Personal Finance - October 2007

i have to prepare a presentation on this account. if someone could tell me as soon as possible how this account operates ..what ratings does it have...approx how many ppl have this acc... i need anything and everything regarding this account.

2007-10-13 03:15:56 · 1 answers · asked by cindrellabeauty 1

Regarding Loan and fees over in Italy

2007-10-13 02:50:43 · 1 answers · asked by NotGonnaBTaken 1

Let's say my standard monthly repayments would be £800.

I want to be able to pay off £2000 one month, the next month I want to pay off £5000, then the next month I want to skip a payment. The following month I want to pay off £3000.

(But I don't want these over payments paying off the interest on the mortgage though. e.g. the house was bought for £150,000 and the total repayment on the mortgage would be £300,000........ I don't want to be overpaying to pay off that 300k, I want to over pay the 150k if that makes sense?)

You see what I'm getting at?

Are there mortgages like this? I'm desperate for some information on this!

2007-10-12 23:29:30 · 2 answers · asked by nwoottonn 1

for example, the National Military Family Association?
http://www.smartmoneyclick.com/finance.html
is this whole site jsuta scammer's paradise or is it ok?

2007-10-12 21:25:09 · 2 answers · asked by diana 2

Interesting question about your perspectives.

2007-10-12 19:17:45 · 7 answers · asked by Keep On Trucking 4

i need a US BANK ACCOUNT+US ADDRESSES+US CREDIT CARD TO OPERATE THE BANK ACCOUNT. SO I CAN USE IT FOR MY NET BUSINESSES A S I AM A NETPRENEUR

2007-10-12 18:14:35 · 6 answers · asked by dapperwilliam 1

I do not make very much and am haveing trouble makeing ends meet right now my parents help but it not a long term solution
I moved in with roommates so my rent is as low as I can get it
I use coupons and try take antavtage of sales on food ,I dont buy new clothes and onley get used when I need them
I get free sample of shampoos online and use chep ones when I dont have those
I dont drive very much and when I do need to buy gas I get it at safeway or costco
any other ides
getting onter job right now is not an option

2007-10-12 17:40:25 · 4 answers · asked by servicedogstar 5

ok so i dont really know how to get a paypal account but i just signed up for a savings account with CIBC (on the top of the card it says Convenience Card, then under 16 digits) so i am wondering how i can get a paypal account now?

if you could plz tell me what to do on the website also (steps plz).. i have created an account

2007-10-12 17:05:18 · 5 answers · asked by t3h_n00bz0r5 2

canadians plz answer this one..

ok so i dont really know how to get a paypal account but i just signed up for a savings account with CIBC (on the top of the card it says Convenience Card, then under 16 digits) so i am wondering how i can get a paypal account now?

2007-10-12 16:42:51 · 2 answers · asked by t3h_n00bz0r5 2

I know this may be rather irresponsible of me but I have backed myself into a corner and I see no escapes other than declaring chapter 7. If I never would have financed my car (at age 19 now 22), then I would not be here asking about it. I still have 3 years left of payments on my car and insurance on top of that plus living expenses. I DO NOT wish to work full-time like I have been for the past 3 years because I want to just focus on school and not worry about bills. I only work part-time now and my income does not meet my needs. I figured why not since I won't be buying a house anytime soon. I plan on saving up for a cheap car (about 2 grand) to have until way after graduate school and an established career. I was very naive and ill-advised a few years back and would rather suffer with a bad credit report now than deal with the bills and be forced into full-time work again. Please, I need some honest, sensible opinions. Thanks!

2007-10-12 15:27:30 · 7 answers · asked by Anonymous

I would really like to find a sponsor for my 13 year old daughter.It wouldnt need to be alot just someone who can pay for gas and sessions.She was a competitive figure skater for 9 years.She is very good and is almost one of the best in the state.She loves what she does but without some kind of help we are gonna have to quit.She gets up every morning at 4 and skates 4-8 hours and figures a way to balance that with her homework.I would feel horrible if she ever had to quit permanently.and help or ideas?

2007-10-12 13:48:08 · 3 answers · asked by shreigns4ever 1

I just want to know from the rest if idid the right thing when i got mine.

2007-10-12 12:03:54 · 8 answers · asked by brainwhacker 4

But I'm not too sure which on is the best. I believe the Roth IRA is the best one, but I'm not sure. What do you think?

2007-10-12 09:33:51 · 8 answers · asked by Diamond C. 3

i was trying to save $100 a week to go towards a downpayment on a house, then my fiance's car died and we had to buy him a new one. i had to cosign so he could get it, and this is his first car thats not on his mom's insurance so the insurace payments pretty much tripled.
so now i have to figure out a budget for us so that we can start saving again, yet still make the payments (we went from no car payments and only $175/mo in insurance to $325 car payments and $300/mo in insurance). i still have to worry about credit card payments (i pay those on my own) and we still need to keep saving up for a house. we're getting married in 1.5 years and i would like to be able to get a house before then! help! because of this, i havent been able to save my $100/week for a month now.

i have no clue where to start on the whole budge making thing. i started 2 days ago making a list of everything we spend money on for the next month, but what to do after that? or before that? lol. help!

2007-10-12 08:37:14 · 7 answers · asked by Anonymous

I would like some info on getting a private loan I need it to pay off some bills and to have a nice christmas for my son I am use to walmart layaway to get things like that but since they don't have it anymore I am kinda stuck this yr what is a good company to get a private loan from

2007-10-12 08:09:32 · 1 answers · asked by Betty R 3

2007-10-12 08:04:43 · 1 answers · asked by behnam 1

I got an email stating that I had won $1,200,000, a dell inspiron 6400 notebook, and a UK Lottery brand t-shirt and baseball cap. They gave me a ticket number and a tracking number so I can locate the package at all times. But they want me to send a shipping fee and claim they can't take it out of the prize money because of the insurance policy. Is this legitimate or just another scam?

2007-10-12 07:56:22 · 4 answers · asked by Anonymous

2007-10-12 07:31:36 · 3 answers · asked by baby G 1

(as a union rep told us on the radio this morning)

nearly everybody's costs are monthly not weekly - mortgage, rent, car loan, credit card repayments, so it would be easier for the employees to budget

the cost to Royal Mail of making a payment is around a pound ,(including processing cost, money transfer, answering queries) Changing to monthly or 4-weekly pay would save them around 140,000 people x 3 payments, getting on for half a million pounds a year.

2007-10-12 07:07:31 · 4 answers · asked by XT rider 7

2007-10-12 06:40:43 · 19 answers · asked by freelancer 1

How did retirement plans come to be called this? As always, links appreciated.

2007-10-12 06:39:17 · 17 answers · asked by Ask Mike 4

to pay someone to kick her boyfriend in the balls because he's being a little bit ch?

2007-10-12 06:33:27 · 5 answers · asked by Anonymous

I called the company that was listed on my credit card statement. They stated that the transaction was a membership fee and the person had my mailing address!! Anyway, the customers service representative also gave me the email of the person who made this fraudulent transaction. And the culprit has a yahoo account. Has anyone else had this experience? If so how did you handle it and was the outcome?

2007-10-12 06:27:07 · 18 answers · asked by Anonymous

I had a Creditor call me asking me to settle a debt from 10 years back. Is there a statue of limitations on this debt? Is it still reflecting negatively on my credit?

2007-10-12 06:24:27 · 1 answers · asked by nicholas v 1

I am a 21 year old State college student who has been working in retail for a few years. I have $35-$40 thousand in my bank account combined (checking and savings)...I was wondering was that a lot, average, or way below a 21 year old should have...please let me know thanks!

2007-10-12 05:49:22 · 21 answers · asked by baseball4life0786 1

What is a good bank to open a checking and savings account?

2007-10-12 05:18:08 · 8 answers · asked by lotuswarrior 1

My credit score is a 450 and I need to get a loan for approximately $10,000. My credit score is poor because I had to take over some debt from an ill parent. I am in the process of getting my credit back on track. I have searched the internet for hours and find articles on how easy it is to get a bad credit loan. So far I haven't found any of these sights. Any help would be greatly appreciated. Thanks!

2007-10-12 05:05:38 · 1 answers · asked by belle11128 1

This is for my retirement fund. The more I read about retirement (lack of cash flow vs inflation, especially), the more I want to build as large a cushion as possible. I really feel for kids today (by saying kids, I mean anyone from 0 years old to mid lifers who haven't started saving yet), as there's no one actively looking out for their welfare. Social Security was a mistake, but the Feds should actively encourage people to vigorously save on their own. If I were king, I would propose mandating everyone put away at least 5%, and up to 100%, per pay period in pretax dollars. It would grow tax free and couldn't be taken out any sooner than 3/4ths of the current typical life span (say todays life span is 85. 3/4ths would be about 64 years old). Have the SSA deposit whatever each individual has had deducted net of any disbursements into whatever savings vehicle the individual wants to kick the retirement account off to a good start. Whew!! Sorry about that. I get carried away.

2007-10-12 04:18:09 · 4 answers · asked by apeakay 2

Dear Friend,
One of our accounts, with holding balance of £12.500,
000,000 (Twelve Million Five Hundred Thousand pounds Sterling) in the
Nat-West Bank PLC London UK, has been dormant and last operated for
years ago. From my investigations, the owner of the said account, Is a
foreigner by name MR. JOHN SHUMEJDA who died along with his entire
family in crash at Birmingham Airport on 4th Jan 2002. View this
Website for verification
http://www.cwn.org.uk/business/a-
z/a/agco/2002/01/020104-air-crash.htm

Since then, nobody has done
anything as regards the claiming of this money, as he has no family
member that has any knowledge as to the existence of either the account
or the funds; I have confidently discussed this issue with some of the
bank officials and we have agreed to find a reliable foreign partner to
deal with.

My proposition to you, is to seek your consent to present
you as the Next of kin and beneficiary of this late client, so that the
proceeds of this account valued a huge sum shall be paid to you, and
then we can share the amount on a mutually agreed percentage of 30% for
you, While 60% for me and others involved, 10% shall be used for
miscellaneous expenses.

This transaction is totally free of risk and
troubles as the fund is Legitimate and does not originate from drug,
money laundry, terrorism Or any other illegal act, funds will be
released to you after necessary Processes have been followed.

Sincerely Yours,
Mr. John Monk.

2007-10-12 03:55:46 · 11 answers · asked by Anonymous

Hi! I am in need of $1500 today! Understand that my financial situation is very bad and I have literally been living pay check to pay check and working with a debt consolidator and I do see daylight at the end of the tunnel. What I was worried about has happened and an emergency has come up and I need the money today to get home for a funeral. I do not want to do a payday loan because it will cost me a fortunate in fees, does anyone have any ideas?

2007-10-12 03:01:10 · 6 answers · asked by Joanie J 1