2007-12-07 11:15:33 · 5 answers · asked by rhtzzn 2 in Business & Finance ➔ Renting & Real Estate
As a landlord, I am not giving as much credence to foreclosures in credit files as I do other types of bad information. Lots of folks are being foreclosed these days simply because they got into an ARM and got in over their heads. If the remainder of their credit file looks decent along with a decent income and good job record, I tend to ignore the foreclosure and grant a tenancy.
2007-12-07 12:45:31 · answer #1 · answered by acermill 7 · 0⤊ 0⤋
You can justify renting with paystubs.. many landlords, even leasing companies just want to see current income status vs. prior records. Try to find ads in Craigslist.org for rentals in your area.. those are usually listed by individual rental owners who will give you an application, request income amount and probably will never run credit. Best to be honest though. Best Wishes!
2007-12-07 11:25:04 · answer #2 · answered by Cupid 6 · 0⤊ 0⤋
Well you need to prove that you can afford to live there. If the rent is less than your former mortgage that would be good. You may also have to offer to pay 2 or 3 months in advance to get the landlord comfortable with your situation..
2007-12-07 11:19:54 · answer #3 · answered by Angie 6 · 1⤊ 0⤋
Try and find a place on your own,dont use an agency.
Get a friend or relative to sign as a guarantor for you.
Also giving an extra months security shows good faith.
2007-12-07 11:24:54 · answer #4 · answered by angelguide 4 · 1⤊ 0⤋
Stick with small landlords that do not use agencies. They do not check credit like the big apartment buildings do.
2007-12-07 11:21:27 · answer #5 · answered by Gem 7 · 1⤊ 0⤋