Personal Finance - June 2007

I'm not too familiar with these, but I read up a little about cashier's checks and certified checks... basically what they are. They seem to be pretty much the same thing. Is that true? Was wondering if there are any fees associated (that the bank charges) when getting either a cashier's check or a certified check (both of them have fees, neither of them, if only one has fees attached please specify which one) Essentially, which of the two would be the better one to get if I'm thinking about keeping the fees charged to a minimum? Or do the fees being applied really depend on the bank from which you are getting the cashier's check or a certified check...? If I have an account with the bank, are the fees waived? Any help would be greatly appreciated!!!! Thanks!

2007-06-26 15:39:05 · 5 answers · asked by blueskies 2

I'm doing a homework. and Question is "give three example of collateral material"

plz help

2007-06-26 15:32:41 · 1 answers · asked by Steve S 1

Under the accrual basis of accounting, the receipt of cash from a customer in advance of performing the service would be credited to a(n):
Question 29 answers
accrued revenue account
prepaid asset account
deferred revenue account
deferred asset account


A business pays weekly salaries on Friday of $25,000 for a five-day week ending on Friday. Assuming the fiscal period ends on a Thursday, the adjusting entry for accrued salaries would involve a:
Question 36 answers
debit to salary payable for $5,000
debit to salary expense for $20,000
credit to salary payable for $5,000
credit to salary expense for $25,000

2007-06-26 15:20:24 · 2 answers · asked by mke 2

The supplies account shows a beginning balance of $3,000. Assume the supplies account shows a debit for $5,500 representing supplies purchased during the period and the supplies inventory at year-end is $1,700. The adjusting entry involves a:
Question 32 answers
debit to supplies expense for $6,800
debit to supplies for $6,800
debit to supplies expense for $1,700
debit to supplies for $1,700

and

A company began operations and purchased $6,000 of supplies. By year-end, $2,700 was still on hand. The adjusting entry at year end would include a:
Question 34 answers
debit to supplies of $6,000
credit to supplies for $3,300
credit to supplies for $2,700
debit to supplies expense for $2,700

2007-06-26 14:50:04 · 5 answers · asked by mke 2

On September 1, 20X4, Four Brothers Company pays $48,000 cash for six months rent. The balance in prepaid rent on December 31, 20X4, after adjustment, would be:
Question 11 answers
$6,000
$24,000
$12,000
$16,000

2007-06-26 14:48:44 · 4 answers · asked by mke 2

If a required prepaid adjustment had not been made, the financial statements would have been affected as follows:

(a) net income understated, assets understated, liabilities understated, and owner's equity unaffected

(b) net income understated, assets unaffected, liabilities overstated, and owner's equity understated

(c) net income overstated, assets understated, liabilities understated, and owner's equity unaffected

(d) net income overstated, assets overstated, liabilities unaffected, and owner's equity overstated


Any other help with accounting or sites I would really appreciate it!!! :)))

2007-06-26 14:47:54 · 3 answers · asked by mke 2

We have paid so far 45 THOUSAND dollars in attorney fees for my step child. The mom is a loser Total Loser!! We were wondering if anyone knows how to get help with fees like this.

2007-06-26 13:46:37 · 2 answers · asked by Anonymous

as she thinks its bad for them brain? Is it? Can I leave home a 12? I please Help as I#m sick of living with her

2007-06-26 12:44:09 · 8 answers · asked by Anonymous

For sleeping

2007-06-26 12:33:19 · 5 answers · asked by Anonymous

I want to work at my house and a job that doesn't require a lot of time.........

2007-06-26 12:26:36 · 6 answers · asked by ingrid 1

2007-06-26 12:25:35 · 3 answers · asked by quitefranklyspeaking 1

The pension is locked as I no longer work for the company that created it and have started a new private pension. I continue to pay NI and have done since leaving school. Can I cash my old pension in as I would like to invest the funds in a new company that I have set up.

2007-06-26 12:08:54 · 8 answers · asked by ? 2

I live in New Brunswick, Canada, Age of majority = 19, i am 18 years old. What are my options for getting a loan. Apparently i cannot even get one with a co signer. Help!

2007-06-26 12:01:38 · 6 answers · asked by Dan45 1

ok well im 13 and im havin a hard time findin ways to get cash. i kno i have to wait a year or 2 more to get a real job but i need some money now. i cant do chores cause my parents cant pay me. any suggestions?

2007-06-26 11:50:35 · 2 answers · asked by Anonymous

2007-06-26 11:41:10 · 11 answers · asked by ghidrahbebop 1

I am thinking about buying a car. The car cost 15, 000 dollars. Do I pay for the car in cash or do I leave the cash in a Money Market account and let it accrue intrest at 5% while paying the car off in three years.

2007-06-26 11:20:16 · 5 answers · asked by iprfl 2

Actually, the accounts are in good standings, never missed a payment. I already removed her from some closed accounts that still carry a balance, and I was wondering whether removing her from other cards that are almost maxed out would impove her credit. The cards are in my name.

2007-06-26 10:48:26 · 2 answers · asked by Jan 1

2007-06-26 10:19:41 · 4 answers · asked by Jan 1

im negative $4,968.08 is my checking account and they sent me something in the mail saying that it has to be paid by july 1st 2007..wat happens if it is not paid by that date...and is there anyway i can get some quick cash fast so i can pay it off

2007-06-26 08:26:46 · 13 answers · asked by shankel7744 1

My neice babysits for a friend and wants to buy a car. I told her I would co-sign for her but she gets paid cash every week. What should she do to have the information needed to apply for a loan.

2007-06-26 08:20:02 · 9 answers · asked by tdc01slm 1

2007-06-26 07:48:54 · 1 answers · asked by Anonymous

I also need to make a budget and stick to it. How should I handle the bills? So what is a good way to do that? How can I get organized with 2 small kids in a few weeks (we are having a house warming party)? That why I need it done in a few weeks? Thanks for all your answers in advance!!!

2007-06-26 07:28:21 · 3 answers · asked by mlscsp2 1

2007-06-26 07:09:16 · 2 answers · asked by Anonymous

I want to save but I have a big credit bill and a student loan bill as well as many other exrenses. So I am trying to send higher payments on my loan and credit card but I am not saving at all as a result. So is it better to send an extra $100 to the bills or to put it away in the bank.

2007-06-26 06:17:46 · 19 answers · asked by leidy101 2

A friend of mine is being hounded for an overpayment of salary of £450. Employer threatening to employ 'private sector' debt collection.
Is it likely for this kind of amount, or is more likely to be a threat?

2007-06-26 06:13:43 · 4 answers · asked by Anonymous

i a trying to find a loan with no faxing and cash in 24hours with bad credit.

2007-06-26 04:56:45 · 9 answers · asked by kirsty s 1

I make about 3200 a month after taxes. I have a mortgages that total 1600, utilities including cellphone 300-400 rest for credut cards. my cc bills are totaled up to 18000. How do I clear up these bills. We do not make an extravagant purchases such little purchases keep adding up every month and I feel like I am suffocating. Please help me with a budget and plan on what I should do. I would go to a financial advisor but I don't have the money.

2007-06-26 04:48:49 · 10 answers · asked by stargate 2

2007-06-26 04:21:17 · 2 answers · asked by blondie42 1

Where can I get an unsecured loan for about 20K in the state of TX to pay off my credit card debt?

2007-06-26 04:09:33 · 4 answers · asked by leah_bass 2

I know circumstances are different for everyone but ... on average?

That breaks down to about 3,300 a month ...

idk. i'm just thinking here.
any insights from homeowners or clever people are appreciated. ; )

2007-06-26 02:22:29 · 8 answers · asked by Natalie M 3