Thats all you hear people say, "Its to easy to get credit" I have certainly never found it easy, At 18 when my friends where getting tortured with credit card and loan junk mail I can honestly say I never received anything.
I tried to get a debit card from the bank at 18 again declinded, I tried to get a contract phone at 19 and only got one by putting down a £100 deposit, unfortuntaly I lost my job 6 months into the contract and was unable to pay, I missed payements for 2 months and then got myself back on track but since then I have found it impossible to get credit.
I'm 27 now had no credit since that contract phone but I can't get credit, I have been declinded credit cards,HP, even a mortgage a few years ago, it doesn't seem to matter a damn either I have quite a good salary.
I have checked my credit file and all is fine,
So I would say getting credit is certainly not easy, Oh 27 and still haven't even got a debit card, I still get declinded to this day
2007-08-14
08:30:15
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9 answers
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asked by
Anonymous
in
Credit