I don't have the best money management system. It seems like every month, no -- every check runs out quickly. I have so many bills and such, but I know I should have more than I do.
I'd like some advice on how to keep myself on track and ways I can stop my excessive spending. I don't splurge on large, expensive things, I just seem to spend my money on little things like food or little knick knacks, a $10 item here and there, etc. I spend it when I don't even have it! Help me!
What are some of your management systems? Do any of you use spreadsheets or programs, or do you have a written system or SOME TYPE OF WAY to remind yourself how important it is to SAVE?
I know some of you might think I'm crazy, but I am very aware of my financial situation. At the same time, I'm ignorant and often times I'm in denial. It's very hard to snap out of it. Any words of encouragement? Thanks.
2007-03-14
03:58:12
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8 answers
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asked by
Ahbeeee
3