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I'm refinancing my home loan. My credit score: 792
At this point I have no equity in the house. I bought it 2 years ago.

Options:

1) 3 year mortgage at 5.875% (fixed)
Closing costs: 10,000
My monthly payment: approx. $2260

2) 5 year mortgage at 6.125% (fixed)
closing costs: 10,000
My monthly payment: approx. $2320

3) 30 year mortgage at 5.75% (fixed)
closing costs: $7500
My monthly payment: approx. $2500


All the monthly payments are ok. with me.
*********Any suggestions?*********
What should I pay attntion to when refinancing?

2007-06-19 04:06:47 · 7 answers · asked by Peter_33 2 in Renting & Real Estate

I thought they were a popular couple, but it appears the writers are doing a 180 and having both character relaize they are not right for each other.

2007-06-19 04:06:45 · 10 answers · asked by Anonymous in Soap Operas

I met a smart and very beautiful girl who goes to a church near my house. While I was walking by, I saw her struggling moving some boxes from her car into the church and I helped her. Afterwards, we talked and exchanged numbers. But she told me she would only go on a date with me after I went to church with her and her family.

I really would like to date this girl, not just because she's good looking but also because she seems intelligent and we converse very easily. But I would feel like a real charlatan going to church, since I don't believe in God at all. Should I just go to church with her once so I'll have a shot with her?

2007-06-19 04:06:41 · 16 answers · asked by Subconsciousless 7 in Singles & Dating

2007-06-19 04:06:40 · 16 answers · asked by Jennie B 2 in Cooking & Recipes

2007-06-19 04:06:39 · 7 answers · asked by BeautifulDevil 3 in Languages

nb, this was before I was Christian. But I am wondering what would have been the correct way to respond had I been Christian back then.

When my ex husband of 7months marriage found out I was pregnant (he took risks too, I didn't trick him!) he gave me the choice between having an abortion or a divorce. I actually divorced him on the grounds of adultery, because he started seeing another woman less than a month after this, and I didn't want my children to know the real reason for the divorce.
Bearing in mind that to remarry (and one day I might) can be classified as adultery...
Bearing in mind that if I hadn't accepted the idea of divorce then I would have had to have killed my baby...

What is the correct way to deal with this situation as a Christian?

2007-06-19 04:06:23 · 16 answers · asked by tickle me emo 3 in Religion & Spirituality

My boyfriend's sister is getting married in August. The wedding is in the evening and is formal. I asked what I should wear and his mom said a long dress would be appropriate. I found a dress I love and bought it. I took it to his house to show his mom and get approval. His mom, the bride and the maid of honor all said the dress is fine. However, the other day the bridesmaids dresses came in and my dress seems far more formal than they are! I am really worried now because I do not want to outshine anyone and I certainly don't want to stick out too much. Despite the approval I got of my dress, I feel as though I should choose somehting less formal. My dress is a strapless, long, rose colored satin gown by Jessica McClintock. The bridesmaid dresses are celery-hued organza with gathered necklines and wide straps. Should I go with my gut and get a new dress or go with the crowd and wear it? Should I voice my concern to his mother? What would you do??

Thanks!
~*~Kristy

2007-06-19 04:06:13 · 20 answers · asked by Kristy 7 in Weddings

I saw him on tv and pictures of him laughing with other senators and it just made me sick to my stomach to think about what he did to that girl. Why would someone like him still have any credibility and continue to get elected?

I just happed to hear from a friend what he did at Chappaquiddick. That says a lot to me about his character. I can't believe someone who did that is never reprimanded and that a lot of people don't even know about it.

What other types of creeps do we have serving in the senate? I don't care what party they're in, but I don't want people like that serving in congress.

2007-06-19 04:06:08 · 15 answers · asked by Tommy 2 in Government

2007-06-19 04:06:04 · 8 answers · asked by honeychild 3 in Cooking & Recipes

It's between Ice Cube "Today it was a Good" and E-40's "i got Five on it"

2007-06-19 04:05:59 · 20 answers · asked by Ayita 5 in Other - Music

2007-06-19 04:05:57 · 36 answers · asked by Anonymous in Polls & Surveys

help me please me,my sis and my mom are tryin to lose atleast 20 pounds before august is that possible and if so HOW?
someon said go on a diet but i cant,and someon said curlups but i have no clue what curlups are.

2007-06-19 04:05:54 · 9 answers · asked by Vivian L 1 in Women's Health

2007-06-19 04:05:49 · 20 answers · asked by Southpaw 7 in Religion & Spirituality

I am nursing with no period yet, so I have no idea when to test. I am feeling sick and tired and hungry more. I know what pregnancy feels like because I have had 4 already. I always took test with my other ones, and when it was negitive it was negitive and when positve came up, I could defently see it. But now I have a pregnancy test that has a whiteish line. Does that mean pregnancy? Never seen that before. Also, if I have pregnancy symptoms, don't you think I would get a good dark line on the test? Thanks for your help!

2007-06-19 04:05:47 · 8 answers · asked by mamato5Boys 4 in Pregnancy

Please please please please help MEEEE!!!!?
I'm going stark raving bl00dy mad!!!! I'm bored in my dead end job with no prospects counting the weeks till i leave and join the Army. Please can someone brighten up my day with a sentence or two!! x x x

2007-06-19 04:05:37 · 14 answers · asked by Anonymous in Other - News & Events

2007-06-19 04:05:28 · 5 answers · asked by Anonymous in Cooking & Recipes

which condoms feel better for guys...

with or w/o latex..??

2007-06-19 04:05:28 · 6 answers · asked by Anonymous in Men's Health

Are there any good dating groups on yahoo?

2007-06-19 04:05:23 · 1 answers · asked by Peter T 1 in Singles & Dating

Having heterosexual relations outside of marriage or having homosexual relations inside of marriage?

2007-06-19 04:05:22 · 10 answers · asked by Anonymous in Religion & Spirituality

Everyone always says "Burn more calories than you consume to lose weight." How is this possible if dieticians say you should consume 1500-2000 calories a day.... You would have to be running or doing cardio for 4 hours a day to burn that many calories. That's insane. And then the trainers say 45 min. of cardio a day is good enough to lose weight. Doesn't this go against the whole, "Burn more than you consume theory"? I don't get it.

2007-06-19 04:05:06 · 4 answers · asked by kb 1 in Diet & Fitness

i have a shepherd husky mix that i got from an amish farm...it was kind of puppy mill ish...not quite but getting there. anyway the guy wasnt sure which of the 20 huskies was the father but the mother was def a pure shepherd. my dog is verrrrry stubborn and runs away every chance he gets hes a very weird dog always talking and by htat i mean howeling GROWLING or yipping but usally growling like an annoyed groany growl. i was watching show on animal planet called growing up wolf an as a puppy my dog acted Identically to the alfa pup in the wolf litter. he doesnt bite or anything hes just a really weird dog that does things normal dogs dont do and he has a very high prey drive. is it possible that his father was a wolf hybrid and the man didnt know i mean of those 20 huskies couldnt one of two of them been hybrids? i know hes not half because he has a blue eye...any opinions or people with wolf dog experiece with some insight?

2007-06-19 04:04:59 · 13 answers · asked by hopskotch 1 in Dogs

I have high blood pressure in age of 22 and i use to do very hard exercise is it rite to do these exercise with this disease??

2007-06-19 04:04:53 · 3 answers · asked by Anonymous in Heart Diseases

Was wondering if there is a unsecured credit card that can offer someone with good credit, the minium of $50K?

2007-06-19 04:04:51 · 6 answers · asked by misymagicg 2 in Credit

Do you even know? I personally feel entitled to claim two.


What is Your Bailiwick?

2007-06-19 04:04:34 · 7 answers · asked by Madam Naka 7 in Polls & Surveys

I met a smart and very beautiful girl who goes to a church near my house. While I was walking by, I saw her struggling moving some boxes from her car into the church and I helped her. Afterwards, we talked and exchanged numbers. But she told me she would only go on a date with me after I went to church with her and her family.

I really would like to date this girl, not just because she's good looking but also because she seems intelligent and we converse very easily. But I would feel like a real charlatan going to church, since I don't believe in God at all. Should I just go to church with her once so I'll have a shot with her?

2007-06-19 04:04:31 · 38 answers · asked by Subconsciousless 7 in Religion & Spirituality

I am getting married on June 30 and I have to come up with some songs for the DJ to play at our Hawaiian themed reception....Some good reggae type music...such as RED RED WINE by UB40...and some classics like Brown Eyed Girl.... I need Help...I have 1 week left...

2007-06-19 04:04:29 · 13 answers · asked by Cortney S 3 in Weddings

Explain your reasons for your views.

2007-06-19 04:03:42 · 30 answers · asked by Fluffy Wisdom 5 in Religion & Spirituality

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