i want to build a new house, but do i have to purchase the lot seperate and then pay for building the house?

Question

seperat?

Answer 1

YES!!!! I'm not trying to be a jerk, but if you buy land nobody is going to throw in a house just to be nice.

Hopefully that's the question you're asking.

Answer 2

You can buy the land and hire a contractor, or you can find a contractor that's building a house on speculation, and buy the package from him when it's done. In this housing market, you probably won't find many of those right now, though.

Either way, choosing a contractor is a tough job. Interview at least 3, and check them out closely. Some will do a great job, but some will cut corners wherever they can to save a buck.