Personal Finance - September 2006

I have a student loan that has a repayment balance of about $1100. (No, that is NOT my only student loan-i wish :) Right now, I have enough money saved up that I can just pay that loan off altogether, however, it will put a dent in my savings and I haven't touched my savings at all. I would just love to have one less bill to worry about per month. I don't make a lot of money (so much for college) so saving a grand would take some time. So should I pay off and hurt my savings, but leave me with one less bill OR should I just continue making my monthly $50 payments?

2006-09-24 09:23:30 · 18 answers · asked by tru_happiness 2

I dropped two quarters and a dime in a sewer grate in New York City.

I wrote a letter to Alan Greenspan 2 months ago but have not heard back.

2006-09-24 09:11:02 · 7 answers · asked by Anonymous

i think he does...

2006-09-24 09:01:28 · 13 answers · asked by Anonymous

I have inherited around 8,500 in cash which will be coming through shortly (probably this week) also a house but there is a charge on the house for a third share so i will be left with around 50k so about 55k once i have had a couple of treats. I have 10k debt so need to pay that off. My dad owns a few houses ad has some with mortgages of around 50k so he has offered to sell me one but hime keep an interest in the property e.g if i buy one for 50k but its worth 100k we would own the house 50-50, good idea but I'm not really very settled at the moment and am thinking about a career change because i'm a receptionist on£6.25 an hour and bored out of my mind. please help.
Thanks in advance
xxx

2006-09-24 08:46:01 · 21 answers · asked by Anonymous

I am considering moving into NYC from NJ. And I'll still be working in NJ. I hear a lot of rumors about paying double income taxes and such. Can someone clear this up for me. I would like to know exactly which state or both gets my income taxes. Thanks in advance. -Joe

2006-09-24 07:01:13 · 2 answers · asked by KnowItAll 1

2006-09-24 06:06:58 · 4 answers · asked by Disco Dave 1

2006-09-24 05:53:41 · 13 answers · asked by rhonda y 1

i need money

2006-09-24 05:50:04 · 8 answers · asked by bobobhaha101 2

Hi all, I made a recent error with my checking account. I wrote a check with the specific instruction not to deposit until I called back with authorization. Well, the person went ahead and deposited the check which overdrew my account ($-1500.00).

As a result, the check was paid and 9 other smaller transactions were also paid... but, I received $330.00 in overdraft charges.. Also, when I made my next large deposit, my bank put a stupid 10 day hold on the funds which leaves my available balance still in the hole.

It seems their policy is to process large transactions first and the smaller transactions second, which is an obvious case of racking up as many overdraft charges as possible... Needless to say.. after 17 years of banking with this company, I amd sick and tired of their greed and lack of compassion.

Is there a banking institution that is less expensive and more understanding that sometimes errors happen? If so... I will switch banks in a heartbeat

2006-09-24 05:42:33 · 3 answers · asked by JEEPM0N 1

2006-09-24 05:31:09 · 7 answers · asked by Loren1 1

My wife and I have found an alternative to the conventional pension plan that is simple and straightforward, and has been proven to deliver excellent results. I'll be happy to share this with you if you would like to know more. Regards, Ray

2006-09-24 05:06:30 · 4 answers · asked by raymond s 1

Im a tech freak and when it come to new things coming out I have to get it. I try and try to hold off and not buy new things but I do anyway and im wasting all my money. I need a remedy as to how I can stop buying these things and pay off my credit cards and save money up.

2006-09-24 04:47:24 · 7 answers · asked by DHunter 1

I'm just a kid but My dad's ride is a expedition an when I get 16 I get a hummer. my house is a floor then a basement then an attic do you consider that three storys? and I live on 10 acers, have a horse and wear alot of abercrombie.

2006-09-24 04:41:49 · 27 answers · asked by Anonymous

Thanks!

2006-09-24 04:38:32 · 5 answers · asked by Anonymous

2006-09-24 04:20:41 · 6 answers · asked by ronnie z 1

2006-09-24 04:09:05 · 10 answers · asked by forest lover 2

i am saving up for a laptop, kind of. and i need to make 10 dollars a day to reach my goal. that i HAVE to reach.

2006-09-24 03:34:45 · 7 answers · asked by Anonymous

2006-09-24 01:59:26 · 5 answers · asked by donbutu4sure 1

2006-09-24 01:55:05 · 5 answers · asked by FEM 1

Has anyone ever applied for a credit card and had it accepted... waited and waited but no credit card? Then you get a statement saying you have bought all these goods when you never even received your credit card?

2006-09-24 01:51:45 · 5 answers · asked by me_me 1

2006-09-24 01:16:07 · 3 answers · asked by mrcpk16 1

i have won freelotto 300$ but i need to pay them 15$ through credit card but i don't have any money initially to pay now.if someone pays for me i promise that i will give him 150$ through ETF.
i live in india.

my e-mail adress is:-
juop_loster@yahoo.com

2006-09-24 01:10:53 · 4 answers · asked by juop l 1

2006-09-24 00:45:44 · 2 answers · asked by robs 1

I dont think I want an IVR as the unsecured debts are less than £5000 ( I think). Any advice would be great..............

2006-09-23 20:13:13 · 3 answers · asked by lubey 1

I am not sure whether to refinance with debt consolidation, cash out or a home equity loan or line of credit.

2006-09-23 17:33:22 · 7 answers · asked by jbatschool 1

We both went to my financial company and he had a cashiers check for the amount of the car. The cashiers check was a loan check so the title would transfer over to his bank. I got a phone call from my finance company and they left a message saying it was important regarding the check that my buyer had. I released liability on Sept. 2nd.
Now my question is would they come after me for any reason if the check was bad or if there was an issue with it even though the buyer was with me and personally signed the check over to my finance company, am I still liable for the car?

2006-09-23 15:37:54 · 9 answers · asked by Anonymous

I am in New York City.

I prefer to start my initial purchase in person rather than over the internet. However, if you let me know where on the internet I can do this, that would helps too.

2006-09-23 14:16:17 · 4 answers · asked by ? 5

2006-09-23 13:52:02 · 4 answers · asked by william c 1

My credit scores is not great but far from worse. I think one of the reason that's driving my credit score in the mid range is because few of my credit cards is near their credit limit. I was told if I pay off more than 60% of the balance then my score shall improve because it lowers my debt ratio? Is this true? How long will it take to bring my scores up? Please Advice!

2006-09-23 12:12:12 · 4 answers · asked by truelove4167 1

i have spent 1,000 in one hour at bloomingdales [my favorite store]

2006-09-23 11:28:42 · 5 answers · asked by Anonymous