Business & Finance - 8 January 2007

Due to the amount of Federal CSRS retirement income that I will receive and the 3 for 2 offset that will be assessed against social security benefits that I may be eligible for, I will never receive any social security benefits. Since I can never receive any social security benefits, is there a way to opt of paying into a system that I will never be eligible to receive benefits from.

2007-01-08 08:40:01 · 8 answers · asked by Toni G 2 in United States

How can I find out exactly what my credit score is?

2007-01-08 08:39:30 · 6 answers · asked by thold75 1 in Credit

I was curious what works for other people out there who has to manage their finances on a daily, weekly, monthly basis.

When I first moved out of the house I wasn't tought about how to budget and pretty much had to fall on my face. I had a checking account but didn't keep good records and would be naive and bounce checks so I started getting money orders for everything and that helped to have better tabs to where it went.
By the time I had my second child I got the hang of using the checkbook register and would highly recommend that to anyone who is learning about budgeting or doesn't have financial software.
When we bought our first computer it had Microsoft Money on it and I didn't like it and would forget to log things so I deleted the program and went back to paper method.
A few years later I decided to try the Quicken software which was verison 2004 and got hooked. I'm currently using verison Qkn Deluxe 2006 and was wanting to upgrade but didn't need investment catagories.

2007-01-08 08:38:05 · 5 answers · asked by LS 4 in Personal Finance

i need 23 dollars and i need ways to get it and fast please help..oh and im 13

2007-01-08 08:33:38 · 9 answers · asked by Anonymous in Careers & Employment

I will be relocating to Minnesota soon, and even though I am quite qualified for a job, I am not getting any responses. Is this because they don't like the risk of knowing that I am out of state right now. Need any advice please.

2007-01-08 08:33:13 · 5 answers · asked by Meg B 1 in Careers & Employment

i have a 98 buckaneer 16x80 one owner in excellent shape trying to sell. need help soon as money goes to cover moms funeral and medical expenses.

2007-01-08 08:30:59 · 1 answers · asked by frances p 1 in Careers & Employment

How much money does the average american have left over at the end of the month? After paying all bills and mortgage.

2007-01-08 08:29:51 · 7 answers · asked by RoryGirl2005 2 in Personal Finance

I need things specific- Types of toys, games, books, crafts, videos, electronics, etc. Please help! We need more business!

2007-01-08 08:28:22 · 2 answers · asked by Anonymous in Small Business

2007-01-08 08:25:59 · 7 answers · asked by MJ 2 in Renting & Real Estate

I have moved to the USA and I have no credit score. I had 3 credit cards in the UK, all in good standing. Can they be imported (so as to speak) to count towards my credit history in the USA? I cannot do much here with a zero credit score. Hope you guys can be as helpful as always!

2007-01-08 08:23:49 · 7 answers · asked by JayDee 3 in Credit

Or not ??

2007-01-08 08:22:24 · 3 answers · asked by Anonymous in United Kingdom

I am starting my own security firm . I will be providing clients with bouncers for their clubs and wine bars etc . Also security for clients who for eg: need to security to transport monies .
what I would like to know is any information from people whom may be in this industry or have knowledge that may be of use .thanks you all

2007-01-08 08:21:53 · 3 answers · asked by C 3 in Other - Business & Finance

21 divorced female here..one three year old son..made 23000 how much am i looking at gettin back??? i dont know if it matters cause i know nothing about taxes but i live in the state of tennessee

2007-01-08 08:20:44 · 4 answers · asked by B 1 in United States

I'm so confused

In the Yahoo bond screener, why some bonds have negative yield to maturity?

That means you are sure to lose your money?

tnx

2007-01-08 08:17:49 · 1 answers · asked by Carlos G 3 in Investing

Im 23 and been promoted at work, and i want to move into an apartment by myself, everyone is telling me stay at home and bank your money, but i really want to be on my own! are they right?

2007-01-08 08:16:28 · 14 answers · asked by butterfly111 1 in Renting & Real Estate

2007-01-08 08:13:50 · 4 answers · asked by Vernon W 1 in Careers & Employment

2007-01-08 08:13:22 · 1 answers · asked by sugar 1 in Small Business

This clown has been downplaying this stock for years and yet it's up 80% last year. Does he just not get how big this will be? I bought this stuff back when it was a penny stock in 02...good thing I didn't listen to him.

2007-01-08 08:11:21 · 2 answers · asked by Anonymous in Investing

2007-01-08 08:09:58 · 5 answers · asked by Rabbit 5 in Careers & Employment

Ok. Someone hit me with reality. I work at a call center and Ive been there for 3 1/2yrs. I absolutly hate it. Management is horrible they are a bunch of idiots who only have their job because they either sucked up or slept with one of the homosexuals that run the joint. If someone from management doesnt like you they will do anything to get you fired. Ive seen it thousands of times. This place is probably the best paying job in my town. I might get an opportunity get a great job in Austin, Tx but I am not prepared start living somewhere else, but I dont want to waste another minute in a dead end job. I am tired of living paycheck to paycheck and working at a place where there is no opportunity unless you are gay or have no integrity. I dont want you people to think that I am whinning Im just fed up. I dont know what to do. Should I risk it or should I suck it up. I am in dire need of advice.

2007-01-08 08:09:58 · 11 answers · asked by Anonymous in Careers & Employment

I have been living in the same apartment for the last two years (it's a 4 apartment rental building), and it's going into foreclosure. The landlord moved out a few weeks ago and said I could live here until the bank kicks me out. I've been saving up the last few weeks for a deposit on a future apartment, but I'm wondering how much longer I have to live where I am now.

I guess the landlord knew about the foreclosure stuff for a while, but the only thing I've seen was something that came in the mail a few days ago. It was a court paper that said on January 11, there will be "an entry to foreclose" on the property. I live in a suburb of Chicago, IL. Does anyone have an idea of how much longer I can live here before they kick me out?

Also, what kind of notice do they give? 10 day? 30 day? Thanks

2007-01-08 08:08:13 · 4 answers · asked by annabanana4883 3 in Renting & Real Estate

2007-01-08 08:03:06 · 2 answers · asked by Claudio F 1 in Credit

How much weight do the results of a personality test carry when applying for a new job? More employers seem to be giving these surveys but they all say that there are no right or wrong answers but I think they are much more critical than they would have us believe. Here are a couple that I've taken recently: DISC Profile personality survey and ProScan.

2007-01-08 08:02:54 · 4 answers · asked by thepaissano 1 in Careers & Employment

I am currently a full time student in an evening paralegal program. I wanted to intern at a law firm to gain more on the job experience.I started networking with different law firms going and introducing myself personally. One attorney told me that it would be good if I can have a "networking" card just like business card mentioning that I am currently a student and seek experience in a law firm.
Can anyone help me with the wordings? I would also like to know what kind of resume can I use to go with the card, I have not much of an experience in any one field, I was a teacher for 9 months, I was a product demonstrator for 8 months and so on. Thank you all

2007-01-08 08:02:21 · 1 answers · asked by SP 4 in Careers & Employment

what are ARM's,and in what types are they available.

2007-01-08 08:01:12 · 5 answers · asked by MJ 2 in Renting & Real Estate

I am 20 years old and I feel as though I have so much debt. I have a credit card that is $500 and its maxed out and then one for $300 maxed out and another one for $400 which is 1/2 way maxed out. Then I have two payday loans each $400 which I'm making payments on....I make payments on all of these every month but it doesn' feel like I'm getting any closer to making them a lower balance. I pay a lot a month too...

2007-01-08 07:59:09 · 10 answers · asked by Anonymous in Personal Finance

At a job interview:
1) How much are you making at your present employment? (Do you like to be asked this question? I wonder if others were also asked this question.)

2) Why are you looking for a job? (Obiviously, you can't tell them the obivious reasons like I need to work, I need/want more money, my other job sucks and etc)

3) Do you have a security clearance? (This is something that has to be obtained through an employer and is unobtainable by an individual him/herself which is how I answered this catch 22 question.)

2007-01-08 07:58:10 · 2 answers · asked by simplyme 1 in Careers & Employment

My credit score is 452 and my fiance's is 512. I know they're really low but does anyone know how to truly get them up fast or know of a bad credit option mortgage?!?!

2007-01-08 07:51:48 · 13 answers · asked by amanda_m_jordan 1 in Renting & Real Estate

2007-01-08 07:51:24 · 2 answers · asked by torrentworld4000 1 in Careers & Employment

2007-01-08 07:51:09 · 10 answers · asked by Anonymous in Renting & Real Estate