I've just become eligible for insurance where I work. Today I found out that I will have to take a nicotine swab test and if it comes back positive my rates will be higher.
I DO NOT use tobacco. However, I live in a household in which someone smokes pretty heavily. I've been told that I will probably not pass the nicotine test because of this. I understand that second hand smoke is unhealthy for me, so I don't need a lecture. I'm very anti-smoking, but unfortunately, I'm stuck in my situation for now. I think it's absolutely horrible that an insurance company can penalize me for a behavior practiced by someone else. Is there anything I can do about this?
2007-12-06
10:23:44
·
7 answers
·
asked by
ingallsra
2
in
Insurance