Personal Finance - March 2007

Should I pay for a lawyer or go for one of those software trust kits? Also, can you please outline main advantages that trusts have over wills?

2007-03-13 05:03:48 · 2 answers · asked by Anonymous

2007-03-13 05:00:06 · 21 answers · asked by Trey 2

I use coupons, catch sales, remember I am working with very little money here, recycle. When I have the money yes I will buy brand new name brand I have learned how to put outfits together I do not have a large wardrobe. Most Important I feel good about it. So, what do you think?

2007-03-13 04:41:02 · 15 answers · asked by curious 2

I graduated college last year, this year I will be maxing out my 401k and my Roth IRA. Every year after I will also be maxing it out. I was advise that I should only contribute the max my company will match, which is up to 10%. However, the vesting period is 5 years. The only thing I really want right now is a house but buying a house in California is impossible at my age. Therefore, I have the mentality of just saving for retirement for now. But as I get older and make more money I can max out my retirement and save for a house. Any advice?

2007-03-13 04:20:44 · 8 answers · asked by SL1983 2

2007-03-13 04:19:30 · 5 answers · asked by Toni A 2

I recently wrote to my bank regarding bank charges and claiming them back. within a week i have recieved a letter saying they are sorry that i have a complaint and will be investigating in the next four weeks along with a complaints procedure leaflet. do i give them the four weeks as their letter or do i commence with legal action.

2007-03-13 03:56:47 · 10 answers · asked by lf2003 2

I want to pay 15% on the bond when I cash it in so I dont have to do it at the end of the year. Does anyone know if I can do that? thanks Helen

2007-03-13 03:44:59 · 2 answers · asked by Helen B 1

I would like to get a savings bond of some sort for my 3 yr old neice. My aunt and uncle got me two different series EE savings bonds in 92 and 93 for $50. They spent $25 so now one is worth $43 and the other $56. What other options do I have besides the kind I received when I was a child? I want to spend $50-$100, but I don't want her to have to wait until she is 30 years old to get the full amount.

Thank you in advance for your answers!!!

2007-03-13 03:34:11 · 4 answers · asked by the best 3

Apparently, with all of her 'great' stock market & investment advice, she does not even invest in stocks herself. The interview had some intersting things about her own investments. She has less than 1/2 of 1% of her over $32 million of assets in stock! She says that she primarily buys zero coupon munis. And will even chose a lower rate to get AAA ratings.

Now, I dont knock anyone on personal investment choices, but she is fair game as she is supposed to be a fianancial advisor & has repeatedly told her followers, that you need aggressiveness in your portfolio & you should have a certain % of assets in stock. But she has the portfolio of a 85 year old widow taking care of orphans! The article states that she has never realy owned much stocks.

Dont get me wrong, I think she does a half decent job helping folks on her show, but she doesnt even follow her own advice & is called a guru. & I am not bashing her b/c she is a woman. I like some of her advice. Thoughts?

2007-03-13 03:15:06 · 3 answers · asked by ricks 5

My Fiance and I are living in Florida and am 3 months pregnant. We want to move back up to Connecticut to live near family... soon! Our lease is up at the end of May (just 2 months away!!!) and rent will be going up here, so we have really no choice but to make the move. We have NO money saved, we are just making normal bills, no extra cash to save with, and we need $130 for the Uhaul, about $350 for gas money (thats $500 for the move) and 1st & last month rent and a security deposit to get a rental house in CT (which no matter what way you do the math is about $2,000) We also have our wedding May 1st, which is basically a picnic in CT, so its pretty cheap and I have "medically needy" Medicaid, which is crap because I have to pay all my doctors bills for the pregnancy ($500 a month!) I dont know how to do this... Our parent can only lend us so much, they arent rich either. Any suggestions would help, but it seems we're in the deep end...

2007-03-13 02:56:01 · 8 answers · asked by Anonymous

help please...

2007-03-13 02:45:00 · 3 answers · asked by Anonymous

Is personal savings the most effective way to prepare for old age or there are other better ways?

2007-03-13 02:39:41 · 3 answers · asked by penny_172 2

2007-03-13 02:14:08 · 15 answers · asked by Anonymous

2007-03-13 01:25:06 · 3 answers · asked by bunsofhell 1

Yahoo ran this article on yesterday, the 12th of Feb. The supposed finance experts-most of whom are men-really bashed her article? I think it's a great bit of advice for both sexes. Men especially are notoriously terrible money people. My married friends's wives take care of all the money matters in their households? The men who claim to be finance experts are obviously not smart enought o see the subtle beauty of her feng shui advice!! Ayone else have any thoughts on this?

2007-03-13 00:47:06 · 4 answers · asked by Anonymous

my 12.5% commission, i received £760.00, but i cannot work out the original figure, please help??

2007-03-13 00:22:08 · 12 answers · asked by missmac1516 1

2007-03-13 00:20:34 · 9 answers · asked by knowmorespeless 1

2007-03-13 00:15:14 · 3 answers · asked by Anonymous

If I put Rs. 1,00,000 in Monthly Income Scheme. Yearly intrest is 8% so montly I will get around Rs. 650. Yearly 8500 I will get. maturity is 6 yrs with 10% bonus. At maturity after 6 yrs. I will get 1,10,000. So total I will get 1,10,000 + 51,000 = 1,61,000. Is my understaning right?

2007-03-13 00:09:07 · 2 answers · asked by Dhanush 2

It has been so,too,very long..gimme tips?

2007-03-13 00:08:58 · 2 answers · asked by sahila71 1

First question was if I sold my son the property would I have to pay capital gains tax someone suggests that I just give my son the property is this possible or not can I make it a gift.

2007-03-12 23:29:08 · 12 answers · asked by ml20061 1

2007-03-12 22:43:59 · 3 answers · asked by grindham 2

2007-03-12 22:18:23 · 7 answers · asked by Anonymous

I know the limit on how much you can put into a mini cash isa is £3k per annum but does this all have to be in the same isa? Could you open 2 and put £1k in one and £2k in another for example?

2007-03-12 21:52:37 · 1 answers · asked by A Nonymiss 3

I use Bank of America for online bill payments. But every bill I pay it takes at least 5 days for the bank to forward the money from my checking account of a positive ballance to a utilities company.

I bet a turtle could deliver payments to the utilities in less then 5 days.

Please tell me what is your bank and how long it takes to complete the bill payment from online banking from a checking account.

Thanks all.

2007-03-12 21:10:18 · 2 answers · asked by AgronCAS 4

2007-03-12 21:07:19 · 3 answers · asked by sixsgm 4

I'm looking for someone who actually sent out the money. I know the whole " It's a scam" rant that people posted on other answers where people have asked the question "has anyone done this before? I get one of these letters about every two months but never thought to participate in it at all. I'm just very curious about others who have done this and want to know what has happened to them. Were you fined? did you actually get "tons" of money back? Did the government come knocking at your door?

Also they say in their letter that if you say "please put me on your mailing list" that it's perfectly legal. Also quoted is title 18, section 1302 and 1342 of the U.S. Postal and lottery laws.

PLEASE ONLY POST IF YOU HAVE PARTICIPATED IN THIS BEFORE.

2007-03-12 20:57:01 · 7 answers · asked by Anonymous

I am in the process of getting a loan, all the paperwork has been completed and all the documents signed. All I need now is a previous mortgage statement from my old mortgage company.

Unfortunately there have been loads of problems with them.
The loan was supposed to clear last thursday but now I'll be lucky if I get it this friday.

The mortgage company claimed to have never had an account with me untill I found the account number, then they claimed the loan company hadn't sent them any payment so they couldnt process the information....which they had (it had been sent special delivery and had been signed for), The loan company sent them another and photocopied it for them (sent via fax).

The mortgage company then said it would normally take another 7 days for them to get the info but cos of all the probllems they would fax the info to them that day (they didnt). The mortgage company then said that the cheque was too much so they couldnt send the info..........

2007-03-12 20:39:59 · 4 answers · asked by MARIA 2

is the best answer to do nothing ?

2007-03-12 19:26:14 · 2 answers · asked by Vincent H 1

What would you do if you inherited millions of dollars from a relative , family ,family or some one else all together?
The only downside is that you have to give some of it to charity.

2007-03-12 19:01:00 · 7 answers · asked by Anonymous