I'm 35 years old, got married last year, and am now five months pregnant. Both my husband and I have jobs (him - maintenance; me - admin for investment firm) and make a combined income of $70k. We rent a duplex for $850/month and some years ago (before I thought I would ever get married and have kids) decided to default on my student loans. Well, they're back with a vengence and I'm in repayment. We went to pre-marriage counseling who advised us to set aside a lump sum every month for each us to spend at will with no accountability. We go out to dinner about 3-5x a week and, in general, have a very busy social calendar. I also have a mani/pedi every week. These are the realities of our life. I like nice things and being pampered. However, we hardly have $1000 in our savings. We do have some put away in my work's 401k but that's it. I'm not worried about the $$ but my husband is. He wants to buy a house someday. Any advice for the reluctant?
2006-08-11
08:53:54
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18 answers
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asked by
SAL
3
in
Personal Finance