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I heard that you can opt out of receiving "Pre-Approved" credit cards through the mail. How do you do that????

2007-03-14 06:40:41 · 4 answers · asked by Jennifer P 2 in Business & Finance Personal Finance

4 answers

You can write to the four major credit bureaus individually to request that your name not be included on their pre-screened lists. Send a letter indicating your intention to opt out, including your phone number, name, ZIP code, mailing address, and Social Security Number to each bureau.

More info (including their addresses):
http://www.kuro5hin.org/story/2004/3/1/13940/79585

You can also do it by phone: 1-888-5-OPTOUT

2007-03-14 06:49:43 · answer #1 · answered by Anonymous · 0 0

Pre-screened grants are sent to clientele based completely on their credit rankings. curiously, you qualify so some distance because it fairly is in touch, yet there would desire to be some extra innovations that disqualifies you from the technique. in the event that they ask you to checklist your corporation/annual income and it would not meet their standards, then you could be denied b/c of that. you apart from would could be denied in case you have not held the interest for greater beneficial than 2 years. you apart from would could be denied b/c therer is something on your credit checklist this is unfavorable - like collections, charge-offs or different inquries. There are fairly some factors at play. it fairly is advisable to print off the message of denial and ask the credit card corporation which bureau(s) they used to deliver you the appliance interior the 1st place. As a customer, you're entitled to a unfastened credit checklist each and each time you're denied credit. as long as you request it w/in 60 days of your denial. you are able to acquire the checklist(s) from whichever bueau(s) the cc corporation used to base their determination. Order that checklist and have a glance to work out what's on there and attempt to restoration the themes. sturdy good fortune!

2016-12-19 05:18:14 · answer #2 · answered by nokes 3 · 0 0

justdo it by phone the number is 888-567-8688. Oh by the way it can boost your score by as much as 10 points.

2007-03-14 06:48:54 · answer #3 · answered by golferwhoworks 7 · 0 0

http://www.creditsourceonline.com/opt-out.html

https://www.donotcall.gov/default.aspx
this is the national do not call list site....

http://www.dmaconsumers.org/consumerassistance.html
this site has everything on it... snail mail and email... telemarketers ect....

2007-03-14 06:50:33 · answer #4 · answered by Anonymous · 0 0

fedest.com, questions and answers