Business & Finance - 11 January 2007

I'm 23 years old, and I'm 1500 dollars in credit debt. It's impossible to find a renting place for an apartment with the bad credit, so I come to the friendly people here for some advice. Is it better, in the long run, to pay off the credit debt myself, or to go to a debt reduction agency and have them work with me to get it paid off?

2007-01-11 17:55:32 · 15 answers · asked by Taylor B 1 in Credit

2007-01-11 17:54:13 · 12 answers · asked by Ruby 1 in Other - Business & Finance

2007-01-11 17:52:11 · 7 answers · asked by The little "T" 3 in Personal Finance

Hi sell on Ebay and there has been a few people ask me how much I would charge to sell there items? What is a good price to charge? Please help.

2007-01-11 17:46:54 · 6 answers · asked by Roxygal 1 in Small Business

What could be done to build customer relationship in this industry as well as the tpical customer retention strategies utilized by them?
I'm doing a research on Customer Loyalty in Advertising Industry, hope someone could provide some relevent information.

2007-01-11 17:44:37 · 1 answers · asked by Anonymous in Search Engine Optimization

2007-01-11 17:42:54 · 4 answers · asked by Sleepyguy 4 in Careers & Employment

2007-01-11 17:39:08 · 9 answers · asked by logangirl 1 in Personal Finance

please help me

2007-01-11 17:38:19 · 3 answers · asked by sandra w 1 in Careers & Employment

One of a few ideas I have for a career option is to start a small furniture company that specializes in coffee tables. I would have a specific design with a few custom features. Could I make a decent living off of this? How could I get at least 4 tables sold a month. I know I would be limiting myself with only offering coffee tables, but if I could make beautiful models, could that be enough for customers to order a piece from me?

2007-01-11 17:35:13 · 9 answers · asked by Jonnywish486 1 in Small Business

I filled out a 1040EZ form for my 2005 income taxes. I forgot to include one of my stock accounts (I have 3), and now the IRS is claiming that I have to pay taxes on the entire amount of a stock sale (to include the principle; not just the gains). Is this right? On my other stock accounts, I was only taxed on my profits. Is there any way to correct this? Also, I don't have a 1099 form. Is there any way to get another one?

2007-01-11 17:34:45 · 3 answers · asked by brmillend 3 in United States

When do i receive this?

2007-01-11 17:34:15 · 5 answers · asked by Daniel K 1 in United States

I have a passenger car 4 DR
right now I dont have a job
I only have a regular license. I cant get my CDL yet.

What type of jobs i can do right now with this car?

2007-01-11 17:34:00 · 6 answers · asked by unknown11233 1 in Careers & Employment

I was watching Aqua Teen Hunger Force, 'The Cloning'. When they cloned the $1 bills, George Washington came and told them about blood money. Frylock shoots him and says, "I knew we should have cloned twenties, Jackson wouldn't give a *beep*"

2007-01-11 17:32:10 · 4 answers · asked by Anonymous in Other - Business & Finance

2007-01-11 17:23:04 · 3 answers · asked by Alex H 2 in Careers & Employment

I have made the decision to pay small world labs $10,000 to develop a social networking website for me. I want to know if I am making a good deal here.

2007-01-11 17:20:50 · 7 answers · asked by Jaye 2 in Investing

How do I become a claims adjuster? (Mississippi)

2007-01-11 17:20:14 · 2 answers · asked by kleawest 1 in Insurance

Hi Everyone

I'm looking for a Business name that will also be used as the product line name.
My company is focusing on making/distributing patient "gowns"/garments mainly to individuals, doctors offices and hospitals...they are made to keep the patients' dignity/modesty while having invasive/potentially embarrasing procedures done...

some ideas to get started are : preserving dignity, covering everything except what is necessary, cultural sensitivity, helping to break down barriers to obtaining medical treatment (ie. many women in our community dont go for mammograms b/c of having to uncover with male staff for example, etc)

I'm looking for something that sounds professional and catchy

I LOVE 1. wordplay or 2. metaphores (ie. silhouette, shade, eclipse etc) and/or 3. words that start with the same letter

can anyone HELP me?
i'm OUT Of ideas and need a name ASAP
thanks so much in advance!

2007-01-11 17:20:08 · 9 answers · asked by ms_manaal 2 in Small Business

This is the first time I have ever filed taxes. This is the first time I ever had a job. I worked 2 part time jobs this year..On one of them I made under $200 dollars for the whole time I worked there (i got two paychecks) . On my second job that i started in Oct. and I am currently at My total earnings for the year was $1,465.86 and the amount I paid in taxes was $277.91. I am pretty sure when I started my job on my tax forms I filed Married, Single, No Dependants..should I expect to get any money back or will I be paying money?? PLEASE HELP!!

2007-01-11 17:19:37 · 4 answers · asked by Nessie H 2 in United States

I am with a debt management program that consolidated my debt. One of my debts is a credit card with Bank of America. This account has been through two different collectors, NCO Financial, and National Enterprise Systems.

When I attempted to make payment through my program to these collectors they both denied the payment and returned it to me.

I was recently informed by the debt management company that NES had closed the account. I called NES to ask what happened and they told me they had returned the account to the original creditor.

It's been a few months and I have not received any official notices or documents from BOA notifying me of their possession and terms for my account/debt. The debt has appeared on my online bank statement, but not on my paper mailed statements.

I have read it is illegal for collectors to not properly notify you about your debt and their terms for collection. BOA has not. Do I contact them or wait for them to properly contact me?

2007-01-11 17:18:12 · 4 answers · asked by jetkitty83 2 in Credit

My mother is Black and Native American (her grandmother was Native American), but we just call her and her family Black; Whatever, I really do not care about that. My father was born and raised in Jamaica, but his father is White (Scottish land owners) and his mother is Hispanic (her parents were from Cuba). My father considers himself Black though since his great great grandmother or something like that is Black, go figure. My father and his family just look Dominican (yellow, light, and sometimes just White skin with black curly hair). Anyway, my mother is getting on my case because I consider myself Black & Hispanic, am I wrong?

2007-01-11 17:18:01 · 5 answers · asked by Ohay 2 in Careers & Employment

As in what will I need for taxes, etc.? My realtor really sucked and left closing early. Thanks!

2007-01-11 17:17:57 · 8 answers · asked by Jace 4 in Renting & Real Estate

This seems like double taxation to me. Please, no answers like "because the IRS sucks, etc. I am looking for the real reason why.

2007-01-11 17:17:42 · 7 answers · asked by Mommy 3 in Other - Taxes

I just registered a small business and now would like to open a business checking account. I have been going to several banks in my area to find out which one is best. I am down to three options now.
1. Smaller bank (lack of features) but the banker has been very helpful in answering my questions (and had helped me in registering my business), so I feel I owe him.
2. Large bank (good features) and offer a great incentive of opening a new business acct.
3. Large bank (good features) and has the most ATMs and branches in my area.

Questions:
1. Is it okay to use more than one banks for my business account?
2.What happened if finally I only use one and let the other ones without activity?
3. Which bank would you choose for your small business?

2007-01-11 17:15:41 · 5 answers · asked by Java 2 in Small Business

Someone told me this today. Is is true? If so shouldn't it be general knowledge to the public? I have never heard about this before.

2007-01-11 17:15:26 · 11 answers · asked by drjhbmd 1 in Personal Finance

please let me know how i can study about fashion tech.and garments production in canada.also let me know the fees and edu.loan.

2007-01-11 17:12:08 · 1 answers · asked by Anonymous in Small Business

I am now legally divorced, but when we separated, I did not cover my a@# financially. My dad was diagnosed with colon cancer, so I was not concentrating on the separation and left with my 2 kids to be with my family. Before I could cancel anything, he overdrew our joint bank account and the car in his possession was repo'ed, but both our names were on the loan. All of this is stated on the divorce decree, but that doesn't protect me from the creditors. Anyway, now he has filed for bankruptcy. So I am afraid the creditors are going to come after me. Should I file bankruptcy too? I refuse to pay for debts that were his alone, plus I can't afford it. Any suggestions?

2007-01-11 17:10:16 · 10 answers · asked by micheyL 2 in Credit

a commission only
fee only,
self employed,
or fee based financial adviser

I thinking about getting one and would like to know what you all think

2007-01-11 17:08:07 · 4 answers · asked by stillcole 2 in Personal Finance

when i go to the Mall i need to spend $!my husband,dad and brother are mad with me.They said that i must Save more than spending!im going to try but is hard for me!Help!

2007-01-11 17:06:59 · 4 answers · asked by Princess 2 in Personal Finance

I have too much debt-- and no income. I just got out of jail and am looking at at least 3 years probation if I don't get time served on my next court date. I will have to pay my P.O. I couldn't pay rent when I was in jail so now I'm three months behind on the rent. My checking account is almost -$3,000! I have two maxed out credit cards.... I am completely broke--- I can't afford a lawyer!!!! I don't know what to do...

2007-01-11 17:04:03 · 5 answers · asked by Likwid 1 in Personal Finance

They said I need to get it down to 20% I just dont get what they mean. Any help?

2007-01-11 17:01:44 · 6 answers · asked by DJ C 4 in Personal Finance