Personal Finance - March 2007

2007-03-15 10:02:40 · 6 answers · asked by Anonymous

it starts with ur anual gross salsry and after all the working out u should hav ur monthly net salary?this is 4 a school project,i live in south africa so it would b in rands?my annual gross salary is 300 000.any help would b great or if u could tell me where to find help

2007-03-15 09:59:53 · 1 answers · asked by Anonymous

2007-03-15 09:43:15 · 13 answers · asked by Marcelo W 1

I am short on money until tomorrow.There will be an electronic transffer to my account tomorrow but need money today.If I deposit a check at the ATM it clears immediately.What will happen if I deposit my own check?Will they charge me a huge fee or will I be breaking any rules?

2007-03-15 09:40:53 · 15 answers · asked by RX 5

My Available balance is almost $100 more then my pending...is this bad?

2007-03-15 09:28:19 · 3 answers · asked by Alison S 1

I have 5 Credit cards with a total debt of $10,000. With interest fees i cant seem to get these paid off. my bills are more then i make. What can i do to solve this debt?

2007-03-15 09:27:22 · 5 answers · asked by Mike M 2

My company offers a 401K that I contribute too. I contribute 8% and my company gives me 12% (yes its true. 5% match, plus 7% automatic). My wife does not have a 401K at her job so we opened a traditional IRA.........Is there a "goal" percentage of income that we should be setting aside, or is it just however much we can afford? Our ages are 31 and 26 if that helps any.

2007-03-15 09:19:13 · 6 answers · asked by Win the West!!!! 4

2007-03-15 09:09:55 · 2 answers · asked by Charles R 1

which of the following statements best describes journalizing transactions?
a.journalizing occurs after posting to the ledger
b.journalizing must be done daily
c.journalizing is the process where events of buisness are recorded in the journal
d.journalizing cant be completed until the ledger accounts have been opened

which of the following best describes the ledger
a.the ledger is known as the book of original entry
b.the ledger contains the accounts of the buisness, catergorized by account classification
c.the ledger will dtermine the accuracy of information recorded in the journal
d.the ledger contains a list of business transactions, arranged by date

opening a ledger account involves?
a.recording the account title on the ledger page
b.recording the account title and account number on the legder page
c.recording the account title, account number, and account balance on the ledger page
d.posting the debit amount, credit amount, and source explanation to the ledger

2007-03-15 09:01:15 · 5 answers · asked by veronica432578 2

2007-03-15 09:00:52 · 7 answers · asked by Raine 1

Savings accounts earn a paltry 0.25% and CDs aren't much better. Any ideas on where I should start tucking my money away?

2007-03-15 09:00:34 · 3 answers · asked by Neerdowellian 6

2007-03-15 08:55:42 · 4 answers · asked by Anonymous

I'm currently with 5/3, and I want to cancel and start an account at Bank of America. Would I have to pay a fee to cancel? I have the "Totally Free" Account; pretty much the basic plan.

2007-03-15 08:43:29 · 3 answers · asked by Anonymous

I was just going through my bank account statements, and I paid over $1,300 in fees in the last 6 months. I get charged $15/month for just having my account, plus $6/month for online bill pay. Then, there was that time when I got trapped in Kansas during a Colorado blizzard, and I overdrafted my account (that gave me $500 in overdraft fees alone).

What's your banking horror story? Feel free to rant.

2007-03-15 08:07:04 · 5 answers · asked by ? 3

I don't need any special (or expensive) features, I just need a free checking account, maybe with internet accessiblity. I'm currently at 5/3, but I'm really not satisfied with the customer service, among other things. What would you recommend?

2007-03-15 08:01:42 · 12 answers · asked by Anonymous

Me and my boyfriend have been living with my parents for 4 months. My parents let him move in to help him out (he just graduated college and started working) so he can save alot of his money and buy a place of his own. Well, we want to get a place but the horrible thing is we havent saved ANY money (maybe like $200?), and we dont even know where his paycheck goes, we dont go out all the time or buy really expensive things. Im in school full time, and he works full time. We need to make a budget, because its frustrating that after all this time there has been hardley no money saved, so how do make a good budget that allows for maximum savings? Thanks!

2007-03-15 07:34:21 · 4 answers · asked by Flgrl2 2

so, I'm with Bank of America. The overdraw fee is $35, no matter how small the amount.
Are there any banks that have a smaller fee?

2007-03-15 07:31:11 · 7 answers · asked by Anonymous

I am thinking about switching from Wells Fargo over to Washington Mutual but I would like to get as many opinions as possible before I switch.

2007-03-15 07:24:35 · 7 answers · asked by oneradchica 1

I sold an item on ebay a week ago.the buyer has paid by e-cheque through paypal. how long doea this take to clear. i have never heard of e cheques

2007-03-15 07:24:19 · 3 answers · asked by shally schumacher 2

i owe $160. if i pay minimum can i start using it

2007-03-15 06:59:01 · 6 answers · asked by Anonymous

$10,? $50? $100? or is it $1000? Plz answer. Thxz

2007-03-15 06:43:39 · 3 answers · asked by Satya T 1

I asked a question about a small loan and I have no credit!! She offered to help, sent me an e-mail, but wants me to send my driver's license number and social security number and other info....example, (a scanned copy of those things mentioned above) and that there is a fee!! I need to know if this person is on the up and up or if this is a scam!! I have heard about all these scams on the net and I personally don't want to fall victim!! I need someone who can vouche for this person!! Is there someone who can vouche for her??? Please....thank-you!!

2007-03-15 06:39:36 · 3 answers · asked by nynena959 1

2007-03-15 06:25:30 · 7 answers · asked by Sakethia D 1

Do you save a portion of your salary / income for rainy day? Or do you spend it all and wait for the next paycheck? What do u do with your paycheck (what do you usually spend on)? Are you spending more than what you earn?

Too many questions, i know... :P

2007-03-15 06:07:25 · 9 answers · asked by gardener 2

You are helping your friend to plan retirement. She thinks that she needs 80,000 a year starting from her 66th birthday. Now she just celebrated her 35th birthday. She plans to make an contribution to her retirement account every year starting from her 36th birthday and she plans to make the same contribution till she is 65 (altogether 30 contributions). If the retirement account earns 9% per year, what does her annual contribution need to be?

2007-03-15 05:52:36 · 5 answers · asked by i_number9 1

I took out a payday loan and I do need to repay it. However, I don't think this company is using legal debt collection practices. I have asked them for the documents regarding the loan, license number, company name, physical address, etc....I get nothing in response but rude and snotty emails. I have now asked them to stop emailing me at work. What should I do next? I am not arguing paying the loan, but I want to see the documents so I know what the fees were.

2007-03-15 05:43:46 · 1 answers · asked by casearas 2

IS THIS A SCAM???from Nigeria

She says she is a business woman offering loans.

2007-03-15 04:50:59 · 4 answers · asked by Shell73 1

I just got this job and I am going to move to that city, I have no idea how much money do I need to support myself. I am moving from abroad.

2007-03-15 04:35:56 · 2 answers · asked by alestor 1

Anybody got any techniques? I'm pretty screwed financially. What's the best way to appease the Bill Collectors and stop the calls? How do you negotiate payment plans?

Advice appreciated. =D

2007-03-15 04:23:58 · 5 answers · asked by ? 3

2007-03-15 04:18:21 · 15 answers · asked by Gavin Ender 1