Business & Finance - 20 June 2007

My parents (thank god for them) want to offer me a loan (in lieu of a formal mortage) so I dont have to pay the bank interest. My parents will charge me no interest. They are going to give me a lump sum to have at closing to buy my house outright. Will they need to file the lump sum as a gift if its a legit family loan? Do I have any tax issues to worry about? Thank you!!

2007-06-20 14:46:57 · 5 answers · asked by roscoe8888 1 in Renting & Real Estate

My girlfiend is currently at the end of her lease which ends on either June 30th or July 1st. She has already found another place to move into on the 30th. The apartments she is at is saying that they require 30 day notice in order for her to leave. Is that true? Is notice needed? Won't the lease just expire on the date? They are saying they need notice (which she had sent today) and the date on the notice is for the 20th of July. So will she owe a prorated amount for the apartment even though she will not even be living there and the lease is ending?

Thanks for your help.

2007-06-20 14:31:28 · 4 answers · asked by Descartes 4 in Renting & Real Estate

What job do you have or want but you dont have one? What is your dream job?

2007-06-20 14:27:57 · 6 answers · asked by *Carolina Girl* 2 in Other - Careers & Employment

I was looking to get a small personal loan. ($2000) I was turned down because they said that I have too many accounts open.

I have $0 in credit card debt. I do have about 10 accounts that are open with a good amount of limits on them. My score is 738.

They told me that I should most of my accounts that I don't use or havent used in years.

I only use about 3-4 of them on a regular basis. I heard that closing accounts hurts your score too. So I feel like I am stuck in between a rock and a hard place. I want to do what is best for my credit score.

Please help me.

2007-06-20 14:25:05 · 6 answers · asked by Zoxx 1 in Credit

I attended REDC foreclosure auction in Los Angeles last month and now I am deeply regret it. We have a problem verifying what the auctioneer said at the auction about the property that we bided and won, and what they told us later. They said that I have no proof of what the auctioneer said on that day and because of that it might cost us about $10K if we to walk out from the deal. So, I want to know how to find out if there is anyone that went to the auction on May 19 at Convention Center and tape record the auction? How can I find out if there is any reporter from any magazine or TV channel at tape recorded the auction on that day? I don't want to say this but don't believe the auctioneer although the auction company is well know and might be around for a long time. Always think that they are there to take your money and they are not your friends, you are on your own. They will not stand up for you and will not back up what they said. Be very careful.

2007-06-20 14:23:10 · 4 answers · asked by Jess S. 1 in Renting & Real Estate

My daughter sara wants to make a snack bar tomorrow. She sai she wants to sell snacks, drinks and little trinkets and other stuff. what should she sell... and how can I make it cheap? (Under 40$)

2007-06-20 14:18:18 · 13 answers · asked by Anonymous in Other - Business & Finance

2007-06-20 14:17:03 · 1 answers · asked by ma. theresa v 1 in Other - Business & Finance

My contract will end this Sunday (June 24). I have yet to get news form my company whether they'll renew my contract or not. Or maybe they're waiting for me to ask or something? I don't know.

So a friend of my mum's has a job offer (receptionist, to be exact), which is way below the job that I have right now (sub editor). And the pay is far less appealing.

Should I take the risk of turning down the receptionist post and continue with this editor job (despite not knowing about the contract renewal thing, but I will ask soon).

Problem is, my mum's friend wants an URGENT answer right now. Do you think I should call up my Chief Editor and ask him about the future of my career with them now, or do I say "yes" to the receptionist offer?

All views will be highly appreciated... thank you!!

2007-06-20 14:15:52 · 8 answers · asked by Ms Ghost 6 in Other - Careers & Employment

Is there a way to buy stock without a broker?

If there is with is better stock market or govertment bonds?

2007-06-20 14:02:21 · 3 answers · asked by Ivan S 6 in Investing

someone said that their was the large yard sale in Ohio is this true if it is can you tell me were and when

thanks

2007-06-20 14:02:04 · 4 answers · asked by Anonymous in Personal Finance

no ideas

2007-06-20 13:57:36 · 3 answers · asked by udoka c 1 in Investing

All stocks are at top.we are seeing price first time..... example... xom 83, ibm 105, .GE 40. should we buy stock?? would it beneficial in future????????
what you think... ?? Will xom reach 100 or 50 after 1-2 years..

Which sector beneficial in future????????

2007-06-20 13:56:18 · 4 answers · asked by Anonymous in Investing

I would have to get an associate's degree. I am a high school graduate with a clerical background.

2007-06-20 13:56:00 · 6 answers · asked by KellyB 1 in Law & Legal

2007-06-20 13:55:59 · 5 answers · asked by tito 1 in Renting & Real Estate

Mainly for invoicing, bills, etc.... I won't have any employees.

Thanks.

2007-06-20 13:45:50 · 9 answers · asked by Tony J 1 in Small Business

I know that military housing allows for you to have the number of bedrooms that you have depends (ie 2 bedrooms if you have 1 child). We are about to move to a different station (NAS Pensacola). We are currently pregnant with 2nd child. Can we go ahead and get a 3 bedroom, or will they make us get a 2 bedroom and then request 3 bedroom when we have our child?

2007-06-20 13:41:00 · 4 answers · asked by Anonymous in Renting & Real Estate

my mother is disabled (she can't stand for long periods of tme) and is looking to make some cash working at home. are there any ligitament "work from home" jobs? just something to keep her busy.

2007-06-20 13:36:26 · 22 answers · asked by sam 4 in Small Business

I am 19 and am wanting some ideas for smart investments. Could also someone tell me how I go about investing my money and how much money is a good amount to start out with. Thank you so much...I am very confused when it comes to the fundamentals of investing. Thank you in advance for the help

2007-06-20 13:35:44 · 10 answers · asked by Raven 2 in Investing

I closed on a mortgage loan in March 2007. My lender inadvertantly did not request a copy of a paystub during the underwriting process.

The lender realized this error when they were trying to sell my loan to an investor group. They say they cannot sell my loan until I provide this information. They acknowlege that I am under no obligation to provide this information at this time but the lender generally does not service loans and they say they could not service it as well as the investor (a well known investor in mortgages)

On one hand I feel I should help them by sending a paystub. However, this is business. If I was 1 day late closing my loan and my rate lock expired, they would have charged me a fee to relock my rate.

Also, I am not sure if there are any issues I am not considering. Any advice is appreciated.

2007-06-20 13:33:02 · 4 answers · asked by berm100 1 in Renting & Real Estate

What can happen if you are the seller of a piece of property and a few days before scheduled closing you want to back out of the Purchase and sales agreement?

What can the potential buyer do? Can they sue the seller? What is the basis of proof the buyer would have to show in order to receive damages?

Anyone ever personally back out last minute? What were the consequences? Did you have to pay the potential buyer off?

2007-06-20 13:25:26 · 3 answers · asked by fofinia 1 in Renting & Real Estate

I have been in the business for 3 years. I was a T.C., an escrow asst. and I worked with foreclosures. I have had a license for 1 1/2 yrs, but this is hte first time I have taken the initiative to get out on my own and sell. Does anyone have any ideas of how I would generate lead here in San Diego. Thank you

2007-06-20 13:20:09 · 6 answers · asked by Misa Lynne 2 in Renting & Real Estate

My friend needs help. She sent in her payment,they recived it and lost it before cashing it. Now he is evicting them and only giving them 3 days to do so. Is there anything she can do? Or anyone she can call? most important is that Even Legal??

2007-06-20 13:17:44 · 10 answers · asked by essa 2 in Renting & Real Estate

2007-06-20 13:11:57 · 2 answers · asked by steve p 1 in Other - Business & Finance

2007-06-20 13:00:52 · 6 answers · asked by daveture 1 in Renting & Real Estate

It's a long story so I'll start from the begining. I live in a room in a shared house (I have key to my own room). Before Easter the house was raided as the Police were trying to arrest one of the other tenants. As they weren't sure which room/flat was his the broke down all the doors from which they got no answer, including mine. The lock was held on by one screw and was not secure. I spoke to the landlord and he agreed to give me a new door/lock, which he didn't do for another month. In the mean time I was burgled whilst away for the weekend (if you can call it that, as door only needed a push) lots of my stuff was stolen, my tv, iron, handbags, perfumes, even clothes. They totally ransacked the place. I reported to the Police and they said they would have words with him, not sure if they did. What I need to know is can I make some sort of claim from him to replace my stuff? I have been told he should have liability insurance by law and I may be able to claim through that. I'm in UK

2007-06-20 12:55:30 · 5 answers · asked by blunder babe 2 in Renting & Real Estate

2007-06-20 12:49:51 · 2 answers · asked by Lara B 1 in Personal Finance

2007-06-20 12:48:03 · 4 answers · asked by melanie 2 in United States

from the profit what expendicture have i got to account for, do i have to take my wages or pay rent or bills from this or is that separate

2007-06-20 12:46:31 · 3 answers · asked by aki 2 in United States

2007-06-20 12:38:26 · 1 answers · asked by processingwizard 1 in Investing

2007-06-20 12:37:13 · 1 answers · asked by flawless 1 in Renting & Real Estate