Personal Finance - June 2007

Was going to borrow 5k on the mortgage but unsure which rate to borrow on. If i borrow on fixed rate, when i decide to move mortgage company i cant move the extra loan can i beacause it would be fixed for 5 years? my mortgage is still fixed for a another 3 years yet.

2007-06-23 20:12:22 · 6 answers · asked by gadgesxi 1

i have no money who body help me....i am waiting

2007-06-23 19:46:55 · 8 answers · asked by Anonymous

I have a good business idea what are some good ways to fundraise without having to get a loan from the bank etc.

2007-06-23 19:44:33 · 3 answers · asked by Tracy H 1

2007-06-23 17:45:33 · 3 answers · asked by Smart_Guy 1

2007-06-23 16:51:50 · 9 answers · asked by Gato 1

I had a part time job. During that time, I found out how nice it was to have my own money. I quit in October and have officially run out of money.. nothing was saved for University texts or tuition. I have a Health Internship this summer and will earn a flat fee of 2000 dollars - is there any way to keep the money from ever reaching my hands? I've suggested my parents set up a savings account from me that I can't access, but there might be better ways that actually teach me to save, instead of constantly spending on frivolous things.. I hate that I do, but I can't seem to stop. Any suggestions that could help me save for my future? I'm 16 right now, and have an (empty) chequeing account with my bank.

2007-06-23 16:33:03 · 9 answers · asked by Aurora Storm 2

Here are my choices. Exotic animals, Statue of Liberty, Lighthouses, Flowers, Snoopy, Superman, Elmo, Dinosaurs, Motorbikes, Plain, Sunsets, Mickey Mouse, Penguins, National Parks, Natural Inspirations, and The Chronicles of Narnia.

2007-06-23 16:17:05 · 6 answers · asked by Anonymous

a letter saying u won thousands of dollars-all u have to do is call the # with in a couple of weeks and they will send u the check--anyone ever got one of those letters

2007-06-23 16:04:39 · 5 answers · asked by alliewv30 2

I need 200 dollars and don't care about the interest rate at all I would pay them back 200 extra if I can get a loan this Monday. But what banks are easier when giving out loans does credit matter? And what about to students would they consider a no if your a student? Am 19 in college.

2007-06-23 15:34:50 · 8 answers · asked by Anonymous

is it neccessary that all students must need a co-signer to be able to take out a loan of say $5,000?

2007-06-23 13:58:09 · 4 answers · asked by Anonymous

What kind of jobs do people do? And these infomercials about people making lots of money from home, are they reliable?

2007-06-23 13:45:46 · 13 answers · asked by jinpark79 1

2007-06-23 13:16:14 · 4 answers · asked by Anonymous

2007-06-23 13:10:24 · 5 answers · asked by Anonymous

I know it depends on the bank... but any approximate number would be greaaaat!!

2007-06-23 12:36:22 · 5 answers · asked by catphish 4

2007-06-23 12:06:51 · 6 answers · asked by Dilya 1

The IRS says that I owe a balance that I do not, they have miscalculated and mis-applied money they owe me to years that I owed them nothing rather than apply the money they owe me to years that I owe them. I have refused to pay them till they accept the correct balance. Now I have notice of a levy. Will they stop the levy at this point if I make monthly payment arrangements with them? What is the best step to take at this point?

2007-06-23 11:36:04 · 7 answers · asked by jinsin77 1

I need 50 dollars by the 4th of july

2007-06-23 11:26:02 · 10 answers · asked by Sarah M 1

I owe Bob $10. Over the phone I tell Bob to get it from from checking account. I give him my checking account number. Can Bob automatically retrive his $10 from my checking account?

2007-06-23 11:25:48 · 3 answers · asked by Anonymous

i had a policy with someone but it was in her name and she is claiming that it was in mine, and now i am lumbered with her debt and she has made no attempt of paying anything even though it is her debt, what advice can you give me?

2007-06-23 11:12:31 · 18 answers · asked by jacqueline n 1

What are some typical things high school students pay for? And about how much do they cost?
My friend gets a monthly of money and she is trying to figure out how much she needs.
So if anyone can list things that a typical high school studenty would have to pay for like a yearbook, clothes, etc. that would be great!
Also if anyone can include the average amount to play soccer for the high school.

2007-06-23 10:06:36 · 3 answers · asked by browneyedbeauty4 2

I need money and QUICK!!!! How do I make it? I've already asked people if they need a abay-sitter....I've tried to have a yard sale.....I'm to young to get a regular job.....what do I do???

2007-06-23 09:43:55 · 8 answers · asked by courtney4u2006 2

im concerned that the council may try to get house if my mother ever has to go into care and i am emigrating so would not be here to deal with it

2007-06-23 09:31:24 · 4 answers · asked by Anonymous

2007-06-23 09:10:21 · 3 answers · asked by B 6

assuming it's a stafford subsidized student loan, standard 10 year repayment on 6.5 percent apr fixed.

2007-06-23 08:57:42 · 1 answers · asked by waddle02 2

2007-06-23 08:07:18 · 6 answers · asked by huwaresa 2

2007-06-23 07:43:23 · 1 answers · asked by CHRIS D 1

Assuming one can afford it. Maybe get a little part time job.

2007-06-23 07:23:19 · 6 answers · asked by Bill Spry 4

Don't waste your time or mine by answering with "borrow from family" or "go to your bank", etc.

I have a few ideas for businesses that I would like to start, but it seems like every avenue I explore to borrow money turns out to be a dead end. Forget about borrowing from banks and family. What are some less than common borrowing methods I can consider? I checked with the SBA, they no longer lend money, and the only grants they can assist you in getting seem to be for environmental causes. I checked into numerous venture capital companies, but they all seem to be interested only in information technology ventures. I've considered forming a private corporation and selling stock in it to private investors, but I don't know if I'd be able to find enough investors. Also, I'm afraid I'd the investors would be breathing down my neck all the time and trying to tell me how to run the corporation. Anyone have any worthwhile thoughts on all of this?

2007-06-23 07:02:32 · 2 answers · asked by JB 1

i owe a credit card debt. i spoke to the lawyer in charge and we set up an agreement for me to pay it. he said i had to give him my checking account routing number and he would take fifty dollars a month out for this bill. i agreed. now he is taking me to court. i did everything he asked and ium afraid he will take the remainder which is 1000 straight out of my checking account , of which i share with my elderly mom. im more than willing to pay this bill. I just am afraid they will take everything out of my checking account and my mom wont have her socail security money. what can i do if anything?

2007-06-23 07:02:02 · 9 answers · asked by ? 3

I do not make enough money to pay off all my debts in one -two years. In total, my credit card debt is $4,400. I rent, and have no savings except for my 401K.

Would it be smart to borrow from my 401K?

2007-06-23 06:52:25 · 7 answers · asked by Rosseau 2