 2007

I have around $20,000 in debt right now and make about $38,000 I am living at home to try to get this down but have fallen behind on payments and feel like I am in over my head. I am 28 and want to move out of my parents home as soon as I can. I am currently looking for a better job that pays more. What can I do to erase or cut in half this debt as soon as possible? The debt is basically on 2 credit cards. Thanks

2007-08-23 06:53:11 · 15 answers · asked by john o 1 in Personal Finance

What does it mean when you see in writing "maintenance of regulatory documents"?

2007-08-23 06:50:15 · 1 answers · asked by Anonymous in Other - Business & Finance

My situation: my husband worked one month out 2007 I have worked all year and we have a 2 year old we will be filing joint and i checked to see if our income is within the guidelines it is but the question is since i am the only one working and we have a qualified child can i claim this credit?

2007-08-23 06:49:59 · 5 answers · asked by tahitian dancer 1 in United States

Where can I find a fake doctor's excuse. Today was the first time i have ever overslepped for work. I didnt want to go in late because it would make me look bad. Will someone help me find one. Or if you know where they can be found tell me? Thanks.

2007-08-23 06:43:20 · 9 answers · asked by Josh Hill 1 in Health Care

and this property rises in price and i decide to remorgage it to release some equity would i pay tax on the amount i release

2007-08-23 06:41:38 · 1 answers · asked by bumberclarte 1 in United Kingdom

i am just curious.

2007-08-23 06:41:35 · 1 answers · asked by conundrum 3 in Technology

My friend has dollars left over from a Jimmy Carter visit she was working on. Currency exchanges and banks will not take it.

Thanks!

2007-08-23 06:38:26 · 4 answers · asked by moverholt 1 in Other - Business & Finance

when looking at a companies stock why is it important to look at the volume and average volume? is that an indicator of something if you are considering buying/selling the companies stock?

2007-08-23 06:36:22 · 7 answers · asked by Anonymous in Investing

The city council donated land with a fair market value of $5,000 to Runners Corporation as an incentive for future expansion.

2007-08-23 06:36:14 · 4 answers · asked by Ly H 1 in Other - Business & Finance

I visted the doctor for my annual preventive cares services and had the tests done. But when I

saw the claims with my insurance I saw that it was not filed as Preventive Care and insurance had

paid the money from my HRA account. The service is suppose to be free and 100% covered.

I talked to the doctor and his agent to cancel this claim but they are not helping since they got

paid. I went back to insurance and they are say I need to talk to doctor.

What to do in this case so that I get back money so that I can use it for other neccessary

medical benefits?

The doctor cheated and did not file the claim as preventive.

Now I an helpless with insurance, the doctor and his agent.

How do I take up this matter and get back my money?

Please suggest.

2007-08-23 06:33:52 · 5 answers · asked by QuestionMark 1 in Insurance

seperat?

2007-08-23 06:29:50 · 2 answers · asked by xxvi3tgurl03xx 1 in Renting & Real Estate

I'm on TDD( temp disability) thru workmans comp. my employer just called telling me i have to pay my medical insurance thats due.

2007-08-23 06:28:04 · 3 answers · asked by mary r 2 in Insurance

First one to answer gets it.

2007-08-23 06:26:13 · 2 answers · asked by Anonymous in Investing

My 2003 income tax was incomplete and needed to be filed by April 15th, 2007 but I didn't get around to filing it until late May/early June because I didn't have the fee for HR Block. IRS says I don't owe(am due a refund) but that the Statute of Limitations Law allows me to file up to 3 years late, and I was 3 months over(so, they're holding it)... I talked to an IRS attendant & she gave me the address to write to the IRS Service Center/collections. She suggests that I don't just say that I forgot or that I didn't know, b/c "ignorance of the law is no excuse", as she stated. So now the IRS is holding my return money from that year, but I really need it asap. ARE THERE ANY EXCEPTIONS TO THAT LIMITATIONS LAW which I could use in my letter. It was an honest mistake but it doesn't give them the right to keep my hard earned money. Some1 plz help ASAP. Maybe you know of the limitations laws and can enlighten me on what would possibly work?? Maybe my situation alone was good enough?

2007-08-23 06:19:30 · 4 answers · asked by Anonymous in Other - Taxes

I saw a house for sale and in the listing it said both of these were options for financing. Are they 2 different things, or just 2 ways of saying the same thing?

2007-08-23 06:19:21 · 3 answers · asked by Roland'sMommy 6 in Renting & Real Estate

2007-08-23 06:19:16 · 6 answers · asked by Laura 2 in Personal Finance

I started two days ago in a restaurant as a dishwasher, they pay extremely well, but I just don't like it...I think it might be there is so much to learn and requirements about where dishes go, what you have to do, etc, and it's fast and I'm not used to it. You think I am going to get used t it?

2007-08-23 06:16:26 · 4 answers · asked by Anonymous in Food Service

2007-08-23 05:57:29 · 4 answers · asked by YabBa dAbBA DOey 1 in Investing

Every payday for me, they withdrew $90 form my checking account. This went on for six weeks 'cos I get paid every two weeks. That adds up to $270. On the third withdrawal, I called them to find out what my balance was, it was still $390.

I deceided to pay the loan in full that same day they withdrew $90, Thinking I've got pay only $300. But my balance was still $390. Meaning I have pay to $390 after they've withdrawn $90 from my accounts that same day, less than 30 mins. ago.

They explained to me that my next withdrawal is goin to be $140, that is $90 plus $50 every two weeks until the debt is cleared. That means I'll end up paying $1110 for a $300 loan.

I feel I'm being duped. Can any of you help me out. I also understand that every state has a different law regarding the profits on payday loans. Can any of u give me the link to the one in massachusettes.

2007-08-23 05:55:44 · 6 answers · asked by isaac a 1 in Personal Finance

is it something like where fresh graduates set up their own companies/businesses.

2007-08-23 05:54:11 · 2 answers · asked by sh 1 in Other - Business & Finance

Well, my dad was pretty sick for the last two days and hasn't gone to work for 2 days. He works for KBR and I wanted to know if he lost his salary for those two days. Did he? Thanks in advance!

2007-08-23 05:53:24 · 13 answers · asked by Anonymous in Personal Finance

2007-08-23 05:49:15 · 6 answers · asked by will a 1 in United States

2007-08-23 05:33:05 · 2 answers · asked by alen m 1 in Credit

Hi, I need some help.
my friend asked me to do her a favor and purchase a cashier's check for her. She said she doesn't have an account with my bank and she needs the cashier's check to be from my bank and since she's not an account holder, she can't purchase one. I said I would, she came over to drop off the money and it is $10,000. That freaked me out because she's sending this oversees and I don't want this to come back to me in the future. Not sure where this money came from and where's going. Woud I get in trouble with the IRS for this money that doesn't belong to me? Please HELP!

2007-08-23 05:30:01 · 12 answers · asked by Luv2know 3 in Personal Finance

2007-08-23 05:23:05 · 15 answers · asked by Lorraine S 1 in Law & Legal

I know some people who carry around $100 notes, but I don't really understand why. You can't get them at ATMs so they're not convenient. Most business won't even take them, or can't guarantee that they can take them.
And in this day and age, what could you possibly need notes that large for that you couldn't just use your credit or debit card for?

2007-08-23 05:18:02 · 14 answers · asked by worldpeace 4 in Personal Finance

I think my hubby screwed us.

We needed some money fast,so he wrote a cheque(no money in the bank...)wrote it to me and signed it himself to be put into his account(we have done this with goverment cheques anyway,he wrote another cheque to cover that one and so on. Now the most recent cheque bounced. What can we anticipate happening? We have every intention of paying it back. can a bank lay charges if we pay it back. I kept telling him not to do this. He phoned them today and they said that's fine we can pay it. but wasn't the cheque illegal?

I am so confused.

2007-08-23 05:15:47 · 6 answers · asked by gotchagood 2 in Personal Finance

child. We are married filing jointly what is our estimated refund?

2007-08-23 05:15:20 · 4 answers · asked by 101st_Army_Wife 2 in Other - Taxes

I have just opened my first credit card, and wanted to know how do I build a good credit history? besides the obvious paying my bills on time. Should I have more than one credit card? and about how long does it take for credit to build up...months...year???

2007-08-23 05:13:07 · 6 answers · asked by Mayelita 3 in Credit

Saginaw Michigan, gas and electric.

2007-08-23 05:09:53 · 1 answers · asked by brianjkaraffa 2 in Renting & Real Estate