Renting & Real Estate - December 2007

PLEASE HELP.. MY BOYFRIEND REFUSES TO SAY "MAYBE". There is no room for my opinions. NOT EVEN HYPOTHETICAL SCENARIOS ARE CONSIDERED. HE IS NEVER WRONG. I ALWAYS AM. Please, enlighten me. Is it possible that... the extreme increase in the cost of homes transpired primarily after the attack on America. Did the real estate market notice that, as a result of the current events, Americans had matured unexpectedly and began to prioritize things more. They "grabbed life by the horns", stopped procrastinating and started making their "dreams" a reality. They opened that business they always discussed, purchased their first home, they settled down and some even got married. As a result, houses went up. Many purch hastily w/no money down under that adjustable loan that everyone was getting and NOW they are all losing their homes because their rates have increased. HOW WRONG AM I ? :

2007-12-07 22:37:48 · 6 answers · asked by c1nthyasmess 1

I was living in a duplex, private owner and I had a roommate(boyfriend) and we were both on the lease. I asked the landlord to take my name off the lease and she said no, I was responsible for the remaining months. I told her i had to move, she knew I was gone in December of 2006. However, the boyfriend stayed wrote a bad check and didn't pay on time. She took me to court even though she knew i didn't live there. The judgement is on my credit, the boyfriend has paid all but
$400 of $1750. I want to buy a house and it will show i have bad rental history. I was told to ask the landlord to write a letter verifying that i moved and didn't live there in Dec. 06 to July 07. I doubt she'll do it because of her unprofessionalism. How can I prove I didn't live there at the time of the bad payments and get a mortgage?

2007-12-07 22:28:34 · 5 answers · asked by A.N. 1

I have a leasehold on a flat in a block owned by landlord who has freehold. He will not give us the buildings insurance details to make a claim and I am beginning to suspect there is no insurance. Anyone know how I can check this? Thanks

2007-12-07 17:50:13 · 14 answers · asked by SueAllen 1

My father took out a personal loan through a finance company last year in 2006. The finance company wanted a car for collateral and he used my car title even though the car title is in my name. He passed away in April of 2007, I can not afford to pay the finance company the payment amount they were charginghim on the loan on a monthly basis. They are threatining to take my car if I can not pay it even though the loan is in my father's name and the car title is in my name only. He did not leave a will and his house was under mortgage so there is no estate. Is there anything I can do to save MY car from repossession. I do understand that paying the bill for the loan each month is the way to do that but I recieve SSI and do not have as much income as my father had. Please help?

2007-12-07 16:58:52 · 6 answers · asked by nicki b 1

Booted out a renter who was being a shady character. He dropped his jacket on the floor & some paperwork that was folded up in his jacket fell out. It was from my personal bedroom. I asked him to move. He is now accusing me of stealing money from him...The police came to my house to question me. He apparently has a history of legal issues but I am offended by what he did & what he has accused me of. Will never rent a room again. Any answers regarding my rights? Thanks to all.

2007-12-07 16:52:17 · 8 answers · asked by ? 1

2007-12-07 16:42:02 · 20 answers · asked by MzShay504 3

2007-12-07 16:20:57 · 8 answers · asked by endgame1915 3

2007-12-07 15:36:15 · 9 answers · asked by LaBella 3

2007-12-07 15:19:29 · 4 answers · asked by Anonymous

I filed a Chapter 13 Bankruptcy last year and have been on time with my payments and now I'm facing foreclosure. When they do finally foreclose on my house and sell it for less than what is owed on it, what will happen with the remaining balance owed on the property?

Will my Chapter 13 payments go up and will I be responsible for the remaining balance on the property?

2007-12-07 13:56:58 · 4 answers · asked by Jamie 7

purchased a home two years ago in a developing subdivision. The development (as well as all of the literature we received) called for 51 "retro style" houses - narrow lots, sidewalks, alleys. Now the developer (who also owns the realty office handling the sale of all of the homes as well as the general contracting business that is actually constructing the homes) wants to re-zone then sell the remaining property. He is requesting only 11 more homes be built and the remaining land be developed into condos. The city's planning commission meeting is on the 18th where they will vote on whether or not to allow the rezoning to be approved. Needless to say, all of the existing homeowners are ANGRY. We have contacted our alderman and know that there's strength in numbers. Any other thoughts or suggestions as to how to help us stop this would be GREATLY appreciated. Please help! See the newspaper article at http://standardpress.com/main.asp?SectionID=1&SubSectionID=1&ArticleID=826

2007-12-07 13:40:19 · 4 answers · asked by deuce 2

My tenants are always paying late, about 10 days or sometimes longer. There checks are always bouncing and they do not seem like they have a sence of urgency. There paying month to month so it shouldn't be too difficult. I just want to do it right. I have looked everywhere and can't find any organizations for landlords.I do not know where to turn. Do I suppose to have there deposit in a special fund?

2007-12-07 13:38:40 · 8 answers · asked by coryaden 1

My friend and her husband lost their home to foreclosure. My sister is looking to buy a foreclosure in the same city.

For example: What if my sister buys that same house and she also loses it to foreclosure? In addition, another person buys it after her, and also loses it to foreclosure?
Does each person that buys it each time, take over the last owner's payments?
If someone buys a house that had 4 previous foreclosures, will they get to make fewer or smaller payments?
Does anyone know about multiple foreclosures on the same house?

2007-12-07 13:35:33 · 7 answers · asked by LAgirl 3

2007-12-07 12:47:41 · 6 answers · asked by conycottoncandy 1

My X boy friend owes me 10k 4 my car he got repoed. 1900.00 dollers 4 rent owed to me, and for slander and money i had to pay to get my car out of inpound when him and his friends when to the beach in my car.

2007-12-07 12:20:25 · 2 answers · asked by Gracie 2

2007-12-07 11:15:33 · 5 answers · asked by rhtzzn 2

I have been renting a 3 bedroom house for 6 months now, we have a one year lease. My landlord recently told me that when he rented me the place he was almost in foreclosure and now he wants the rent a little earlier than the usual (the 15th) because he fears he will "lose the house."

Needless to say, I am concerend. I don't want to pay him if he is losing the house. I also have paid on time since Day One and worry that he will lose the house and then I will be thrown out...I am in NY, anyone have any advice...

2007-12-07 11:07:31 · 9 answers · asked by Crystal S 4

2007-12-07 11:06:00 · 1 answers · asked by Pablo P 1

IM LOOKIN TO BUY A HOME AND BESIDES RENT AND ELECTRICITY WHAT OTHER NESSITIES DO I HAVE TO PAY FOR

2007-12-07 10:46:25 · 13 answers · asked by ilovejemeice 2

2007-12-07 10:33:03 · 5 answers · asked by Pablo P 1

I bought a house 2 years ago. At the time I didn't even notice that there is a power pole in the backyard. Is this something I can collect rent for? I have a friend who negotiates with homeowners to put cell towers on people's properties, so I'm not sure if this is the same thing. Not that it's bothering me, but I figured if I could get a little financial help every month it would be a huge blessing. btw/I live in San Diego.

2007-12-07 10:10:18 · 11 answers · asked by Aunty Lizzy 1

from financial obligation) so that i can purchase the house from him with a mortgage that will provide more money than a home equity loan.?

2007-12-07 09:53:55 · 14 answers · asked by Mr Yankee 1

2007-12-07 09:21:05 · 21 answers · asked by Lovely_lady 1

I can prefer Mansions too!

2007-12-07 08:16:49 · 4 answers · asked by Vanessa H 1

If the location is good ,inide is perfect but view is not and unit is in lower floor,Is it hard to sell the property?

2007-12-07 07:47:23 · 3 answers · asked by Anonymous

We bought our house in June and 3 days after we met our neighbors who stated they were surprised the house sold so soon because it is the path of a bridge project and the agent was on the committee to have the project stopped. Since this was not disclosed can we sue them. We just got information that we may not be in our house a year before the try to buy us out and tear it down.

2007-12-07 06:50:48 · 9 answers · asked by Kimberlee M 1

I know a lot of people who does this... I want to know what will be the consequences aside from the 1099C at the end of the year and a bad credit for 7 years.

1. They choose a new cheaper house. They get approved for 30 years fixed.

2. On the same month, they will get the car that they really like so they won't need their credit for the next 7 years.

3. They will let go (forclose or short sale) of their existing old expensive house.

4. Given: They have enough income to pay the old expensive house but choose to stay in a cheaper house. But it would be more convenient for them if they pay cheaper mortgage.

What will happen?

2007-12-07 06:38:36 · 4 answers · asked by Brickyard95112 1

If my boyfriend is living with me and he is not on the lease, and the lease agreement says that i cant have any guest living with me and they send me an eviction notice, if i marry my boyfriend can they still evict me?

2007-12-07 06:22:54 · 8 answers · asked by dwmjr1985 2

2007-12-07 06:21:53 · 7 answers · asked by sassy 1

Hypothetically, if you sign the removal of all contingencies, can you still back out of the deal at the last minute? For example, what if the loan gets pulled at the last minute and you already signed off on all contingencies the day before? Or, what if you don't have a loan contingency but you signed off on the Home inspection contingency and for whatever reason, something comes up at the last minute and you can't go through with the purchase?

2007-12-07 05:08:18 · 4 answers · asked by buying_a_fixer 2