Personal Finance - September 2006

i have 2 young and recently openned building society accounts for them to save money for when they are older. is there any way i can set it up so that i pay x into the kids accounts each month, like in the form of a direct debit or a standing order? otherwise i just forget to pay the money in!!!

2006-09-23 09:54:37 · 9 answers · asked by a.n.other 1

Ive already tried treasuretrooper and cashcrate,but they are mostly for U.S and Canada.

2006-09-23 09:13:08 · 5 answers · asked by Anonymous

My husband and I are trying to buy a house in the next year or so. We both have a lot of chargeoffs. I have spoke withe the creditors all 12 of them some say they will except 25 per monthh and the other say they won't except 25. The one's that won't except 25.00 will except 75.00. I can't do that because we have 11 others to pay. Can they really refuse my payment?? What should I do? The chargeoffs are from previous marriages.

2006-09-23 08:24:12 · 6 answers · asked by Anonymous

Recently, I tried to open a new checking account at a different bank from the one I have now. I still have an account at my present bank which, thankfully I did not close. When I tried to open the account, I was declined. The banker printed up a sheet telling me to contact Equifax. Which I did. I went online and read up on checksystems. I think I didn't close an account five years ago, I had already opened my present account. I contacted them as well. I'm now just wating to hear back from them. I'm now 27, and was not very responsible with my checking account about five years ago. However in the intervening years I have been. On some of the websites I read, it said sometime your current bank will cancel your account in your are in checksytems. That has never happened. I just want to make sure I'm OK. Also, if I was reported five years ago--it stated that it would be taken off. I'm not sure. I guess I'll just have to wait and see.
I would love some advice, especially from a banker!

2006-09-23 08:12:29 · 3 answers · asked by Anonymous

Hi. My name is Aaron. I am 17 and currently homeless. Life has been hard for me lately. On Christmas eve of last year I was evicted out of my house by the police because my landlord lied and said we didn't pay rent. The cops threw everything on the sidewalk. Then when we tried to keep our leftover possessions out of the rain and under the carport for a day so we could get a uhaul he threw everything away. We lost everything. Now here we are almost a year later and not all of my family has found stable housing. Or even a stable job. All I am asking is for some sort of help, if it be money, housing or even moral support. Something is better than nothing. It is so depressing working hard all day just to make it to the next. There is no reward and you find yourself in depression. So if you can help in any way , even if it be a penny sent to me, it would help. My email is aaronbroberts@hotmail.com

Thankyou

2006-09-23 08:09:09 · 7 answers · asked by Aaron R 1

I'm thinking purchases like buying Starbucks everyday, buying DVDs that you might watch once, those sort of things.

2006-09-23 07:48:07 · 8 answers · asked by Terry G 1

I certainly think so for one. We've in a sense made money our God and those without it are, I suppose lost. Not that it is right to worship money, because its the root of all evil. What's your view?

2006-09-23 07:27:14 · 8 answers · asked by Anonymous

2006-09-23 07:15:35 · 20 answers · asked by Anonymous

A full page avertisement in a British newspaper supplement, advertises the company's loans and gives the following example:-
Loan amount £75,000
Number of months 300
Monthly payments required £562.47
Based on annual percentage rate (APR) of 7.9%
These payments do not include any any loan insurance etc

Calculating by the mathematically correct formula, I get the monthly repayments £560.48
The difference is appreciable. How do they get their result?
If I am correct, how is it that companies are allowed to deceive their customers?

2006-09-23 07:07:11 · 2 answers · asked by Anonymous

If I write a check to someone for $200 to someone named Jane Doe, will that just say "Check for $200" on my bank statement or will it say "Check for $200 paid to Jane Doe"?

2006-09-23 06:27:00 · 3 answers · asked by awesomeomcgillicuddy 1

2006-09-23 06:15:33 · 4 answers · asked by Dumbo 3

One of mine is waiting to buy expensive things when they are on offer, what things do you do?

2006-09-23 05:07:47 · 26 answers · asked by g8bvl 5

I just started a business going to peoples home installing gutters. If you are getting a service done at your home, how would you want to pay?

2006-09-23 04:56:16 · 3 answers · asked by Ridvan R 1

2006-09-23 01:38:39 · 4 answers · asked by Londoncyclist 1

2006-09-23 01:31:55 · 17 answers · asked by Londoncyclist 1

my bank (royal bank of scotland) will not issue me with a debit card as i have bad credit and in todays society one is desperatly needed as i couldnt even buy car ins i had to get my parents to do it! does any body know how i can rectify this or obtain a debit card quickly?
i do not want a credit card.

2006-09-22 23:54:20 · 17 answers · asked by seanie c 2

2006-09-22 23:13:57 · 8 answers · asked by hectoragogo 1

2006-09-22 22:08:14 · 14 answers · asked by Anonymous

2006-09-22 21:13:26 · 10 answers · asked by suzi 1

If I receive any cheque in USD from any foreign national or company then, can I encash it in my local bank account (United Bank of India)? Will there be any deductions? If nationalzed banks like UBI are unable to handle this, then what else can one do in such situations?

2006-09-22 21:12:53 · 3 answers · asked by indra707 1

2006-09-22 19:33:28 · 1 answers · asked by jatinqa 1

2006-09-22 17:41:01 · 7 answers · asked by Anonymous

2006-09-22 16:53:59 · 7 answers · asked by Tallgirl 1

i just found out i had a trust fund and i dont know how to get in to it or where it is? my grandmother opened it and she has passed away...please help if you can thank you

2006-09-22 15:49:22 · 5 answers · asked by Kittie 1

2006-09-22 15:37:12 · 8 answers · asked by Gringa 1

I don't make a whole lot of money to begin with, so I ask my clients to pay me with cash, or a check made payable to cash. But I still have to endorse it and put my account number. Is this traceable? Does the bank take note, even if I don't deposit it? Can I go to tax jail for this?!

2006-09-22 15:08:44 · 9 answers · asked by Anonymous

2006-09-22 15:01:08 · 7 answers · asked by Anonymous

My mother had saved a few of them, and I'm wondering if they are still usable in place of a regular 39-cents stamp.

2006-09-22 14:49:33 · 3 answers · asked by mia2kl2002 7

2006-09-22 14:24:07 · 3 answers · asked by mzlizzylizliz 1

Hey people..I used to live in a property in Leeds and when I moved to my new house I informed British gas that I am moving and gave them my new address for futrure correspondence but for some reason they kept on writing me on my old address for outstanding bills. I only came to realize that I owe some money to British gas when I check my credit report after 1 year. I have cleaerd the payments but it stays on my credit report as 'Satisfied payment' . I just got refused from couple of banks for job becasue my credit history has those two default cases. how can i get rid of those default accounts on my credit report??

2006-09-22 14:05:42 · 5 answers · asked by Leeds_Lad110 2