My husband and I have been working on our credit the last three years and have had no late pays. (that we knew of) We just went to apply for a loan on our first house, and there were 2 late pays on our credit. One for Aug and One for Sept from the Same company, Conn's Appliances. Apparently, there was some confusion when my husband paid the accounts. He has an acct with Conns and I have an acct with Conns. Each acct has a late pay- one on his acct for Aug and one on mine for Sept. He apparently paid one account twice showing a late pay for each. So, now we have this to deal with before getting our house.
Can I dispute this through the credit bureau or should I try calling the company directly. My loan officer said that if he had a letter from the company stating they would take it off, that would be all I needed.
Any advice would help.
2007-10-26
08:51:32
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8 answers
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asked by
KATIE J
1
in
Credit