Renting & Real Estate - January 2007

i let my sister put an apartment in my name about three years ago and she broke her lease. i just found out four days ago when i got a job transfer and now i can't get approved for a place help? i have also tried to get someone to put it in there name, but they won't because of what happened to me.

2007-01-23 10:49:27 · 9 answers · asked by tucky1225 2

2007-01-23 10:49:12 · 11 answers · asked by blackhawkdown 1

I have a payment option mortgage that allows 4 different payments to the account. My mortgage officer never explained this option and I was told my monthly payment would be $422, the lowest of the four. In reality, if I make that payment, it doesn't cover any principle and only some interest, the rest of the interest defers and adds to the balance. The 1st payment, covering interest and priciple is 3x this amount. When I realized this and wanted to refinance, I found out I had a pre-payment penalty. Even if I refinance to a fixed rate with the same bank, they will only waive part of the penalty. How do I deal with this?

2007-01-23 10:40:11 · 7 answers · asked by Big Sky 1

2007-01-23 10:21:58 · 3 answers · asked by liltrigger86 1

2007-01-23 10:13:03 · 5 answers · asked by doc 1

2007-01-23 09:51:21 · 4 answers · asked by coco 1

If im to move to a 1,000 ft2 apartment. Just me. How much can i plan to spend monthly in all these?? (considering just the rent of the phone , no long distance)

2007-01-23 09:35:32 · 3 answers · asked by ok 2

Ok so after a massive argument with my mother (unreconcilable - I've practically disowned her) I've decided I need to move out A.S.A.P.
I don't want to have to quit college though and I know a part time job wont cover rent.
Is there any way around this? Do you recomend house sharring with friends? will landlords let a bunch of 18 year olds rent a house? I'm not sure they will to be honest.
HELP!

2007-01-23 09:24:05 · 8 answers · asked by Rainbow-Taster 2

2007-01-23 09:09:15 · 5 answers · asked by bird 67 2

Hi all hope you can help.

I declared myself bankrupt last year. My ex left me with a load of debt but infortunatley it was in my name. He stopped paying for it which consequently made a lot of trouble for me.

Anyway, to cut a long story short, im getting back on the straight and narrow. Ive now been made a permanent full time employee, earning good money with a pay rise on the way and ive seen the flat of my dreams!
I have put down a holding deposit on it whilst all the normal rental checks/paperwork are complete.
I have given them a character reference and also an employers reference as I can not provide six months pay slips. I also have a guarantor for this reason.
My guarantor has provided all the necassary documents required.
I completed my tenants application form and i noticed in the small print it said that I was authorising the estate agent to do a credit check. I have not mentioned that I am a bankrupt though.
Can I still rent or will i be refused?

2007-01-23 09:07:06 · 8 answers · asked by cat m 1

I just recieved a letter today from the national awards advisory center , and it told me that I'm a guaranteed winner of 1,900,000.00 in cash and awards. But that i needed to send a 19.99 check before 1/28/07. I sent it out immediatley because of the deadline, It also said once its recieved the entire amount as reported will be dispatched to you upon reciept of your signed. and that Prize payments schedueled but keeps saying win-opportunity sponsor guaranteed for payment to selected winner. But yet everywhere it keeps saying that I'm the guaranteed winner. I don't know if I just sent this check out and it was a fraud! What should I do? Has anyone ever heard of them?

2007-01-23 09:01:23 · 5 answers · asked by sheila f 1

2007-01-23 08:58:16 · 3 answers · asked by Anonymous

2007-01-23 08:50:55 · 5 answers · asked by Keith R 1

Just like you would with a house; rent it out whil paying mortgage on it, but with a condo. Is this allowed? Is there anything that would stop me from doing this? Thanks!

2007-01-23 08:48:23 · 3 answers · asked by Anonymous

I'm thinking of relocating from Baltimore to Atlanta next year, but I don't want to rent an apartment.

2007-01-23 08:45:42 · 3 answers · asked by Giggles 1

I am in LA.
I have a house that has a tenant whose lease is up. She has paid every month no problem. Since she moved in she has two roommates who help her with the rent, neither who have signed on the lease. My question is if I sell the house what legal problems might I have from these people who have not signed a lease with me. I am getting mixed messages from people. Someone told me that if the original person leaves the new roomates can stay and get the utilities in their names and squat ...

2007-01-23 08:42:46 · 7 answers · asked by artguy90291 2

I was in the process of purchasing a condo and the seller keeps changing my closing date. The closing date has changed three times now, and only one time had it been approved by me. I have had to extend my lease two times and now I am considering not buying and was wondering whether he can be liable for the extended stay expenses. I now have to find a new place since the landlord had already promised my place. The place I was going to purchase was supposed to have been finished mid Dec and it is still not available. The realtor works for the same company that is representing the seller so she is not trying to help out at all. Is there anything I can do to hold the seller liable.

2007-01-23 08:41:26 · 8 answers · asked by Lid 1

I privately rent a house, i informed my landlord on the 26th of october 06 that i had damp everywhere becus of the rain we have had, he said he would sort this, ive been sending rent every month but havnt seen anything of him, i then receieved a letter yday asking me to forward this months rent as it is overdue but i feel that i shouldnt pay up again until he comes and sorts it out, what do u think?

2007-01-23 08:39:49 · 21 answers · asked by Anonymous

The agency is not following the lows. They promised to us that we could move next week to the new house which we reservated before and now they are saying that we can't because the house wouldn't be ready until next week.

2007-01-23 08:39:25 · 2 answers · asked by Blanka S 1

When you were buying a house where did you find the realtor you used?

2007-01-23 08:29:46 · 7 answers · asked by curious 1

Liek say u probably couldve gotten 10% for an office space rental....but u got 6% instead? would the realtor you belong to have a problem with that ?

2007-01-23 08:14:15 · 2 answers · asked by NM 3

My husband and I are in the process of buying our first home. A realtor recommended a loan agency to us to get our pre-qualification letter. I can't find any information on the internet about this company. She wants to meet with us tomorrow night (in her home I might add). I'm extremely leary just handing over all of my personal information to just anyone. My parents told me I need to just get my loan through a bank since chances are, they'll buy the loan anyway, but my husband says that this woman will work just fine for us. (I think he is being a little naive about this though). How do you know if you're working with a reputable lender or if I should get away before it's too late? DOes it seem weird that she wants to meet with us in her home as opposed to an office? Is there anything I should keep an eye on or pertinent questions I should ask her during our meeting?
Please help!!

2007-01-23 07:41:30 · 6 answers · asked by crytle 1

She has put in a few applications so far. One of them turn her down because her current landlord said her housekeeping was not good. Which this is true. I told her if I were you I fix everything up that damage and see if your landlord would give you a positive reference. She does have 2 other landlords with good reference.
She was thinking about lying to prospective landlord. She don't want to put down her current landlord. She just want to used the other two. I told that they(future landlord) going want to know
where you been living the last four or five years. She told me she going to used family and friends. I told her I hate for you to lose your chance of moving in the future by lying. She used to suffer form major depression that was main reason she didnd't took care of her place, sometimes lazy, and she don't have any income. I told her she need to get a job even if it parttime. Where she living at now and apply for apts are Section 8.

2007-01-23 07:38:07 · 3 answers · asked by tasha 2

Was just wondering what happens if you choose to abandon a house -- does the government take it or what?

2007-01-23 07:29:57 · 11 answers · asked by --------------- 2

My fiance and I are wanting to get a home loan and here's our scenario. She's making about $300 every two weeks, which translates roughly into 600 a month. I was just recently unjustly discharged from my job and I'm currently getting unemployment and I'm getting about 580 a month and I'm looking for a job. We're currently renting a townhouse for $530 a month, so we can easily afford a home loan with a monthly payment under 600 dollars a month. But I doubt the banks really look at that, they usually just look at debt ratio and credit score. But my question is, Are we going to be able to get a home loan? We're going to the bank on Friday to see how much we can get pre-approved for, but before going I just want to see if that will be a waste of time, how much do the people in the Yahoo! Answers community think we'll be able to get approved for.
I should also mention that we both have fairly decent credit, we don't really have anything bad on our reports.

2007-01-23 07:28:26 · 7 answers · asked by Chovo 1

Up to $3000 per month is fine! Any Help Here ??

2007-01-23 07:19:36 · 1 answers · asked by Anonymous

on the 1003 right below dob is the independents section . why is the bank interested in this information?

2007-01-23 07:11:00 · 5 answers · asked by shandeclader 1

2007-01-23 07:05:31 · 5 answers · asked by Terri C 1

if so how much of it could i write off and can i do this for as many years as i use it as the model , and what percent could be written off each year.

2007-01-23 06:52:41 · 3 answers · asked by anissia 6

2007-01-23 06:37:24 · 6 answers · asked by bccrew 1