Personal Finance - March 2007

If teenagers took finance classes in high school and learned how to properly balance a checkbook, maintain good credit, investing in stocks/bonds, and mortagages would poverty levels slowly fade away? Is the lack of educating children on money the reason that people are poor? Opinions please.

2007-03-15 03:57:17 · 10 answers · asked by TroubleRose 6

I have a tax refund check from the government of Taiwan for 63,000 NT (about $2,000) that is written completly in Chinese with the exception of my name. Will I be able to cash it at a regular bank back home?

2007-03-15 03:42:53 · 5 answers · asked by I'll Take That One! 4

I have seen about IVAs on the internet, but the concept seems to be too good to be true. has anyone got any comments either way?

2007-03-15 03:41:17 · 6 answers · asked by scillybird 1

I have a debit Mastercard through Key Bank. I made a credit card purchase online with it about 2 weeks ago, but the money hasn't been taken from my account, and it's not in my pending transactions. But other transactions have gone through after that one. How long can it take for the account to be debited?

2007-03-15 03:39:23 · 3 answers · asked by Christi G 2

If you train yourself to carry lots of money without spending it, will it make your a better saver in the future? I know most people cant do this and if they did, its probobly suicide for their money. My main point here is to tell parents to train their children not to fall into any dept problems when they grow up. I've read too much "How can I pay my $10000 dept?" questions today so I'm concerned about these people as role models for children.

2007-03-15 03:34:40 · 6 answers · asked by denxxchua 3

2007-03-15 03:02:45 · 3 answers · asked by zeman 1

2007-03-15 02:58:45 · 4 answers · asked by jon g 1

I need a quick loan for the sum of $2,000, but I have no credit supposedly!! I already went to CitiFinancial and Eastern Credit Union and they told me, "I did not pass"!! As if you were taking a test or something. It's true I have "no credit", cuz I don't want any credit cards, it will get me in deep trouble. I have applied to alot of credit cards, but I keep getting denied. So, the way I think, it's better like that, cuz it's not meant for me to have any credit cards!! Please help....I need to make a mortgage payment right away or they will take my house away!! I only owe one payment, that is February!! I have been keeping in touch with them to let them know we are having financial difficulties, which unfortunately is true!! HELP....!!! Sincerely, Yvette

2007-03-15 02:28:21 · 4 answers · asked by nynena959 1

How soon could one buy a home or a car after a settled bankruptcy?

2007-03-15 02:19:16 · 17 answers · asked by Anonymous

How in banking terms is a person called who transfers money to smbd. (the second person is called beneficiary but what about the one who sends money?)

2007-03-15 02:08:13 · 3 answers · asked by keti 1

£52 as an average does not take into account what 3 people paid for 5 months and when another person joined the house what 4 people should have paid for the remaining 7 months.
Assuming the useage is the same per person, what would it have cost for these amounts of people over these periods.

2007-03-15 01:48:46 · 2 answers · asked by don 1

I live near Washington, DC. I recently received a Canadian savings bond that matured. How do I cash the bond in the US / DC?

2007-03-15 01:05:56 · 2 answers · asked by ruuugby 2

I have some money coming into my UK bank account next week and my bank says it will take 4-5 working days to get to Spain. This seems like a long time to me.... is there any way that I can get it there any quicker?

2007-03-15 00:32:15 · 11 answers · asked by HelsWigsy 2

2007-03-15 00:15:53 · 11 answers · asked by rima 3

Someone has offered $300 per transaction to cash checks that would be mailed to me and wire the money, minus my fee, to them. They want nothing from me but my name, phone number, address, and email. I have given them nothing yet...... Should I? The company contacting me is in the UK.

2007-03-14 23:15:30 · 19 answers · asked by joey_ploof 2

2007-03-14 22:48:25 · 10 answers · asked by Mike D. 3

2007-03-14 22:41:55 · 9 answers · asked by tanny 3

2007-03-14 22:34:39 · 3 answers · asked by lovely lady 1

Instead of being trustworthy and pay bills when you got the money for that month. How stupid is that to have due date every month for our bills.

2007-03-14 22:27:31 · 5 answers · asked by auntbuddy712001 1

Neteller has $650.00 of mine and because of this law suit against them I can't get my money. Does anyone know if there is another way I can get my money out other than through the EFT. I was also woundering if it could be transfered over to pay pal?

2007-03-14 20:53:56 · 1 answers · asked by Rican 2

I can't afford an attorney (if I could, I wouldn't have to file bankruptcy), but I'm pretty smart and I have heard of people filing their own. That cuts out the attorney fees and leaves the filing/court fees which can be paid in installments. So I am wondering if anyone else has filed on their own and how hard it was. Thanks!

2007-03-14 19:02:37 · 3 answers · asked by Someday Soon 2

My parents may be gettng a reverse mortgage, Not sure if its the best thing for them, although it is none of my business. I think they are to young to do this and they don't owe very much on their house.

2007-03-14 18:55:10 · 8 answers · asked by almostready 2

2007-03-14 18:48:00 · 3 answers · asked by silva 1

I have about $3,200 in debt I would love to pay off this summer. Any tips on how I can do this fast and efficiently? Mind you I make $900 a month and my monthly rent is about $260-280. I have no car payment. Car Insurance is about $155 a month. Cell phone is $60....etc.

Thanks!

2007-03-14 18:46:57 · 8 answers · asked by le_disko 2

single mom and I don't have very good credit to get a loan or something to get ahead

2007-03-14 18:14:34 · 11 answers · asked by miglea 1

I need to buy some instruments to start a band but I can't get a job yet.

2007-03-14 17:41:20 · 4 answers · asked by Anonymous

Where does one go to make REAL money on the internet without it costing anything to get started? I need to make extra cash..House payment, car payment, bills etc.. Please advise.
PLEASE dont tell me to read emails for cash or surveys, or any MLM crap. Thanks.

2007-03-14 17:37:58 · 10 answers · asked by Dana D 2

2007-03-14 14:53:42 · 6 answers · asked by Anonymous

Living in Calgary Canada: Can i live OK with $2000 dollars a month?

I´m going to share apartment with friend or 2 so we´ll split rent.

Thanks for your comments

2007-03-14 14:51:50 · 2 answers · asked by Rocknroller 2

I need a signed paper for someone I loaned money too. With details on the amt. to be paid monthly and interest added

2007-03-14 14:35:09 · 5 answers · asked by c1e1c1e1 1