I need a quick loan for the sum of $2,000, but I have no credit supposedly!! I already went to CitiFinancial and Eastern Credit Union and they told me, "I did not pass"!! As if you were taking a test or something. It's true I have "no credit", cuz I don't want any credit cards, it will get me in deep trouble. I have applied to alot of credit cards, but I keep getting denied. So, the way I think, it's better like that, cuz it's not meant for me to have any credit cards!! Please help....I need to make a mortgage payment right away or they will take my house away!! I only owe one payment, that is February!! I have been keeping in touch with them to let them know we are having financial difficulties, which unfortunately is true!! HELP....!!! Sincerely, Yvette
2007-03-15 02:28:21 · 4 answers · asked by nynena959 1 in Business & Finance ➔ Personal Finance
Try prosper.com - you will be able to get a small loan quickly and easily - and is a friendly community of people, not a loan shark company.
If you need a loan asap - try the company below, they are regarded as ethical and are well received, considering that payday loan companies don't usually get good reputations. If anything else you can get some info from them and see what you think...
2007-03-18 05:47:04 · answer #1 · answered by brettR 2 · 0⤊ 0⤋
They won't take your house away if you miss one payment or are late with it. It will affect your credit score though.
As you're in touch with them and they know you aren't just ignoring them, tell them you want to work out reduced payments for a while. It will cost a bit more on your mortgage in fees and interest, but it will be better for your credit rating and keep your house from getting foreclosed on.
Not a good idea to take a "quick" loan like that as probably the only places that will do it are the payday loan or quickcash/car title places that charge astronomical fees and you'll get into worse trouble.
2007-03-15 04:01:57 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Talk to you rmortage company offer partial payment . They usually will help .It costs a lot to take your house and resell. its to there advantage. they will gain more interest from you. Get some help soon Bankrupcy isnt cool, been there
2007-03-15 02:38:16 · answer #3 · answered by Grand pa 7 · 0⤊ 0⤋
New site for borrowers looking for lenders and vice versa:
http://prosper.com/
2007-03-15 02:32:55 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Try a private moneylender
2007-03-15 06:03:04 · answer #5 · answered by Anonymous · 0⤊ 0⤋