Personal Finance - June 2007

2007-06-25 10:56:26 · 0 answers · asked by laura10467 1

MY NAN WENT INTO ABBY NATIONAL TODAY, AS SHE DOES AT SAME TIME EVERY MONTH TO PAY HER MORTGAGE.. SHE IS NOT ONE TO USE ANY METHOD BUT PLAIN OLD CASH WHEN PAYIN ANY BILLS AND SHE IS HAPPY THAT WAY HOWEVER SHE WAS IN THERE AN HOUR NEARLY TODAY AS THEY COULDNT ACCEPT JUST CASH SO IN THE END THEY HAD TO WRITE A CHEQUE TO THEMSELVES AS WELL AS ACCEPTIN THE CASH AND SED SHE NEEDS TO PAY BY CHEQUE HERSELF FROM NOW ON... IS THIS AGAINST ANY LAW??

2007-06-25 10:55:28 · 4 answers · asked by sweet surrender 2

New York Metro Area, I do not know bank accounts and id just like to know what banks, in general, do the better job .... less fees; more benefits, better rates. What do you suggest?

2007-06-25 10:55:17 · 4 answers · asked by Manny 1

I spoke with Payplan as I'm unable at this time to pay my debts..it's the interest that is the killer. I am scared one of the credit card companies will write to my employer or pass the debt off to a shark. Does anyone have experience of dealing with Payplan or a similar co, because i have to make a decision now. Payplan say not to wory, to send correspondence to them, and deal with letters / calls promptly. But I feel so scared. Has anyone been through this, coped, and survived? Appreciate your thoughts please.

2007-06-25 09:19:06 · 13 answers · asked by jonoxk 3

looking to open my Ira and want to hook up direct withdrawl from my checking account.

2007-06-25 08:53:59 · 1 answers · asked by Terrence W 6

I would like to become financially wealthy. I'm currently 18, and am set to start college in the Fall. I'm looking for any advice (or critiques of the advice I've listed below) that anyone cares to give me. Thanks in advance!

Here are a few things I've been told to do in order to become wealthy:

1. Attend college
2. Spend less than you make
3. Don't go into debt (including the use of credit cards)
4. Invest in mutual funds and set up a Roth IRA
5. Never buy brand new cars; their worth depreciates as soon as you drive off the sales lot

2007-06-25 08:47:08 · 5 answers · asked by Anonymous

My husband passed away in 1999. He was collecting some social security bit I am not certain how much.
He retired in 1992 at the age of 64.
He earned $800,000. in his last year of employment.
I know that I am eligible for 71% at age 60 in 2 years.
Can anyone help me calculate the amount?

2007-06-25 08:42:40 · 3 answers · asked by charlotte q 2

I rolled over an existing 401k into a traditional IRA. My current firm doesn't have a 401k or any other kind of plan. I'd like to contribute to my traditional IRA but I'm being told that I can't contribute to both a traditinal IRA and a Roth IRA at the same time unless the one is from the current employer.

2007-06-25 08:39:21 · 4 answers · asked by MetalHeart 4

2007-06-25 08:23:25 · 11 answers · asked by Anonymous

My husband and I have several thousand dollars in credit card debt spread over 10 cards each that still has available balances. Is it better for us to leave it this way or to consolidate those balances so we have less credit cards even though those cards will then all be maxed out? I'm just wondering which is better from a credit reporting/ credit score perspective. Also taking an equity loan or line of credit isn't an option.

2007-06-25 08:16:35 · 7 answers · asked by Momof2messykids 2

People have advised me to consider filing bankruptcy since my credit is ruined. They seem to think that it could not hurt me since I am already bottomed out.

2007-06-25 07:40:31 · 3 answers · asked by rockbottom07 1

Food Services

2007-06-25 07:38:35 · 2 answers · asked by Anonymous

HI guys
I have been informed that i won a big sum of money from the Microsoft award team, Even though i don't believe it but i want to ask you guys if it is possible?

2007-06-25 07:32:58 · 11 answers · asked by Anonymous

2007-06-25 07:22:20 · 16 answers · asked by Allyson F 1

i had 138.00 bill i wrote a check and was short 10.00 the bank charge my 30.00 ? do i still owe?

2007-06-25 07:11:02 · 6 answers · asked by Erica B 2

2007-06-25 07:04:04 · 1 answers · asked by Anna 2

I made a cash deposit Saturday afternoon in an ATM machine but it has yet so show on my account and doesnt even say pending
whats up with this?

2007-06-25 06:25:03 · 4 answers · asked by Anonymous

Besides a DVD player.

2007-06-25 05:47:12 · 4 answers · asked by Road Trip 3

2007-06-25 05:29:52 · 3 answers · asked by johnsonlisad 1

I just got served with papers to go to court. Apparently my old college is trying to say that I owe the 6 grand and they sold my debt to a collector so know i can't even argue the legitamacy of the debt. I have no money for a lawyer, but I heard if you file for bankrupcy it will at least buy some time. I am not interested in finishing the bnkrupsy, but merely getting to that 7th year so the money will fall off

2007-06-25 03:19:07 · 7 answers · asked by John R 2

I messed up my credit as a kid, and it's taken me years to rebuild, but now I'm getting phone calls from people who barely speak English and have only a 1-800 # and a PO Box, wanting to "collect on a debt" that's over 6-7 years old and this is the first time anyone was able to get a hold of me ~ obviously, a scam...but what are my options for making them go away? I've called the BBB on one company - turns out they've already had 15+ complaints brought against them, and their rating is so low they don't even care about the Better Business Bureau. They call daily, nighly, on weekends & holidays, usually leaving recorded messages...Do I have any protection under law without pursuing litigation or changing my phone number?

2007-06-25 03:12:00 · 7 answers · asked by d8less42long 1

What exactly is considered rich,....

I think its like when you can go out and buy anything and dont even have to ask how much....

Is this rich:

When i went to NY we got a basic room at the Ritz-Carlton and this guy infront of us got the top one and pulled out money in cash (it was per person to)

2007-06-25 01:39:51 · 3 answers · asked by liveyourlife♥ 3

I owe £20,000, if i get a mortgage on a house would it be possible to pay of my debt with the mortgage i would be allowed to borrow. So if i am allowed £120,000 and i find a house for £100,00 can i use the remainder of my allowance to pay of my debt. Is there a lender who will do this. Thanks

2007-06-24 23:15:34 · 2 answers · asked by Anonymous

What if I lose my ATM receipt and someone else finds it? Will it pose any danger to me?

2007-06-24 22:11:47 · 4 answers · asked by Tenne 1

A business associate says his relative is ill and needed money. He looks tired and had lost weight. Should I lend him a minimum amount or reject outright?

2007-06-24 22:04:09 · 4 answers · asked by sun s 1

2007-06-24 21:45:54 · 1 answers · asked by David 1

I received a balance transfer check from my credit card with a 0% apr.

With a large limit. I wrote the check out to myself and deposited it to my checking accout for $18800.

Later on I find out there was a stop put on my check from the credit card company because it is new and it was done for security measures.

Now I am going to owe my bank that money, and the money is already gone, I used it to pay of other debt figuring the 0%apr would be great because it is for two years!!!

What can i do this whole thing is such a bad mess. I mean it was a check in my name.

So I call the credit card company to let them know it was me and they verified all my info and said fine, but they only did it out of security reason to make sure it was me putting it into my checking account.

Only problem is they are closing my account and they apologize for any inconveniance. To try to open an account in the future.

What can my bank do to me legally. I will pay them back but it is going to take awhile.

2007-06-24 21:40:54 · 6 answers · asked by kattta69 2

I'm having a hard time finding steady work .I only have a class"b"license and not to many other marketable skills.I need health insurance and my personal bills are piling up.

2007-06-24 17:19:40 · 7 answers · asked by lem 2

2007-06-24 15:28:55 · 5 answers · asked by JUST JOKING 2

2007-06-24 14:46:06 · 7 answers · asked by jose d 1