Business & Finance - 18 January 2007

Here's some: My dog is sick.
My birds are molting.(I knew somebody who used it,lol)

2007-01-18 09:53:01 · 6 answers · asked by Anonymous in Careers & Employment

Hello my husband and I need help. Two years ago we bought a home for $227,000. We put no money down and financed the whole amount. We have two mortgages and we have something called a 80/20 loan. We have a pre-penalty if we sold our house before May 31, 2007. Between our two mortgage payments we pay around $2,300 a month just for our mortages. My parents help us because we can't afford it. I am not working right now and have just filed for a chaper 7 bankruptcy. So things don't look good. This May we have to make a decision whether to refinance this house or sell and get something smaller. We are unsure what do. We need our mortage payment to be around $1,000 a month to afford. Does anyone know where we could go for help? Should we start with a relator or a new mortgage company? Do we have to wait to May because of our pre-pepenalty? Where do we start? What questions should I ask to a mortage company? Please help. Thank you

2007-01-18 09:52:59 · 5 answers · asked by rr26rr 1 in Renting & Real Estate

Can you run for President of USA if your not in politics? Do you have to have a back round in it or can you come out of the blue? I personally believe that anyone can do a better job than who we have now. I know we have like 8 people that are runnin in 2008, what are your takes on them?

2007-01-18 09:52:37 · 5 answers · asked by citygirl22_1 3 in United States

Alright so my parents are education orienated (sp). They made me take advanced classes through high school that I would pull a C+ or B- in, I was always a year or sometimes even 2 years ahead of everybody class wise. Im not the smartest guy around though, and I cant even imagine another 4 years of school after high school.

Ive talked to my counselar at school (ex-Marine), an Army Recruiter, and a Marine Recruiter. I WANT to enlist in the Marines and get an associates degree in Criminal Justice (I already have 12 of the 60 credits I need) while Im enlisted, but have no idea how to break it to my parents.

Im in good shape and can easily do the IST at the recruiting office and have good ASVAB scores, I want to enlist as Machine Gunner. Im sure you know the kind of parents Im talking about; all pro-college and my mom is totally anti-me going to the Military but my dad always supported ROTC or the Academies. But I WANT to enlist and get an associates degree from there, REALISICALLY,

2007-01-18 09:51:24 · 4 answers · asked by Anonymous in Careers & Employment

What are the guidelines that I should look for ?

2007-01-18 09:50:48 · 5 answers · asked by Anonymous in Investing

Why do people get audited from the IRS? Was just wondering why that happens to people who do do their taxes? Im not lookin for no insults or nothing just answers.

2007-01-18 09:50:39 · 1 answers · asked by citygirl22_1 3 in United States

Coming from the east coast, does anyone have a comparison of how much a difference the income tax has on an individual? i know there is no sales tax, but up to 12% of you income has got to hurt!

2007-01-18 09:49:32 · 7 answers · asked by Mike K 1 in United States

the landlord never told me that I had to pay water bill. He told me I was responsible for rent,electricity,phone. It is vague in the lease about what utilities that i am responsible for. what should I do because i can't afford to pay this bill of 900 plus dollars

2007-01-18 09:47:39 · 22 answers · asked by leon 1 in Renting & Real Estate

Mortgage: from 7.11% fixed for 2 yrs. and just went to 8.63% adjustable this month.
My sister has a mortage for $79,000.00. and this month she will need to pay approx. 100.00/month more!. if it is a good idea to refinance, please explain what the pros and cons of refinancing are, and what she should be looking for. I believe the value of the property is supposed to be $110,000.00 now. So, the LTV=79K/110; cred score=560; income=2,700/mo (32K/yr). What would be a good deal for her? What should she look for in the professional that offers to assist her? What should she watch out for? Should she expect some sort of "hidden" fees or " a catch"?

Thanks, in advance - She will need to make a decision within the next day or so - PLEASE HELP!!!!

2007-01-18 09:46:43 · 2 answers · asked by poecilia.r.lvr 2 in Renting & Real Estate

2007-01-18 09:46:12 · 4 answers · asked by Anonymous in Renting & Real Estate

What are the steps I need to take to open my doors?

2007-01-18 09:44:05 · 6 answers · asked by infoseeker560 2 in Small Business

I'd like to start a company that sells t-shirts and other apparel that have direct heat transfer or screen printed graphics, embroidery, etc on them. I'd like to have different brands and sell them online as well as to retailers both locally and nationwide (in the US). I've listed some detailed questions and information below:

1- I would like to find out more information on the different methods of putting graphics onto apparel, their strengths and weaknesses, the differences in each method, which method is appropriate for a certain graphic or expected quality and so on. I've done some research on the internet but I'd like to have much more information. Any book, website, video etc recommendations are welcome.

2- I would also be interested in learning more about the business/industry and learn more about specific companies in particular (www.tshirthell.com, Drifter, Affliction, House of Howe, Express, Monarchy, Vurt, and Element).

2007-01-18 09:39:11 · 4 answers · asked by Darkwater 1 in Small Business

is $47,390 a lot for income? what about $70,000??

2007-01-18 09:34:52 · 8 answers · asked by eve 2 in Investing

2007-01-18 09:34:17 · 8 answers · asked by Broadsword 3 in Credit

My landlord/agents are not giving me the required 24 hours notice to enter my property to to maintenace work. I would like to know where i stand and what i can do to stop this happening?

Thanks!

2007-01-18 09:33:08 · 10 answers · asked by JAne D 1 in Renting & Real Estate

2007-01-18 09:28:59 · 12 answers · asked by Tarrance S 1 in United States

2007-01-18 09:27:35 · 29 answers · asked by blzwbr 2 in United States

Hi,

Do anyone know the basic procedure to stop or cancel a money order? I have send a money order to a friend, but then realize that I'm addressing it to the wrong location. So it has been out for at least three days now, and I'm not sure has it been processed, but is it possible for me to put a stop or cancellation on it at this time? And it's a USPS money order.

Thanks.

2007-01-18 09:27:08 · 6 answers · asked by Noel 1 in Other - Business & Finance

it could be anything from 401k, cd, stocks, bonds, buisness, property, ect....i'm talking about putting money in to make more money.

2007-01-18 09:24:31 · 10 answers · asked by Doug C 2 in Investing

I am 19 years old - i receive some type of social security benifits because my father passed away when i was 15 --- so i was receiving those benifits upto the age of 18 ... well this year i got 3 months of checks ( before i turned 19 ) ... and now i want to know if i haveee to claim these 3 months of benifts? I didnt recieve anything from the state to do my taxes with ... and now im getting them done tomorrow ... and i want to make sure im not doing anything illiegal by not showing those 3 months worth of social security checks [ before i was 19 ]

2007-01-18 09:21:07 · 5 answers · asked by NA2006 2 in United States

2007-01-18 09:20:21 · 9 answers · asked by canuckclint 3 in Careers & Employment

2007-01-18 09:18:22 · 5 answers · asked by businessman 1 in Careers & Employment

I have been looking for office space in the SF bay area and many of the suites I have seen will advertise that they are larger in square feet than the dimensions I actually measure. Is it standard pratie to add extra square feet to cover additional costs or are all commercial real estate agents dodgy sleezebags?

2007-01-18 09:18:02 · 2 answers · asked by Tyler P 1 in Renting & Real Estate

I work in an office and currently have a team of 16 - this feels too large, and would be interested to know if there is a 'best size' for teams?

2007-01-18 09:16:36 · 9 answers · asked by lillian 3 in Careers & Employment

2007-01-18 09:16:23 · 4 answers · asked by soberlunatic 3 in United States

tnx

2007-01-18 09:16:15 · 6 answers · asked by Gurnoor S 1 in Careers & Employment

Does anyone know where I can rent a Cheap apartment in California and I mean cheap as in price but not in the hood cheap like a one bedroom 1 bath apart. or a studio, or bachelor apt. I have looked on all the sites like apartmentfinder.com apartmenthunterz.com, apartments.com, rent.com, mynewplace.com, tons of places, around the 500 dollar range or 600 w/ utilities included, or maybe a roommate preferably a girl 18 or 19yrs.

2007-01-18 09:12:51 · 7 answers · asked by brenpren07 3 in Renting & Real Estate

my credit score is in high 700s but I have had credit since 2004.
What credit cards can I apply for that have high limits of up to $10,000 or $20,000 ?

2007-01-18 09:12:17 · 8 answers · asked by chan 1 in Credit

My company is registered in another state, I do not need to open a new corporation, I was told that I need a registration that shows that I'm able to operate in Florida. I went to the sunbiz.org page but is very confusing, it mainly shows how to open a new corporation, I do not need that, in what page or where can I find the process I just mentioned. Thank you

2007-01-18 09:11:31 · 1 answers · asked by myentertainment.net 2 in Small Business

i want to go into business for myself but i need something everybody wants and need.

2007-01-18 09:10:48 · 5 answers · asked by businessman 1 in Small Business